Mercury General (MCY) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.9% | +3.4% | -2.3% | +10.4% | +0.7% | +9.1% | +3.0% | — | — | — | — | — |
| 2025 | -25.0% | +8.2% | +4.3% | -0.9% | +16.4% | +4.9% | +2.8% | +11.7% | +10.1% | -8.8% | +20.5% | +1.4% |
| 2024 | +7.3% | +21.6% | +6.7% | +1.3% | +6.8% | -4.2% | +12.6% | +10.6% | -4.4% | +7.4% | +16.8% | -15.4% |
| 2023 | +4.5% | -4.7% | -5.8% | -4.2% | -1.3% | +1.9% | +6.3% | -11.1% | -0.9% | +10.1% | +20.7% | +1.0% |
| 2022 | +3.0% | +0.6% | +1.2% | -8.3% | -2.9% | -8.2% | -5.4% | -23.9% | -10.0% | +2.1% | +25.1% | -4.9% |
| 2021 | +1.5% | +10.2% | +5.2% | +2.4% | +2.1% | +3.2% | -6.4% | -1.8% | -5.7% | -2.1% | -6.4% | +5.2% |
| 2020 | +0.7% | -11.8% | -4.5% | +0.6% | -1.8% | +2.8% | +5.3% | +4.2% | -6.2% | -1.6% | +9.2% | +18.9% |
| 2019 | -0.0% | +2.5% | -4.3% | +7.4% | +7.2% | +9.5% | -9.3% | -5.7% | +5.6% | -14.0% | +1.9% | +0.8% |
| 2018 | -8.4% | -6.8% | +1.9% | -0.3% | +3.0% | -2.0% | +12.9% | +4.8% | -5.8% | +18.2% | -4.5% | -7.7% |
| 2017 | +5.0% | -7.3% | +5.1% | +0.8% | -8.9% | -2.5% | +10.9% | -4.1% | -0.3% | -1.3% | -1.9% | -1.5% |
| 2016 | -0.3% | +13.2% | +6.8% | -4.7% | -0.6% | +2.3% | +4.2% | -1.9% | +2.2% | -0.7% | +7.2% | +4.2% |
| 2015 | +0.8% | -4.6% | +7.1% | -4.9% | +1.4% | +1.1% | +1.4% | -9.9% | +0.6% | +6.9% | -4.2% | -8.9% |
| 2014 | -7.8% | -1.2% | +0.9% | +6.2% | -1.5% | +1.1% | +4.6% | +4.1% | -3.6% | +8.8% | +3.9% | +3.8% |
| 2013 | -0.2% | -1.8% | -0.8% | +20.5% | -2.1% | -0.4% | +0.5% | -0.7% | +11.6% | -3.6% | +3.2% | +4.7% |
| 2012 | -4.2% | -1.9% | +3.4% | +3.3% | -3.5% | -3.1% | -13.1% | +5.7% | +2.5% | +4.9% | +2.7% | -3.2% |
| 2011 | -1.3% | -3.1% | -3.4% | +1.6% | +4.8% | -3.8% | -6.0% | +6.4% | -1.4% | +12.9% | +3.9% | +2.8% |
| 2010 | -2.6% | +7.5% | +7.9% | +2.9% | -3.9% | -2.7% | +4.1% | -9.1% | +5.8% | +3.9% | +1.1% | +1.6% |
| 2009 | -15.7% | -30.4% | +13.0% | +13.8% | -1.9% | +2.6% | +4.9% | +6.0% | -1.1% | +0.8% | +1.4% | +7.9% |
| 2008 | -3.2% | -5.5% | -1.5% | +12.6% | +1.9% | -7.1% | +8.1% | +0.9% | +8.7% | -6.2% | -11.5% | +2.5% |
