Fair value (multi-method)
Four independent methods triangulate what PNC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$1,129.82
Method range
$133.83 – $1,129.82
median $248.75
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $1,129.82 | +347.44% |
| Exit multiple | $218.14 | -13.61% |
| Analyst target | $279.36 | +10.63% |
| Graham number | $133.83 | -47.00% |
- Forward DCF$1,129.82
- Exit multiple$218.14
- Analyst target$279.36
- Graham number$133.83
Stock price
$252.51
EPS (TTM)
$18.17
5Y EPS CAGR
21.1%
Fair value @ hist. growth
$1,129.82
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
1.1%
per year over your projection horizon
Margin of safety 77.7% vs hist-growth DCF
Historical 5Y CAGR
21.1%
Your model implies
1.1%
Next-year analyst consensus
4.3%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.2% | -1.8% | -2.5% | -3.2% | -4.1% | -5.1% |
| 8.2% | 0.3% | -0.3% | -0.9% | -1.6% | -2.4% |
| 9.2% | 2.1% | 1.7% | 1.1% | 0.5% | -0.1% |
| 10.2% | 3.9% | 3.5% | 3.0% | 2.5% | 2.0% |
| 11.2% | 5.6% | 5.2% | 4.8% | 4.4% | 3.9% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.76
Low vs growth
Net debt
$17.4B
Total debt − cash
Beta
0.90
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
PNC Financial Services Group (PNC) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks2.19% TTM
- Dividend Profile2.81% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History3 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.