Total Debt for M&T Bank (MTB)
According to M&T Bank's latest reported financial statements, the company's latest reported total debt is $19.03B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
MTB
Currently viewingTotal DebtSwitch metric
Latest period
$19.03B
YoY change
-4.4%
5Y CAGR
+24.1%
Peak year (2007)
$16.14B
Latest annual
$13.06B
Total Debt history chart for M&T Bank (MTB) from 1989 to 2025
Total Debt history table for M&T Bank (MTB) from 1989 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $13.06B | -4.4% | ||
| 2024 | $13.66B | +1.1% | ||
| 2023 | $13.52B | +79.7% | ||
| 2022 | $7.52B | +112.9% | ||
| 2021 | $3.53B | -20.5% | ||
| 2020 | $4.44B | -37.0% | ||
| 2019 | $7.05B | -45.1% | ||
| 2018 | $12.84B | +51.2% | ||
| 2017 | $8.49B | -13.5% | ||
| 2016 | $9.82B | -23.2% | ||
| 2015 | $12.79B | +39.0% | ||
| 2014 | $9.20B | +71.3% | ||
| 2013 | $5.37B | -5.5% | ||
| 2012 | $5.68B | -23.9% | ||
| 2011 | $7.47B | -15.0% | ||
| 2010 | $8.79B | -30.7% | ||
| 2009 | $12.68B | -15.9% | ||
| 2008 | $15.08B | -6.5% | ||
| 2007 | $16.14B | +61.6% | ||
| 2006 | $9.98B | -12.0% | ||
| 2005 | $11.35B | +2.7% | ||
| 2004 | $11.05B | +10.8% | ||
| 2003 | $9.98B | +25.9% | ||
| 2002 | $7.93B | +21.8% | ||
| 2001 | $6.51B | +18.6% | ||
| 2000 | $5.49B | +26.7% | ||
| 1999 | $4.33B | +14.0% | ||
| 1998 | $3.80B | +149.0% | ||
| 1997 | $1.53B | +14.8% | ||
| 1996 | $1.33B | -9.4% | ||
| 1995 | $1.47B | +0.3% | ||
| 1994 | $1.46B | -32.9% | ||
| 1993 | $2.18B | +183.3% | ||
| 1992 | $768.40M | -25.5% | ||
| 1991 | $1.03B | +5.8% | ||
| 1990 | $975.00M | +15.0% | ||
| 1989 | $847.70M | — |
Total Debt values are taken from M&T Bank's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, M&T Bank (MTB) total debt totalled $13.06B – edged down 4.4% year-over-year.
Across 2020–2025 (5 years), M&T Bank total debt produced a CAGR of +24.1% – with the latest reading among the more recent periods of the dataset.
$16.14B stands as the all-time-high annual total debt, posted in 2007, against a low of $768.40M during 1992.
Within Financial Services, M&T Bank (MTB) ranks 9th among 8 peers we track. The peer median for total debt is $395.81B.
M&T Bank Total Debt by Year
M&T Bank Total Debt 2025: $13.06B
M&T Bank total debt in 2025 was $13.06B, edged down 4.4% below 2024.
M&T Bank Total Debt 2024: $13.66B
M&T Bank total debt in 2024 was $13.66B, edged up 1.1% from 2023.
M&T Bank Total Debt 2023: $13.52B
M&T Bank total debt in 2023 was $13.52B, surged 79.7% from 2022.
M&T Bank Total Debt 2022: $7.52B
M&T Bank total debt in 2022 was $7.52B, surged 112.9% from 2021.
M&T Bank Total Debt 2021: $3.53B
M&T Bank total debt in 2021 was $3.53B.
See more financial history for M&T Bank (MTB).
Sector peers — Total Debt
Companies in the same sector as M&T Bank, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is M&T Bank's total debt?
- Latest reported total debt for M&T Bank (MTB) is $19.03B (period ending March 31, 2026).
How has M&T Bank total debt changed year-over-year?
- M&T Bank (MTB) total debt changed -4.4% year-over-year on the latest annual filing.
What is the long-term growth rate of M&T Bank total debt?
- M&T Bank (MTB) total debt compound annual growth rate is +24.1% over the most recent 5 years available.
When did M&T Bank total debt hit its highest annual value?
- M&T Bank total debt reached its highest annual value of $16.14B in 2007.
What was M&T Bank total debt in 2024?
- M&T Bank (MTB) total debt in 2024 was $13.66B.
What was M&T Bank total debt in 2025?
- M&T Bank (MTB) total debt in 2025 was $13.06B.
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