| 2007 | -1.1% | +2.2% | +0.5% | +2.1% | +3.6% | -0.8% | -6.0% | +1.7% | +3.4% | -4.9% | +1.1% | -3.0% |
| 2006 | -3.2% | -0.9% | -0.9% | -2.8% | +4.8% | +1.6% | -2.1% | -8.9% | -0.4% | +4.3% | +3.2% | -0.4% |
| 2005 | -5.0% | -3.6% | +1.5% | -4.3% | +4.4% | -0.5% | +5.9% | +1.8% | +2.8% | +0.8% | -1.9% | -1.1% |
| 2004 | +2.5% | +7.1% | -1.6% | +2.2% | -1.5% | -0.4% | -5.1% | +6.4% | +6.2% | -2.8% | +10.3% | +6.4% |
| 2003 | -3.4% | -0.3% | +5.8% | +15.9% | +7.7% | -2.9% | +2.1% | -6.3% | +3.3% | +6.1% | +0.1% | -1.4% |
| 2002 | -3.6% | +2.6% | +8.4% | +7.5% | -3.5% | +1.1% | -2.1% | -5.3% | -4.2% | -3.0% | -4.8% | -4.1% |
| 2001 | -16.0% | -7.1% | -4.2% | +6.9% | +5.3% | -3.7% | +12.4% | +0.0% | +1.0% | +9.5% | +0.7% | +0.5% |
| 2000 | +6.7% | -4.4% | +31.3% | -7.2% | -6.9% | -6.4% | +10.5% | +5.1% | +4.0% | +29.4% | +5.3% | +14.4% |
| 1999 | -13.3% | -8.2% | +0.5% | +3.6% | -0.2% | -5.2% | +0.9% | -11.8% | -8.3% | +2.2% | -17.0% | -4.0% |
| 1998 | -12.8% | +17.7% | +10.5% | +3.5% | -1.4% | +1.2% | -28.7% | -20.4% | +3.0% | +13.3% | -1.4% | +5.1% |
| 1997 | +4.1% | +12.3% | -0.2% | +1.7% | +18.2% | -0.4% | +6.5% | +12.9% | +0.3% | -3.0% | +17.9% | +10.8% |
| 1996 | +1.5% | -9.8% | -4.4% | +7.6% | -2.2% | +0.5% | -2.2% | +5.2% | +5.1% | +3.7% | +16.8% | -7.4% |
| 1995 | +10.1% | -1.3% | -7.3% | +7.0% | +11.3% | +0.8% | -1.0% | +11.0% | +1.6% | +10.1% | +12.6% | +1.4% |
| 1994 | +0.0% | -4.1% | -5.5% | -2.8% | +14.4% | +0.7% | -3.4% | -2.6% | +2.4% | +4.2% | -5.4% | +1.9% |
| 1993 | -0.8% | +17.6% | +0.0% | -2.4% | +2.4% | +0.2% | +13.7% | -5.5% | +12.7% | -10.9% | -14.5% | +2.1% |
| 1992 | +14.6% | -8.6% | -4.5% | -6.6% | +23.7% | +18.0% | +6.6% | +5.8% | -5.5% | -1.3% | +29.3% | +0.3% |
| 1991 | +14.1% | +21.0% | +13.8% | -9.9% | +10.9% | -12.1% | +8.7% | -7.0% | -1.5% | +1.0% | +8.1% | -0.5% |
| 1990 | -8.3% | +4.4% | +2.1% | +7.1% | +12.2% | +9.8% | -4.5% | -2.8% | +1.0% | -11.9% | +29.8% | +18.3% |
| 1989 | +1.9% | +6.9% | +1.8% | +10.7% | -3.1% | +6.7% | -4.8% | +7.4% | -5.1% | -7.5% | +21.6% | -9.2% |
