Upstart Holdings (UPST) — Daily Price Character
Historical session stats from dividend-adjusted prices: win rate, streaks, record days, weekday patterns, and (when available) how often the stock was green on S&P 500 green days.

UPST
Archetype
Explosive
High daily volatility — frequent large price swings.
Win rate
48.0%
643 green · 693 red · 3 flat · 1339 sessions
Current streak
2 green
As of Apr 20, 2026
Max win / lose streak
10 / 11 days
Win streak return: +39.56% · Lose: 29.44%
Median / σ daily
0.230% · 7.237%
Avg green +5.28% · avg red 4.39%
Extreme days (>3%)
55.9%
367 up · 382 down
History from Dec 17, 2020 through Apr 20, 2026 · 1339 trading days with returns.
Trailing year — daily returns (calendar)
Apr 21, 2025 – Apr 20, 2026 · Mon–Fri sessions only
Monday–Friday — average return
Average dividend-adjusted return on that weekday (green / red by sign). Green/red day rule: ±0.01% vs prior close.
Monday–Friday — win rate
Share of sessions that closed green on that weekday. Bars are green at or above 50%, red below 50%.
Top green days
Largest single-session gains (dividend-adjusted), by historical return.
| Date | Return |
|---|---|
| Mar 18, 2021 | +89.32% |
| Nov 8, 2024 | +46.02% |
| Aug 7, 2024 | +39.51% |
| Feb 16, 2022 | +35.65% |
| May 10, 2023 | +34.63% |
| Feb 12, 2025 | +31.82% |
| Mar 22, 2021 | +31.60% |
| Feb 15, 2023 | +28.13% |
| Nov 10, 2022 | +27.20% |
| Aug 11, 2021 | +26.18% |
| May 15, 2023 | +23.61% |
| May 17, 2022 | +23.47% |
| Dec 18, 2020 | +23.26% |
| May 14, 2021 | +22.97% |
| Dec 17, 2020 | +21.38% |
| Dec 1, 2023 | +20.96% |
| Dec 13, 2023 | +20.31% |
| Apr 9, 2025 | +20.20% |
| May 22, 2023 | +19.96% |
| Feb 2, 2023 | +18.07% |
Worst red days
Largest single-session losses; "Days to recovery" counts trading sessions until close recovered the prior peak (dividend-adjusted).
| Date | Return | Days to recovery |
|---|---|---|
| May 10, 2022 | 56.42% | 629 |
| Aug 9, 2023 | 34.24% | 297 |
| Mar 23, 2021 | 28.14% | 46 |
| Nov 8, 2023 | 27.30% | 16 |
| Jul 8, 2022 | 19.71% | 25 |
| Feb 14, 2024 | 19.62% | 120 |
| Apr 3, 2025 | 18.77% | 15 |
| Aug 6, 2025 | 18.74% | — |
| Nov 10, 2021 | 18.21% | — |
| May 11, 2022 | 16.69% | 2 |
| Feb 11, 2026 | 15.04% | — |
| Mar 4, 2022 | 14.52% | — |
| Dec 2, 2024 | 14.47% | 9 |
| Aug 7, 2023 | 14.41% | 318 |
| Jun 11, 2021 | 14.29% | 42 |
| Feb 22, 2021 | 14.18% | 18 |
| Jan 21, 2022 | 13.47% | 6 |
| May 20, 2022 | 13.34% | 8 |
| Feb 9, 2023 | 12.82% | 4 |
| Apr 7, 2021 | 12.63% | 32 |
Frequently asked questions
What is the daily win rate for Upstart Holdings (UPST)?
- Historically, Upstart Holdings (UPST) closed green on 48.0% of trading days (643 green, 693 red, 3 flat), using dividend-adjusted closes and a ±0.01% threshold for green vs red.
What is the current winning or losing streak for Upstart Holdings (UPST)?
- As of 2026-04-20, Upstart Holdings (UPST) is on a 2-day winning streak (consecutive green or red days by the same rules, ignoring trailing flat days).
What does Steady, Balanced, or Explosive mean for Upstart Holdings (UPST)?
- We label Upstart Holdings (UPST) as "explosive" based on the sample standard deviation of daily returns: High daily volatility — frequent large price swings.
What were the best and worst single trading days for Upstart Holdings (UPST)?
- Largest single-day gain: +89.32%. Largest single-day loss: 56.42%. Tables on this page list the top record green and red days.
What counts as an "extreme" daily move for Upstart Holdings (UPST)?
- We treat a day as extreme if the absolute dividend-adjusted daily return exceeds 3%. About 55.9% of trading days for Upstart Holdings (UPST) were extreme (367 up, 382 down).
Data & methodology
How are green, red, and flat days defined?
- We use dividend-adjusted (or close-to-close for non-equity) daily returns. Green: return ≥ +0.01%. Red: return ≤ −0.01%. Flat: between those bounds.
How is the current streak calculated?
- We count consecutive green or consecutive red days using the same thresholds. If the most recent session is flat, we skip trailing flat days and measure from the last non-flat close.
What does “vs S&P 500” mean?
- On sessions where the S&P 500 (^GSPC) was green, we report how often this stock was also green. Shown only for USD equities when benchmark data exists and the symbol is not the index itself.
Where does the archetype come from?
- Sample standard deviation of daily returns: low → Steady, high → Explosive, otherwise Balanced. Labels describe typical daily volatility, not quality of the investment.