EBITDA for Aflac (AFL)
According to Aflac's latest reported financial statements, the company's current EBITDA (TTM) is $5.53B USD. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AFL
Currently viewingEBITDASwitch metric
TTM (last 4 quarters)
$5.53B
YoY change
-13.9%
5Y CAGR
+5.8%
Peak year (2024)
$6.42B
Cumulative EBITDA
$91.44B
EBITDA history chart for Aflac (AFL) from 1985 to 2025
EBITDA history table for Aflac (AFL) from 1985 to 2025
| Fiscal year | Period ended | Reported | EBITDA | YoY |
|---|---|---|---|---|
| 2025 | $5.53B | -13.9% | ||
| 2024 | $6.42B | +21.9% | ||
| 2023 | $5.26B | +8.1% | ||
| 2022 | $4.87B | -6.5% | ||
| 2021 | $5.21B | +25.2% | ||
| 2020 | $4.16B | -6.4% | ||
| 2019 | $4.45B | +11.6% | ||
| 2018 | $3.98B | -0.9% | ||
| 2017 | $4.02B | -1.2% | ||
| 2016 | $4.07B | +5.3% | ||
| 2015 | $3.86B | -14.0% | ||
| 2014 | $4.49B | -6.7% | ||
| 2013 | $4.82B | +11.9% | ||
| 2012 | $4.30B | +45.8% | ||
| 2011 | $2.95B | -17.2% | ||
| 2010 | $3.56B | +59.3% | ||
| 2009 | $2.23B | +12.4% | ||
| 2008 | $1.99B | -20.4% | ||
| 2007 | $2.50B | +10.4% | ||
| 2006 | $2.26B | +1.7% | ||
| 2005 | $2.23B | +25.5% | ||
| 2004 | $1.77B | +48.0% | ||
| 2003 | $1.20B | -4.8% | ||
| 2002 | $1.26B | +16.5% | ||
| 2001 | $1.08B | +6.8% | ||
| 2000 | $1.01B | +30.1% | ||
| 1999 | $778.00M | +31.0% | ||
| 1998 | $594.00M | +1220.0% | ||
| 1997 | $45.00M | -6.3% | ||
| 1996 | $48.00M | — | ||
| 1995 | $0 | -100.0% | ||
| 1994 | $504.34M | +25116.8% | ||
| 1993 | $2.00M | — | ||
| 1992 | $0 | — | ||
| 1991 | $0 | — | ||
| 1990 | $0 | — | ||
| 1989 | $0 | — | ||
| 1988 | $0 | — | ||
| 1987 | $0 | — | ||
| 1986 | $0 | — | ||
| 1985 | $0 | — |
EBITDA values are taken from Aflac's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Aflac (AFL) EBITDA is $5.53B – declined 13.9% year-over-year.
Looking at the 2020–2025 (5 years) stretch, Aflac EBITDA compounded at +5.8% per year, with the latest reading among the more recent periods of the dataset.
Aflac EBITDA peaked at $6.42B in 2024; the latest annual figure is $5.53B in 2025 (13.9% below peak).
The highest annual EBITDA of $6.42B was reported in 2024. The lowest in the available history was $0 in 1985.
Within Financial Services, Aflac (AFL) ranks 9th among 8 peers we track. The peer median for EBITDA is $27.98B.
Aflac EBITDA by Year
Aflac EBITDA 2025: $5.53B
Aflac EBITDA in 2025 was $5.53B, declined 13.9% below 2024.
Aflac EBITDA 2024: $6.42B
Aflac EBITDA in 2024 was $6.42B, grew 21.9% from 2023. This figure represents the highest annual value in the available history.
Aflac EBITDA 2023: $5.26B
Aflac EBITDA in 2023 was $5.26B, grew 8.1% from 2022.
Aflac EBITDA 2022: $4.87B
Aflac EBITDA in 2022 was $4.87B, declined 6.5% below 2021.
Aflac EBITDA 2021: $5.21B
Aflac EBITDA in 2021 was $5.21B.
See more financial history for Aflac (AFL).
Sector peers — EBITDA
Companies in the same sector as Aflac, ranked by their latest EBITDA.
| Company | EBITDA | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $81.42B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $73.02B | Financial Services |
| Bank of America Corporation (BAC) | $40.01B | Financial Services |
| Wells Fargo & Company (WFC) | $29.35B | Financial Services |
| Morgan Stanley (MS) | $26.61B | Financial Services |
| Visa Inc. (V) | $26.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $24.03B | Financial Services |
| Mastercard Incorporated (MA) | $20.19B | Financial Services |
Frequently asked questions
What is Aflac's EBITDA?
- Latest reported EBITDA for Aflac (AFL) is $5.53B (period ending December 31, 2025).
How has Aflac EBITDA changed year-over-year?
- Aflac (AFL) EBITDA changed -13.9% year-over-year on the latest annual filing.
What is the long-term growth rate of Aflac EBITDA?
- Aflac (AFL) EBITDA compound annual growth rate is +5.8% over the most recent 5 years available.
When did Aflac EBITDA hit its highest annual value?
- Aflac EBITDA reached its highest annual value of $6.42B in 2024.
What was Aflac EBITDA in 2024?
- Aflac (AFL) EBITDA in 2024 was $6.42B.
What was Aflac EBITDA in 2025?
- Aflac (AFL) EBITDA in 2025 was $5.53B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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