| 1988 | +4.6% | -8.8% | +4.6% | -9.0% | -6.1% | +2.9% | +16.7% | -8.9% | +10.5% | -8.9% | -5.0% | +4.2% |
| 1987 | +7.4% | +28.7% | -8.1% | -6.1% | -17.9% | -0.5% | +1.5% | +22.9% | -11.1% | -12.3% | -9.3% | -3.9% |
| 1986 | +24.1% | -2.5% | -5.9% | -3.6% | +2.8% | -5.4% | +0.0% | +18.1% | -20.4% | -5.8% | +0.0% | -3.5% |
| 1985 | — | — | — | — | — | — | — | — | — | — | — | +1.2% |
| Avg | -0.7% | +1.2% | +1.9% | +2.0% | +2.3% | +0.2% | +1.6% | +0.1% | +0.2% | +1.3% | +4.7% | +1.0% |
| Median | -0.2% | -1.2% | +0.9% | +1.7% | +1.4% | +0.2% | +1.8% | +0.4% | +0.8% | +0.8% | +2.3% | +1.0% |
| Last 5Y Avg | -3.4% | +5.8% | +0.8% | -0.3% | +3.9% | +0.7% | +2.0% | -2.9% | -2.2% | +1.7% | +15.3% | -2.6% |
| Std Dev (σ) | 8.9% | 10.8% | 7.2% | 7.1% | 7.8% | 5.4% | 8.5% | 9.5% | 6.6% | 8.9% | 11.5% | 6.8% |
| Consistency (μ/σ) | -0.08 | 0.11 | 0.27 | 0.28 | 0.30 | 0.04 | 0.19 | 0.01 | 0.03 | 0.14 | 0.41 | 0.15 |
| Win Rate (%) | 44% | 44% | 56% | 61% | 54% | 51% | 60% | 50% | 55% | 53% | 65% | 59% |
| Winning / Losing Months | ▲18▼23 | ▲18▼23 | ▲23▼18 | ▲25▼16 | ▲22▼19 | ▲21▼20 | ▲24▼16 | ▲20▼20 | ▲22▼18 | ▲21▼19 | ▲26▼14 | ▲24▼17 |
| Longest Win / Loss Streak | ▲5▼10 | ▲3▼5 | ▲5▼6 | ▲8▼4 | ▲6▼3 | ▲5▼4 | ▲6▼3 | ▲3▼3 | ▲6▼5 | ▲4▼5 | ▲6▼3 | ▲4▼3 |
| Best | +24.1%in January 1986 | +28.7%in February 1987 | +31.3%in March 2000 | +20.5%in April 2013 | +23.7%in May 1992 | +18.0%in June 1992 | +16.7%in July 1988 | +22.9%in August 1987 | +12.7%in September 1993 | +29.4%in October 2000 | +29.8%in November 1990 | +18.9%in December 2020 |
| Worst | -25.0%in January 2025 | -30.4%in February 2009 | -8.1%in March 1987 | -9.9%in April 1991 | -17.9%in May 1987 | -12.1%in June 1991 | -28.7%in July 1998 | -23.9%in August 2022 | -20.4%in September 1986 | -14.0%in October 2019 | -17.0%in November 1999 | -15.4%in December 2024 |
−30.4%+31.3%
2026
Jan-6.9%
Feb+3.4%
Mar-2.3%
Apr+10.4%
May+0.7%
Jun+9.1%
Jul+3.0%
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan-25.0%
Feb+8.2%
Mar+4.3%
Apr-0.9%
May+16.4%
Jun+4.9%
Jul+2.8%
Aug+11.7%
Sep+10.1%
Oct-8.8%
