How does PNC Financial Services Group (PNC) make money?

PNC Financial Services Group (PNC) primarily makes money through Corporate & Institutional Banking, which accounts for 45.2% of total revenue. For TTM through Q1 2026, PNC Financial Services Group generated $32.05B in total revenue with a net profit margin of 22.5%.

What is PNC Financial Services Group (PNC) gross profit margin?

PNC Financial Services Group (PNC) reported a gross profit margin of 71.9% for TTM through Q1 2026, equivalent to $23.04B in gross profit. This means PNC Financial Services Group retains 71.9% of each revenue unit after direct costs of production.

What is PNC Financial Services Group (PNC) operating profit margin?

PNC Financial Services Group (PNC) reported an operating profit margin of 27.5% for TTM through Q1 2026, equivalent to $8.83B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is PNC Financial Services Group (PNC) net profit margin?

PNC Financial Services Group (PNC) reported a net profit margin of 22.5% for TTM through Q1 2026, equivalent to $7.21B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

What is PNC Financial Services Group (PNC) free cash flow?

PNC Financial Services Group (PNC) generated $5.91B in free cash flow for TTM through Q1 2026 (18.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is PNC Financial Services Group (PNC) effective tax rate?

PNC Financial Services Group (PNC) had an effective tax rate of 17.6% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.

How PNC Financial Services Group (PNC) Makes Money: A Visual Guide

PNC Financial Services Group (PNC) generated $32.05B in revenue, earning $7.21B in net profit (22.5% margin). Its largest revenue source is Corporate & Institutional Banking (45.2% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

PNC Financial Services Group (PNC) Income Statement Flow — TTM through Q1 2026

Calculated from the four most recent reported quarters, ending March 31, 2026 (reported April 15, 2026).

Frequently asked questions

How does PNC Financial Services Group (PNC) make money?: PNC Financial Services Group (PNC) primarily makes money through Corporate & Institutional Banking, which accounts for 45.2% of total revenue. For TTM through Q1 2026, PNC Financial Services Group generated $32.05B in total revenue with a net profit margin of 22.5%.
What is PNC Financial Services Group (PNC) gross profit margin?: PNC Financial Services Group (PNC) reported a gross profit margin of 71.9% for TTM through Q1 2026, equivalent to $23.04B in gross profit. This means PNC Financial Services Group retains 71.9% of each revenue unit after direct costs of production.
What is PNC Financial Services Group (PNC) operating profit margin?: PNC Financial Services Group (PNC) reported an operating profit margin of 27.5% for TTM through Q1 2026, equivalent to $8.83B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is PNC Financial Services Group (PNC) net profit margin?: PNC Financial Services Group (PNC) reported a net profit margin of 22.5% for TTM through Q1 2026, equivalent to $7.21B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
What is PNC Financial Services Group (PNC) free cash flow?: PNC Financial Services Group (PNC) generated $5.91B in free cash flow for TTM through Q1 2026 (18.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is PNC Financial Services Group (PNC) effective tax rate?: PNC Financial Services Group (PNC) had an effective tax rate of 17.6% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?: A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?: We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?: Based on company filings through TTM through Q1 2026.