Buyback yield (TTM)
4.03%
Shareholder yield (TTM)
4.03%
5Y share count change
307.6%
Buyback spend (TTM)
$100.06M
Cumulative buybacks
$177.88M
Key takeaways
- Upstart Holdings (UPST) repurchased about $100.06M of stock over the trailing twelve months.
- Diluted share count is up 307.6% over the last ~5 fiscal years — equity issuance and stock-based compensation are outpacing repurchases.
- TTM buyback ÷ stock-based-comp ratio of 0.73× — repurchases only partially offset SBC dilution.
Dividend & buyback yield over time for Upstart Holdings (UPST)
Stacked annual yields — buyback yield (TTM cash repurchases ÷ market cap) plus dividend yield from the same fiscal-year-end key-metrics period — show how total cash return per dollar of equity has evolved.
Diluted vs basic shares (annual) for Upstart Holdings (UPST)
Diluted weighted-average shares are the EPS denominator — a falling count means buybacks are outpacing SBC dilution.
Year-over-year change in diluted shares for Upstart Holdings (UPST)
Green is fewer shares vs the prior fiscal year (net repurchase); red is growth (dilution). The earliest year shown has no prior year to compare.
Cash buyback spend over time for Upstart Holdings (UPST)
Latest: $0.00
Overview
2025's annual buyback spend for Upstart Holdings (UPST) came in at $0.00.
Upstart Holdings buyback spend plunged from $177.88M in 2022 to $0.00 in 2025, a 100.0% drawdown.
Across the available history, buyback spend reached its high of $177.88M in 2022 and its low of $0.00 in 2017.
Upstart Holdings Buyback Spend 2025: $0.00
Upstart Holdings buyback spend in 2025 was $0.00.
Upstart Holdings Buyback Spend 2024: $0.00
Upstart Holdings buyback spend in 2024 was $0.00.
Upstart Holdings Buyback Spend 2023: $0.00
Upstart Holdings buyback spend in 2023 was $0.00, plunged 100.0% below 2022.
Upstart Holdings Buyback Spend 2022: $177.88M
Upstart Holdings buyback spend in 2022 was $177.88M.
Upstart Holdings Buyback Spend 2021: $0.00
Upstart Holdings buyback spend in 2021 was $0.00.
See more financial history for Upstart Holdings (UPST).
Buyback, SBC & dilution history
Buyback spend, SBC, net dilution effect, and share count.
| 2025 | $0.00 | $131.95M | −$131.95M | — | 0.11B | +20.2% | |
| 2024 | $0.00 | $133.40M | −$133.40M | — | 0.09B | +6.8% | |
| 2023 | $0.00 | $175.04M | −$175.04M | — | 0.08B | +1.2% | |
| 2022 | $177.88M | $125.94M | $51.94M | 16.36% | 0.08B | -12.7% | |
| 2021 | $0.00 | $73.19M | −$73.19M | — | 0.09B | +259.3% | |
| 2020 | $0.00 | $11.51M | −$11.51M | — | 0.03B | +83.7% | |
| 2019 | $0.00 | $3.81M | −$3.81M | — | 0.01B | +1.6% | |
| 2018 | $0.00 | $2.04M | −$2.04M | — | 0.01B | +1.8% | |
| 2017 | $0.00 | $1.29M | −$1.29M | — | 0.01B | — |
- 2025$0.00
- 2024$0.00
- 2023$0.00
- 2022$177.88M
- 2021$0.00
- 2020$0.00
- 2019$0.00
- 2018$0.00
- 2017$0.00
Buybacks vs stock-based compensation for Upstart Holdings (UPST)
Annual cash repurchases set against stock-based compensation. Coverage above 1× means buybacks fully offset the equity dilution from SBC. TTM coverage: 0.73×.
Buybacks vs dividends (share of cash returned) for Upstart Holdings (UPST)
How Upstart Holdings splits cash returned to shareholders between dividends and buybacks.
Sector peers by buyback spend
Companies in the same sector as Upstart Holdings, ranked by their latest buyback spend.
| $34.59B | |
| $24.10B | |
| $19.52B | |
| $13.39B | |
| $12.36B | |
| $11.73B | |
| $5.83B | |
| $0.00 |
- $34.59B
- $24.10B
- $19.52B
- $13.39B
- $12.36B
- $11.73B
- $5.83B
Buyback capacity (TTM)
Free cash flow minus dividends paid versus actual TTM repurchases — the headroom bar shows how much of post-dividend FCF is still being deployed elsewhere.
Headroom $0.00 (TTM FCF − TTM dividends, clamped at zero).
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