Nov+20.5%
Dec+1.4%
2024
Jan+7.3%
Feb+21.6%
Mar+6.7%
Apr+1.3%
May+6.8%
Jun-4.2%
Jul+12.6%
Aug+10.6%
Sep-4.4%
Oct+7.4%
Nov+16.8%
Dec-15.4%
2023
Jan+4.5%
Feb-4.7%
Mar-5.8%
Apr-4.2%
May-1.3%
Jun+1.9%
Jul+6.3%
Aug-11.1%
Sep-0.9%
Oct+10.1%
Nov+20.7%
Dec+1.0%
2022
Jan+3.0%
Feb+0.6%
Mar+1.2%
Apr-8.3%
May-2.9%
Jun-8.2%
Jul-5.4%
Aug-23.9%
Sep-10.0%
Oct+2.1%
Nov+25.1%
Dec-4.9%
2021
Jan+1.5%
Feb+10.2%
Mar+5.2%
Apr+2.4%
May+2.1%
Jun+3.2%
Jul-6.4%
Aug-1.8%
Sep-5.7%
Oct-2.1%
Nov-6.4%
Dec+5.2%
2020
Jan+0.7%
Feb-11.8%
Mar-4.5%
Apr+0.6%
May-1.8%
Jun+2.8%
Jul+5.3%
Aug+4.2%
Sep-6.2%
Oct-1.6%
Nov+9.2%
Dec+18.9%
2019
Jan-0.0%
Feb+2.5%
Mar-4.3%
Apr+7.4%
May+7.2%
Jun+9.5%
Jul-9.3%
Aug-5.7%
Sep+5.6%
Oct-14.0%
Nov+1.9%
Dec+0.8%
2018
Jan-8.4%
Feb-6.8%
Mar+1.9%
Apr-0.3%
May+3.0%
Jun-2.0%
Jul+12.9%
Aug+4.8%
Sep-5.8%
Oct+18.2%
Nov-4.5%
Dec-7.7%
2017
Jan+5.0%
Feb-7.3%
Mar+5.1%
Apr+0.8%
May-8.9%
Jun-2.5%
Jul+10.9%
Aug-4.1%
Sep-0.3%
Oct-1.3%
Nov-1.9%
Dec-1.5%
2016
Jan-0.3%
Feb+13.2%
Mar+6.8%
Apr-4.7%
May-0.6%
Jun+2.3%
Jul+4.2%
Aug-1.9%
Sep+2.2%
Oct-0.7%
Nov+7.2%
Dec+4.2%
2015
Jan+0.8%
Feb-4.6%
Mar+7.1%
Apr-4.9%
May+1.4%
Jun+1.1%
Jul+1.4%
Aug-9.9%
Sep+0.6%
Oct+6.9%
Nov-4.2%
Dec-8.9%
2014
Jan-7.8%
Feb-1.2%
Mar+0.9%
Apr+6.2%
May-1.5%
Jun+1.1%
Jul+4.6%
Aug+4.1%
Sep-3.6%
Oct+8.8%
Nov+3.9%
Dec+3.8%
2013
Jan-0.2%
Feb-1.8%
Mar-0.8%
Apr+20.5%
May-2.1%
Jun-0.4%
Jul+0.5%
Aug-0.7%
Sep+11.6%
Oct-3.6%
Nov+3.2%
Dec+4.7%
2012
Jan-4.2%
Feb-1.9%
Mar+3.4%
Apr+3.3%
May-3.5%
Jun-3.1%
Jul-13.1%
Aug+5.7%
Sep+2.5%
Oct+4.9%
Nov+2.7%
Dec-3.2%
2011
Jan-1.3%
Feb-3.1%
Mar-3.4%
Apr+1.6%
May+4.8%
Jun-3.8%
Jul-6.0%
Aug+6.4%
Sep-1.4%
Oct+12.9%
Nov+3.9%
Dec+2.8%
2010
Jan-2.6%
Feb+7.5%
Mar+7.9%
Apr+2.9%
May-3.9%
Jun-2.7%
Jul+4.1%
Aug-9.1%
Sep+5.8%
Oct+3.9%
Nov+1.1%
Dec+1.6%
2009
Jan-15.7%
Feb-30.4%
Mar+13.0%
Apr+13.8%
May-1.9%
Jun+2.6%
Jul+4.9%
Aug+6.0%
Sep-1.1%
Oct+0.8%
Nov+1.4%
Dec+7.9%
2008
Jan-3.2%
Feb-5.5%
Mar-1.5%
Apr+12.6%
May+1.9%
Jun-7.1%
Jul+8.1%
Aug+0.9%
Sep+8.7%
Oct-6.2%
Nov-11.5%
Dec+2.5%
2007
Jan-1.1%
Feb+2.2%
Mar+0.5%
Apr+2.1%
May+3.6%
Jun-0.8%
Jul-6.0%
Aug+1.7%
Sep+3.4%
Oct-4.9%
