TTM
27.5%
YoY change
+5.58pp
Trough year (1990)
0.6%
Peak year (2006)
45.2%
Latest annual
27.1%
Operating Margin history chart for PNC Financial Services Group (PNC) from 1989 to 2025
Latest: 27.1%
Operating Margin change chart for PNC Financial Services Group (PNC) from 1989 to 2025
Latest: +5.58pp
Operating Margin history table for PNC Financial Services Group (PNC) from 1989 to 2025
| 2025 | 27.1% | +5.58pp | ||
| 2024 | 21.5% | +0.38pp | ||
| 2023 | 21.1% | -10.64pp | ||
| 2022 | 31.8% | -3.72pp | ||
| 2021 | 35.5% | +16.70pp | ||
| 2020 | 18.8% | -7.84pp | ||
| 2019 | 26.6% | -2.18pp | ||
| 2018 | 28.8% | -1.64pp | ||
| 2017 | 30.4% | -1.54pp | ||
| 2016 | 32.0% | -1.86pp | ||
| 2015 | 33.8% | -0.83pp | ||
| 2014 | 34.7% | +0.97pp | ||
| 2013 | 33.7% | +9.39pp | ||
| 2012 | 24.3% | -1.40pp | ||
| 2011 | 25.7% | +1.74pp | ||
| 2010 | 24.0% | +6.18pp | ||
| 2009 | 17.8% | +5.12pp | ||
| 2008 | 12.7% | -8.49pp | ||
| 2007 | 21.2% | -24.03pp | ||
| 2006 | 45.2% | +19.90pp | ||
| 2005 | 25.3% | -2.81pp | ||
| 2004 | 28.1% | +1.83pp | ||
| 2003 | 26.3% | -2.32pp | ||
| 2002 | 28.6% | +20.28pp | ||
| 2001 | 8.3% | -15.75pp | ||
| 2000 | 24.1% | -1.37pp | ||
| 1999 | 25.4% | +2.20pp | ||
| 1998 | 23.2% | -0.21pp | ||
| 1997 | 23.4% | -0.55pp | ||
| 1996 | 24.0% | +13.71pp | ||
| 1995 | 10.3% | -9.00pp | ||
| 1994 | 19.3% | -7.67pp | ||
| 1993 | 26.9% | +7.98pp | ||
| 1992 | 19.0% | +6.69pp | ||
| 1991 | 12.3% | +11.66pp | ||
| 1990 | 0.6% | -9.84pp | ||
| 1989 | 10.4% | — |
- 202527.1%+5.58pp
- 202421.5%+0.38pp
- 202321.1%-10.64pp
- 202231.8%-3.72pp
- 202135.5%+16.70pp
- 202018.8%-7.84pp
- 201926.6%-2.18pp
- 201828.8%-1.64pp
- 201730.4%-1.54pp
- 201632.0%-1.86pp
- 201533.8%-0.83pp
- 201434.7%+0.97pp
- 201333.7%+9.39pp
- 201224.3%-1.40pp
- 201125.7%+1.74pp
- 201024.0%+6.18pp
- 200917.8%+5.12pp
- 200812.7%-8.49pp
- 200721.2%-24.03pp
- 200645.2%+19.90pp
- 200525.3%-2.81pp
- 200428.1%+1.83pp
- 200326.3%-2.32pp
- 200228.6%+20.28pp
- 20018.3%-15.75pp
- 200024.1%-1.37pp
- 199925.4%+2.20pp
- 199823.2%-0.21pp
- 199723.4%-0.55pp
- 199624.0%+13.71pp
- 199510.3%-9.00pp
- 199419.3%-7.67pp
- 199326.9%+7.98pp
- 199219.0%+6.69pp
- 199112.3%+11.66pp
- 19900.6%-9.84pp
- 198910.4%—
Operating Margin values are taken from PNC Financial Services Group's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Margin at PNC Financial Services Group (PNC)
According to PNC Financial Services Group's latest reported financial statements, the company's latest reported operating margin is 27.5%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
The 2025 reading of PNC Financial Services Group (PNC) operating margin is 27.08% – expanded 5.6 percentage points year-over-year.
The record annual operating margin stands at 45.20%, reached in 2006; the historical low of 0.60% was recorded in 1990.
PNC Financial Services Group Operating Margin by Year
PNC Financial Services Group Operating Margin 2025: 27.1%
PNC Financial Services Group posted operating margin of 27.08% in 2025, expanded 5.6 percentage points from 2024.
PNC Financial Services Group Operating Margin 2024: 21.5%
In 2024, PNC Financial Services Group reported operating margin of 21.49%, expanded 0.4 percentage points from 2023.
PNC Financial Services Group Operating Margin 2023: 21.1%
PNC Financial Services Group operating margin in 2023 was 21.12%, contracted 10.6 percentage points from 2022.
PNC Financial Services Group Operating Margin 2022: 31.8%
2022's operating margin for PNC Financial Services Group came in at 31.75%, contracted 3.7 percentage points from 2021.
PNC Financial Services Group Operating Margin 2021: 35.5%
PNC Financial Services Group operating margin in 2021 was 35.48%.
See more financial history for PNC Financial Services Group (PNC).
Sector peers by Operating Margin
Financial Services peers of PNC Financial Services Group (PNC), ranked by their latest operating margin
| 61.1% | |
| 59.4% | |
| 26.2% | |
| 22.9% | |
| 20.5% | |
| 20.5% | |
| 19.5% | |
| 16.1% |
- 61.1%
- 59.4%
- 26.2%
- 20.5%
- 20.5%
- 19.5%
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PNC Financial Services Group (PNC) Key Financials
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