Latest period
$3.25B
YoY change
-15.7%
5Y CAGR
+35.9%
Peak year (2022)
$4.36B
Latest annual
$2.86B
Free Cash Flow history chart for M&T Bank (MTB) from 1989 to 2025
Latest: $2.86B
Free Cash Flow growth chart for M&T Bank (MTB) from 1989 to 2025
Latest: -15.7%
Free Cash Flow history table for M&T Bank (MTB) from 1989 to 2025
| 2025 | $2.86B | -15.7% | −$534.00M | ||
| 2024 | $3.39B | -7.0% | −$255.00M | ||
| 2023 | $3.65B | -16.3% | −$710.35M | ||
| 2022 | $4.36B | +69.9% | +$1.79B | ||
| 2021 | $2.57B | +315.9% | +$1.95B | ||
| 2020 | $616.90M | -71.7% | −$1.56B | ||
| 2019 | $2.18B | +9.4% | +$187.33M | ||
| 2018 | $1.99B | -26.3% | −$710.79M | ||
| 2017 | $2.70B | +151.3% | +$1.63B | ||
| 2016 | $1.08B | -35.2% | −$584.75M | ||
| 2015 | $1.66B | +61.9% | +$634.59M | ||
| 2014 | $1.03B | +27.8% | +$223.12M | ||
| 2013 | $802.76M | +96.5% | +$394.30M | ||
| 2012 | $408.46M | -76.0% | −$1.29B | ||
| 2011 | $1.70B | +6.0% | +$97.05M | ||
| 2010 | $1.61B | +42.0% | +$474.77M | ||
| 2009 | $1.13B | -26.2% | −$401.41M | ||
| 2008 | $1.53B | +25.0% | +$306.81M | ||
| 2007 | $1.23B | +173.5% | +$777.14M | ||
| 2006 | $447.89M | +102.2% | +$226.43M | ||
| 2005 | $221.46M | -65.1% | −$413.35M | ||
| 2004 | $634.81M | -47.3% | −$569.71M | ||
| 2003 | $1.20B | +93.8% | +$582.93M | ||
| 2002 | $621.59M | +376.1% | +$491.02M | ||
| 2001 | $130.56M | -60.2% | −$197.29M | ||
| 2000 | $327.86M | -43.8% | −$255.84M | ||
| 1999 | $583.70M | +2848.0% | +$563.90M | ||
| 1998 | $19.80M | -94.3% | −$326.30M | ||
| 1997 | $346.10M | +61.8% | +$132.20M | ||
| 1996 | $213.90M | +135.1% | +$122.90M | ||
| 1995 | $91.00M | -72.4% | −$239.30M | ||
| 1994 | $330.30M | +103.3% | +$167.80M | ||
| 1993 | $162.50M | -43.0% | −$122.50M | ||
| 1992 | $285.00M | +23.5% | +$54.20M | ||
| 1991 | $230.80M | +202.9% | +$154.60M | ||
| 1990 | $76.20M | +333.0% | +$58.60M | ||
| 1989 | $17.60M | — | — |
- 2025$2.86B-15.7%
- 2024$3.39B-7.0%
- 2023$3.65B-16.3%
- 2022$4.36B+69.9%
- 2021$2.57B+315.9%
- 2020$616.90M-71.7%
- 2019$2.18B+9.4%
- 2018$1.99B-26.3%
- 2017$2.70B+151.3%
- 2016$1.08B-35.2%
- 2015$1.66B+61.9%
- 2014$1.03B+27.8%
- 2013$802.76M+96.5%
- 2012$408.46M-76.0%
- 2011$1.70B+6.0%
- 2010$1.61B+42.0%
- 2009$1.13B-26.2%
- 2008$1.53B+25.0%
- 2007$1.23B+173.5%
- 2006$447.89M+102.2%
- 2005$221.46M-65.1%
- 2004$634.81M-47.3%
- 2003$1.20B+93.8%
- 2002$621.59M+376.1%
- 2001$130.56M-60.2%
- 2000$327.86M-43.8%
- 1999$583.70M+2848.0%
- 1998$19.80M-94.3%
- 1997$346.10M+61.8%
- 1996$213.90M+135.1%
- 1995$91.00M-72.4%
- 1994$330.30M+103.3%
- 1993$162.50M-43.0%
- 1992$285.00M+23.5%
- 1991$230.80M+202.9%
- 1990$76.20M+333.0%
- 1989$17.60M—
Free Cash Flow values are taken from M&T Bank's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Free Cash Flow at M&T Bank (MTB)
Free Cash Flow for M&T Bank (MTB): headline value $3.25B · YoY -15.7%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
The 2025 reading of M&T Bank (MTB) free cash flow is $2.86B – declined 15.7% year-over-year.
Through 2020–2025 (5 years), M&T Bank free cash flow delivered a +35.9% annualised rate; with mixed annual results across the window.
M&T Bank free cash flow plunged from $4.36B in 2022 to $2.86B in 2025, a 34.4% drawdown.
Across the available history, free cash flow reached its high of $4.36B in 2022 and its low of $17.60M in 1989.
M&T Bank Free Cash Flow by Year
M&T Bank Free Cash Flow 2025: $2.86B
In 2025, M&T Bank reported free cash flow of $2.86B, declined 15.7% below 2024.
M&T Bank Free Cash Flow 2024: $3.39B
M&T Bank free cash flow in 2024 was $3.39B, declined 7.0% below 2023.
M&T Bank Free Cash Flow 2023: $3.65B
2023's free cash flow for M&T Bank came in at $3.65B, declined 16.3% below 2022.
M&T Bank Free Cash Flow 2022: $4.36B
M&T Bank posted free cash flow of $4.36B in 2022, surged 69.9% from 2021. This figure represents the highest annual value in the available history.
M&T Bank Free Cash Flow 2021: $2.57B
M&T Bank free cash flow in 2021 was $2.57B.
See more financial history for M&T Bank (MTB).
Sector peers by Free Cash Flow
Financial Services peers of M&T Bank (MTB), ranked by their latest free cash flow
| $100.87B | |
| $46.10B | |
| $25.04B | |
| $21.58B | |
| $16.91B | |
| $12.61B | |
| −$19.00B | |
| −$47.22B |
- $100.87B
- $46.10B
- $25.04B
- $21.58B
- $16.91B
- $12.61B
- −$19.00B
- −$47.22B
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M&T Bank (MTB) Key Financials
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