Nov+1.1%
Dec-3.0%
2006
Jan-3.2%
Feb-0.9%
Mar-0.9%
Apr-2.8%
May+4.8%
Jun+1.6%
Jul-2.1%
Aug-8.9%
Sep-0.4%
Oct+4.3%
Nov+3.2%
Dec-0.4%
2005
Jan-5.0%
Feb-3.6%
Mar+1.5%
Apr-4.3%
May+4.4%
Jun-0.5%
Jul+5.9%
Aug+1.8%
Sep+2.8%
Oct+0.8%
Nov-1.9%
Dec-1.1%
2004
Jan+2.5%
Feb+7.1%
Mar-1.6%
Apr+2.2%
May-1.5%
Jun-0.4%
Jul-5.1%
Aug+6.4%
Sep+6.2%
Oct-2.8%
Nov+10.3%
Dec+6.4%
2003
Jan-3.4%
Feb-0.3%
Mar+5.8%
Apr+15.9%
May+7.7%
Jun-2.9%
Jul+2.1%
Aug-6.3%
Sep+3.3%
Oct+6.1%
Nov+0.1%
Dec-1.4%
2002
Jan-3.6%
Feb+2.6%
Mar+8.4%
Apr+7.5%
May-3.5%
Jun+1.1%
Jul-2.1%
Aug-5.3%
Sep-4.2%
Oct-3.0%
Nov-4.8%
Dec-4.1%
2001
Jan-16.0%
Feb-7.1%
Mar-4.2%
Apr+6.9%
May+5.3%
Jun-3.7%
Jul+12.4%
Aug+0.0%
Sep+1.0%
Oct+9.5%
Nov+0.7%
Dec+0.5%
2000
Jan+6.7%
Feb-4.4%
Mar+31.3%
Apr-7.2%
May-6.9%
Jun-6.4%
Jul+10.5%
Aug+5.1%
Sep+4.0%
Oct+29.4%
Nov+5.3%
Dec+14.4%
1999
Jan-13.3%
Feb-8.2%
Mar+0.5%
Apr+3.6%
May-0.2%
Jun-5.2%
Jul+0.9%
Aug-11.8%
Sep-8.3%
Oct+2.2%
Nov-17.0%
Dec-4.0%
1998
Jan-12.8%
Feb+17.7%
Mar+10.5%
Apr+3.5%
May-1.4%
Jun+1.2%
Jul-28.7%
Aug-20.4%
Sep+3.0%
Oct+13.3%
Nov-1.4%
Dec+5.1%
1997
Jan+4.1%
Feb+12.3%
Mar-0.2%
Apr+1.7%
May+18.2%
Jun-0.4%
Jul+6.5%
Aug+12.9%
Sep+0.3%
Oct-3.0%
Nov+17.9%
Dec+10.8%
1996
Jan+1.5%
Feb-9.8%
Mar-4.4%
Apr+7.6%
May-2.2%
Jun+0.5%
Jul-2.2%
Aug+5.2%
Sep+5.1%
Oct+3.7%
Nov+16.8%
Dec-7.4%
1995
Jan+10.1%
Feb-1.3%
Mar-7.3%
Apr+7.0%
May+11.3%
Jun+0.8%
Jul-1.0%
Aug+11.0%
Sep+1.6%
Oct+10.1%
Nov+12.6%
Dec+1.4%
1994
Jan+0.0%
Feb-4.1%
Mar-5.5%
Apr-2.8%
May+14.4%
Jun+0.7%
Jul-3.4%
Aug-2.6%
Sep+2.4%
Oct+4.2%
Nov-5.4%
Dec+1.9%
1993
Jan-0.8%
Feb+17.6%
Mar+0.0%
Apr-2.4%
May+2.4%
Jun+0.2%
Jul+13.7%
Aug-5.5%
Sep+12.7%
Oct-10.9%
Nov-14.5%
Dec+2.1%
1992
Jan+14.6%
Feb-8.6%
Mar-4.5%
Apr-6.6%
May+23.7%
Jun+18.0%
Jul+6.6%
Aug+5.8%
Sep-5.5%
Oct-1.3%
Nov+29.3%
Dec+0.3%
1991
Jan+14.1%
Feb+21.0%
Mar+13.8%
Apr-9.9%
May+10.9%
Jun-12.1%
Jul+8.7%
Aug-7.0%
Sep-1.5%
Oct+1.0%
Nov+8.1%
Dec-0.5%
1990
Jan-8.3%
Feb+4.4%
Mar+2.1%
Apr+7.1%
May+12.2%
Jun+9.8%
Jul-4.5%
Aug-2.8%
Sep+1.0%
Oct-11.9%
Nov+29.8%
Dec+18.3%
1989
Jan+1.9%
Feb+6.9%
Mar+1.8%
Apr+10.7%
May-3.1%
Jun+6.7%
Jul-4.8%
