What If You Invested $1,000 in Upstart Holdings (UPST)?
Enter any amount and start date. We use historical prices to show your hypothetical return.
Upstart Holdings
UPST
Historical extremes
What if you bought at the best or worst time? Check max profit, max drawdown, and total return since IPO.
Max profit
+1,223%
(13.2 times)
- Buy
- Dec 16, 2020
- $29.47
- Sell
- Oct 15, 2021
- $390
Buying UPST at the best price and selling at the peak would have turned $1,000 into $13,233.8.
Max drawdown
96.90%
(fell to 3% of peak)
- Peak
- Oct 15, 2021
- $390
- Trough
- May 2, 2023
- $12.1
A $1,000 investment in UPST at the peak would have shrunk to $31.03 at the trough.
Return since IPO
+18.29%
(1.18 times)
- IPO
- Dec 16, 2020
- $29.47
- Current
- Apr 20, 2026
- $34.86
A $1,000 investment in UPST at IPO would be worth $1,182.9 today.
Frequently asked questions
What is Upstart Holdings (UPST) stock's all-time high (ATH) and all-time low (ATL)?
- Upstart Holdings (UPST) stock's all-time low (ATL) was $12.1 on May 2, 2023. The all-time high (ATH) was $390 on Oct 15, 2021.
What if you invested $1,000 in Upstart Holdings (UPST) stock for maximum profit?
- Buying Upstart Holdings (UPST) stock at the best price ($29.47 on Dec 16, 2020) and selling at the peak ($390 on Oct 15, 2021) would have turned $1,000 into $13,233.8. Historical return: +1,223.38% (13.2 times).
What are Upstart Holdings (UPST)'s best buy and sell dates for maximum profit?
- The best buy date for Upstart Holdings (UPST) stock was Dec 16, 2020 at $29.47. The best sell date was Oct 15, 2021 at $390. This investment would have returned +1,223.38% (13.2 times).
What was Upstart Holdings (UPST) stock's maximum drawdown?
- Upstart Holdings (UPST) stock's worst decline was 96.90% (fell to 3% of peak) from peak to trough. Peak: $390 on Oct 15, 2021. Trough: $12.1 on May 2, 2023. A $1,000 investment at the peak would have been worth $31.03 at the trough.
What if you bought Upstart Holdings (UPST) stock at IPO?
- A $1,000 investment in Upstart Holdings (UPST) stock at IPO ($29.47 on Dec 16, 2020) would be worth $1,182.9 today. Historical return: +18.29% (1.18 times). Current stock price: $34.86 as of Apr 20, 2026.
What if you invested $1,000 in Upstart Holdings (UPST) 5 years ago?
- A $1,000 investment in Upstart Holdings (UPST) stock 5 years ago ($91.79 on Apr 20, 2021) would be worth $379.78 today. Historical return: 62.02% (0.38 times). Current stock price: $34.86 as of Apr 20, 2026.
Data & methodology
How does the investment calculator work?
- Enter an investment amount and a start date. We use historical stock prices to calculate how many shares you would have bought, then apply the current price to show your hypothetical portfolio value and return.
What are Historical extremes?
- Max profit: the best buy and sell dates that maximize percentage return. Max drawdown: the largest peak-to-trough decline in price. Return since IPO: total return from IPO date to the latest price.
What is Max drawdown?
- Maximum drawdown is the largest peak-to-trough decline in price. It shows the worst drop from any prior high to a subsequent low. Peak and Trough are the dates and prices at which this decline occurred.
Does this include dividends?
- The calculator uses adjusted closing prices when available, which account for stock splits and dividends. For the most accurate results, we recommend using data that includes dividend adjustments.
Where does the price data come from?
- Historical prices are dividend-adjusted closing prices from our data provider. The calculator and Historical extremes use the same data source for consistent results.
How are the dollar amounts in the cards calculated?
- The dollar amounts in Historical extremes use the investment amount you select in the calculator above (e.g. $1,000). They show what your investment would have been worth at the Buy/Peak/IPO date versus the Sell/Trough/Current date.
What date range can I use?
- The available date range depends on our historical price data for UPST. You can select any date between our first and most recent data point.
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