Total Debt for Aflac (AFL)
According to Aflac's latest reported financial statements, the company's latest reported total debt is $8.41B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
AFL
Currently viewingTotal DebtSwitch metric
Latest period
$8.41B
YoY change
+12.1%
5Y CAGR
+1.3%
Peak year (2025)
$8.41B
Latest annual
$8.41B
Total Debt history chart for Aflac (AFL) from 1985 to 2025
Total Debt history table for Aflac (AFL) from 1985 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $8.41B | +12.1% | ||
| 2024 | $7.50B | +1.8% | ||
| 2023 | $7.36B | -1.0% | ||
| 2022 | $7.44B | -6.5% | ||
| 2021 | $7.96B | +0.7% | ||
| 2020 | $7.90B | +20.2% | ||
| 2019 | $6.57B | +13.7% | ||
| 2018 | $5.78B | +9.2% | ||
| 2017 | $5.29B | -1.3% | ||
| 2016 | $5.36B | +7.8% | ||
| 2015 | $4.97B | -5.9% | ||
| 2014 | $5.28B | +7.9% | ||
| 2013 | $4.90B | +12.5% | ||
| 2012 | $4.35B | +32.5% | ||
| 2011 | $3.29B | +8.1% | ||
| 2010 | $3.04B | +16.9% | ||
| 2009 | $2.60B | +51.0% | ||
| 2008 | $1.72B | +17.5% | ||
| 2007 | $1.47B | +2.7% | ||
| 2006 | $1.43B | +2.2% | ||
| 2005 | $1.40B | -2.4% | ||
| 2004 | $1.43B | +1.4% | ||
| 2003 | $1.41B | +7.4% | ||
| 2002 | $1.31B | +8.7% | ||
| 2001 | $1.21B | +11.9% | ||
| 2000 | $1.08B | -2.9% | ||
| 1999 | $1.11B | +86.4% | ||
| 1998 | $596.00M | +13.9% | ||
| 1997 | $523.21M | +48.0% | ||
| 1996 | $353.53M | +8.0% | ||
| 1995 | $327.27M | +77.0% | ||
| 1994 | $184.90M | +51.6% | ||
| 1993 | $122.00M | -3.0% | ||
| 1992 | $125.80M | -9.4% | ||
| 1991 | $138.80M | -12.0% | ||
| 1990 | $157.80M | -26.2% | ||
| 1989 | $213.90M | +176.7% | ||
| 1988 | $77.30M | +110.1% | ||
| 1987 | $36.80M | +53.3% | ||
| 1986 | $24.00M | -40.7% | ||
| 1985 | $40.50M | — |
Total Debt values are taken from Aflac's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Aflac (AFL) total debt totalled $8.41B – grew 12.1% year-over-year.
Aflac total debt compound annual growth for the 2020–2025 (5 years) window is +1.3%, with the latest reading among the more recent periods of the dataset.
Across the available history, total debt reached its high of $8.41B in 2025 and its low of $24.00M in 1986.
Aflac (AFL) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $395.81B.
Aflac Total Debt by Year
Aflac Total Debt 2025: $8.41B
Aflac total debt in 2025 was $8.41B, grew 12.1% from 2024. This figure represents the highest annual value in the available history.
Aflac Total Debt 2024: $7.50B
Aflac total debt in 2024 was $7.50B, edged up 1.8% from 2023.
Aflac Total Debt 2023: $7.36B
Aflac total debt in 2023 was $7.36B, edged down 1.0% below 2022.
Aflac Total Debt 2022: $7.44B
Aflac total debt in 2022 was $7.44B, declined 6.5% below 2021.
Aflac Total Debt 2021: $7.96B
Aflac total debt in 2021 was $7.96B.
See more financial history for Aflac (AFL).
Sector peers — Total Debt
Companies in the same sector as Aflac, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Aflac's total debt?
- Latest reported total debt for Aflac (AFL) is $8.41B (period ending December 31, 2025).
How has Aflac total debt changed year-over-year?
- Aflac (AFL) total debt changed +12.1% year-over-year on the latest annual filing.
What is the long-term growth rate of Aflac total debt?
- Aflac (AFL) total debt compound annual growth rate is +1.3% over the most recent 5 years available.
When did Aflac total debt hit its highest annual value?
- Aflac total debt reached its highest annual value of $8.41B in 2025.
What was Aflac total debt in 2024?
- Aflac (AFL) total debt in 2024 was $7.50B.
What was Aflac total debt in 2025?
- Aflac (AFL) total debt in 2025 was $8.41B.
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