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M&T Bank (MTB) Cash Flow Waterfall

Trace M&T Bank's cash from operations down to free cash flow, then see where FCF goes — capex, buybacks, dividends, and debt repayment.

Operating CF

$3.38B

Capex

−$127.00M

Free Cash Flow

$3.25B

FCF Margin

+96.2%

Cash flow waterfall for M&T Bank (MTB) — TTM through Q1 2026

Free cash flow: $3.25B

Note: Other Investing is large — driven mainly by purchases or sales of investments.

Cash flow breakdown for M&T Bank (MTB) — TTM through Q1 2026

  • Operating Cash Flow$3.38B
  • Capital Expenditure−$127.00M
  • Free Cash Flow$3.25B
  • Acquisitions−$683.00M
  • Other Investing−$8.74B
  • Share Buybacks−$3.21B
  • Dividends Paid−$1.05B
  • Net Debt Change$7.45B
  • Other Financing−$2.18B
  • Forex Effect$546.00M
  • Net Cash Decrease−$4.63B
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