Aug+7.4%
Sep-5.1%
Oct-7.5%
Nov+21.6%
Dec-9.2%
1988
Jan+4.6%
Feb-8.8%
Mar+4.6%
Apr-9.0%
May-6.1%
Jun+2.9%
Jul+16.7%
Aug-8.9%
Sep+10.5%
Oct-8.9%
Nov-5.0%
Dec+4.2%
1987
Jan+7.4%
Feb+28.7%
Mar-8.1%
Apr-6.1%
May-17.9%
Jun-0.5%
Jul+1.5%
Aug+22.9%
Sep-11.1%
Oct-12.3%
Nov-9.3%
Dec-3.9%
1986
Jan+24.1%
Feb-2.5%
Mar-5.9%
Apr-3.6%
May+2.8%
Jun-5.4%
Jul+0.0%
Aug+18.1%
Sep-20.4%
Oct-5.8%
Nov+0.0%
Dec-3.5%
1985
Jan—
Feb—
Mar—
Apr—
May—
Jun—
Jul—
Aug—
Sep—
Oct—
Nov—
Dec+1.2%
Avg
Jan-0.7%
Feb+1.2%
Mar+1.9%
Apr+2.0%
May+2.3%
Jun+0.2%
Jul+1.6%
Aug+0.1%
Sep+0.2%
Oct+1.3%
Nov+4.7%
Dec+1.0%
Median
Jan-0.2%
Feb-1.2%
Mar+0.9%
Apr+1.7%
May+1.4%
Jun+0.2%
Jul+1.8%
Aug+0.4%
Sep+0.8%
Oct+0.8%
Nov+2.3%
Dec+1.0%
Last 5Y Avg
Jan-3.4%
Feb+5.8%
Mar+0.8%
Apr-0.3%
May+3.9%
Jun+0.7%
Jul+2.0%
Aug-2.9%
Sep-2.2%
Oct+1.7%
Nov+15.3%
Dec-2.6%
Std Dev (σ)
Jan8.9%
Feb10.8%
Mar7.2%
Apr7.1%
May7.8%
Jun5.4%
Jul8.5%
Aug9.5%
Sep6.6%
Oct8.9%
Nov11.5%
Dec6.8%
Consistency (μ/σ)
Jan-0.08
Feb0.11
Mar0.27
Apr0.28
May0.30
Jun0.04
Jul0.19
Aug0.01
Sep0.03
Oct0.14
Nov0.41
Dec0.15
Win Rate (%)
Jan44%
Feb44%
Mar56%
Apr61%
May54%
Jun51%
Jul60%
Aug50%
Sep55%
Oct53%
Nov65%
Dec59%
Winning / Losing Months
Jan▲18▼23
Feb▲18▼23
Mar▲23▼18
Apr▲25▼16
May▲22▼19
Jun▲21▼20
Jul▲24▼16
Aug▲20▼20
Sep▲22▼18
Oct▲21▼19
Nov▲26▼14
Dec▲24▼17
Longest Win / Loss Streak
Jan▲5▼10
Feb▲3▼5
Mar▲5▼6
Apr▲8▼4
May▲6▼3
Jun▲5▼4
Jul▲6▼3
Aug▲3▼3
Sep▲6▼5
Oct▲4▼5
Nov▲6▼3
Dec▲4▼3
Best
Jan+24.1%1986
Feb+28.7%1987
Mar+31.3%2000
Apr+20.5%2013
May+23.7%1992
Jun+18.0%1992
Jul+16.7%1988
Aug+22.9%1987
Sep+12.7%1993
Oct+29.4%2000
Nov+29.8%1990
Dec+18.9%2020
Worst
Jan-25.0%2025
Feb-30.4%2009
Mar-8.1%1987
Apr-9.9%1991
May-17.9%1987
Jun-12.1%1991
Jul-28.7%1998
Aug-23.9%2022
Sep-20.4%1986
Oct-14.0%2019
Nov-17.0%1999
Dec-15.4%2024
−30.4%+31.3%
Frequently asked questions
Data & methodology
Mercury General (MCY) Key Financials
Charts, filings, and peer comparison for every metric
Income Statement
Balance Sheet
Profitability
Cash Flow
Forecast & Valuation
Operations
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
Overview
Income Statement