Consensus EPS · Q2 2026
$0.55
Consensus revenue · Q2 2026
$352.2M
Analysts
5
Expected report
Aug 4, 2026
What to watch
- Analyst ratings: Mixed
Analyst consensus
Based on estimates from 5 analysts.
| Metric | Low | Consensus | High |
|---|---|---|---|
| Revenue | $335M | $352.2M | $366.8M |
| EPS | $0.41 | $0.55 | $0.63 |
| EBITDA | -$31M | -$29.7M | -$28.2M |
| EBIT | -$40M | -$38.3M | -$36.4M |
| Net income | $15.9M | $18.4M | $20M |
- Revenue$352.2M
- EPS$0.55
- EBITDA-$29.7M
- EBIT-$38.3M
- Net income$18.4M
Historical beat/miss
Actual reported results vs. analyst consensus at the time. Positive = beat, negative = miss.
| Period | Rev. actual | Rev. est. | Rev. surprise | EPS actual | EPS est. | EPS surprise |
|---|---|---|---|---|---|---|
| Q1 2026 | $308.2M | $301.3M | +2.3% | $0.30 | $0.42 | -28.6% |
- Q1 2026+2.3%-28.6%
Estimate revisions
How analyst consensus estimates have changed over the past 90 days.
Revision trends appear once we have collected at least two daily snapshots for this period.
Community vs analysts
See how the TickerLeague crowd's forecast stacks up against Wall Street.
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No community consensus for Upstart Holdings (UPST) Q2 2026 yet. Make a prediction to start the crowd forecast.
Analyst price target
Based on price targets from 2 analysts.
- Low
- $30.00
- Consensus
- $38.13
- Median
- $39.50
- High
- $46.00
- Current
- $28.64
- Upside
- +33.1%
Upside calculated vs most recent trading price of $28.64.
Analyst ratings
Consensus: Buy — based on 22 analyst ratings.
24-month trend
Recent analyst actions
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 9, 2026 | Goldman Sachs | maintain | Neutral | Neutral |
| Jul 7, 2026 | Needham | maintain | Buy | Buy |
| Jul 7, 2026 | BTIG | maintain | Buy | Buy |
| Jun 15, 2026 | Needham | maintain | Buy | Buy |
| May 6, 2026 | Piper Sandler | maintain | Overweight | Overweight |
| May 6, 2026 | Needham | maintain | Buy | Buy |
| May 6, 2026 | BTIG | maintain | Buy | Buy |
| Apr 9, 2026 | BTIG | maintain | Buy | Buy |
| Mar 26, 2026 | Mizuho | maintain | Outperform | Outperform |
| Mar 16, 2026 | BTIG | upgrade | Neutral | Buy |
- Jul 9, 2026Goldman SachsNeutral
- Jul 7, 2026NeedhamBuy
- Jul 7, 2026BTIGBuy
- Jun 15, 2026NeedhamBuy
- May 6, 2026Piper SandlerOverweight
- May 6, 2026NeedhamBuy
- May 6, 2026BTIGBuy
- Apr 9, 2026BTIGBuy
- Mar 26, 2026MizuhoOutperform
- Mar 16, 2026BTIGBuy
Frequently asked questions
Upstart Holdings (UPST) Key Financials
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