How PNC Financial Services Group (PNC) Makes Money: A Visual Guide
PNC Financial Services Group (PNC) generated $33.99B in revenue (TTM through Q4 2025), earning $6.94B in net profit (20.4% margin). Its largest revenue source is Corporate & Institutional Banking (44.9% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
PNC Financial Services Group (PNC) Income Statement Flow
Frequently asked questions
How does PNC Financial Services Group (PNC) make money?
- PNC Financial Services Group (PNC) primarily makes money through Corporate & Institutional Banking, which accounts for 44.9% of total revenue. For TTM through Q4 2025, PNC Financial Services Group generated $33.99B in total revenue with a net profit margin of 20.4%.
What is PNC Financial Services Group (PNC) gross profit margin?
- PNC Financial Services Group (PNC) reported a gross profit margin of 65.7% for TTM through Q4 2025, equivalent to $22.32B in gross profit. This means PNC Financial Services Group retains 65.7% of each revenue unit after direct costs of production.
What is PNC Financial Services Group (PNC) operating profit margin?
- PNC Financial Services Group (PNC) reported an operating profit margin of 25% for TTM through Q4 2025, equivalent to $8.49B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is PNC Financial Services Group (PNC) net profit margin?
- PNC Financial Services Group (PNC) reported a net profit margin of 20.4% for TTM through Q4 2025, equivalent to $6.94B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
What is PNC Financial Services Group (PNC) free cash flow?
- PNC Financial Services Group (PNC) generated $5.91B in free cash flow for TTM through Q4 2025 (17.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is PNC Financial Services Group (PNC) effective tax rate?
- PNC Financial Services Group (PNC) had an effective tax rate of 17.5% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
About this data
- What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
- How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
- When was this data last updated?
- Based on company filings through TTM through Q4 2025.