Upstart Holdings (UPST) Historical Monthly & Quarterly Returns
Dividend-adjusted returns by month and quarter. Compare performance across years.
Upstart Holdings
UPST
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 10.2% | 30.6% | 5.8% | +35.9% | — | — | — | — | — | — | — | — |
| 2025 | +5.2% | +3.0% | 31.0% | +3.8% | 1.3% | +37.1% | +26.4% | 10.3% | 30.7% | 6.5% | 5.4% | 2.7% |
| 2024 | 22.3% | 18.9% | +4.4% | 17.7% | +11.7% | 4.6% | +18.4% | +52.2% | 5.9% | +21.7% | +61.9% | 21.9% |
| 2023 | +41.3% | 0.9% | 14.2% | 12.5% | +96.0% | +31.5% | +91.8% | 53.2% | 11.3% | 15.8% | +11.4% | +52.7% |
| 2022 | 28.0% | +44.9% | 31.0% | 31.2% | 32.8% | 37.3% | 23.1% | +6.5% | 19.7% | +11.5% | 15.7% | 32.4% |
| 2021 | +52.6% | +5.5% | +96.3% | 15.4% | +36.0% | 15.7% | 3.3% | +89.7% | +38.1% | +1.8% | 36.4% | 26.2% |
| 2020 | — | — | — | — | — | — | — | — | — | — | — | +38.3% |
| Avg | +6.4% | +0.5% | +3.1% | 6.2% | +21.9% | +2.2% | +22.0% | +17.0% | 5.9% | +2.5% | +3.2% | +1.3% |
| Median | 2.5% | +1.0% | 10.0% | 14.0% | +11.7% | 4.6% | +18.4% | +6.5% | 11.3% | +1.8% | 5.4% | 12.3% |
| Win % | 50% | 50% | 33% | 33% | 60% | 40% | 60% | 60% | 20% | 60% | 40% | 33% |
2026
Jan10.2%
Feb30.6%
Mar5.8%
Apr+35.9%
May—
Jun—
Jul—
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan+5.2%
Feb+3.0%
Mar31.0%
Apr+3.8%
May1.3%
Jun+37.1%
Jul+26.4%
Aug10.3%
Sep30.7%
Oct6.5%
Nov5.4%
Dec2.7%
2024
Jan22.3%
Feb18.9%
Mar+4.4%
Apr17.7%
May+11.7%
Jun4.6%
Jul+18.4%
Aug+52.2%
Sep5.9%
Oct+21.7%
Nov+61.9%
Dec21.9%
2023
Jan+41.3%
Feb0.9%
Mar14.2%
Apr12.5%
May+96.0%
Jun+31.5%
Jul+91.8%
Aug53.2%
Sep11.3%
Oct15.8%
Nov+11.4%
Dec+52.7%
2022
Jan28.0%
Feb+44.9%
Mar31.0%
Apr31.2%
May32.8%
Jun37.3%
Jul23.1%
Aug+6.5%
Sep19.7%
Oct+11.5%
Nov15.7%
Dec32.4%
2021
Jan+52.6%
Feb+5.5%
Mar+96.3%
Apr15.4%
May+36.0%
Jun15.7%
Jul3.3%
Aug+89.7%
Sep+38.1%
Oct+1.8%
Nov36.4%
Dec26.2%
2020
Jan—
Feb—
Mar—
Apr—
May—
Jun—
Jul—
Aug—
Sep—
Oct—
Nov—
Dec+38.3%
Avg
Jan+6.4%
Feb+0.5%
Mar+3.1%
Apr6.2%
May+21.9%
Jun+2.2%
Jul+22.0%
Aug+17.0%
Sep5.9%
Oct+2.5%
Nov+3.2%
Dec+1.3%
Median
Jan2.5%
Feb+1.0%
Mar10.0%
Apr14.0%
May+11.7%
Jun4.6%
Jul+18.4%
Aug+6.5%
Sep11.3%
Oct+1.8%
Nov5.4%
Dec12.3%
Win %
Jan50%
Feb50%
Mar33%
Apr33%
May60%
Jun40%
Jul60%
Aug60%
Sep20%
Oct60%
Nov40%
Dec33%
Frequently asked questions
What is the best performing month for Upstart Holdings (UPST) stock?
- Historically, July is the best performing month for Upstart Holdings (UPST) stock with an average return of +22.04%.
What is the worst performing month for Upstart Holdings (UPST) stock?
- Historically, April is the worst performing month for Upstart Holdings (UPST) stock with an average return of 6.18%.
What is the best performing quarter for Upstart Holdings (UPST) stock?
- Historically, Q3 is the best performing quarter for Upstart Holdings (UPST) stock with an average return of +29.39%.
What is the worst performing quarter for Upstart Holdings (UPST) stock?
- Historically, Q4 is the worst performing quarter for Upstart Holdings (UPST) stock with an average return of +5.47%.
What is the best performing year for Upstart Holdings (UPST) stock?
- Historically, 2021 is the best performing year for Upstart Holdings (UPST) stock with a return of +271.29%.
What is the worst performing year for Upstart Holdings (UPST) stock?
- Historically, 2022 is the worst performing year for Upstart Holdings (UPST) stock with a return of 91.26%.
Which month has the highest win rate for Upstart Holdings (UPST) stock?
- Historically, May has the highest win rate for Upstart Holdings (UPST) stock — positive in 60% of years.
Which month has the lowest win rate for Upstart Holdings (UPST) stock?
- Historically, September has the lowest win rate for Upstart Holdings (UPST) stock — positive in 20% of years.
Which quarter has the highest win rate for Upstart Holdings (UPST) stock?
- Historically, Q2 has the highest win rate for Upstart Holdings (UPST) stock — positive in 50% of years.
Which quarter has the lowest win rate for Upstart Holdings (UPST) stock?
- Historically, Q1 has the lowest win rate for Upstart Holdings (UPST) stock — positive in 33% of years.
Data & methodology
How are returns calculated?
- We compare the closing price at the end of each period (month or quarter) with the closing price at the end of the previous period. The return is the percentage change. All prices are adjusted for dividends and stock splits. Based on historical prices from our data provider.
What is average vs median?
- Average is the arithmetic mean of returns for each period across years. Median is the middle value. Both exclude empty cells. Use median to reduce impact of outliers.
What does the heatmap show?
- Green cells indicate positive returns, red cells indicate negative returns. The darker the color, the stronger the move. Average and Median rows summarize each column across years.
What is Win %?
- Percentage of years when the period had a positive return. For example, 80% for January means January was positive in 80% of the years in the selected range.
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