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Total Liabilities for Aflac (AFL)

According to Aflac's latest reported financial statements, the company's latest reported total liabilities is $97.82B USD. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and net assets for solvency context.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

Latest period

$97.82B

YoY change

-4.9%

5Y CAGR

-7.9%

Peak year (2020)

$131.53B

Latest annual

$86.98B

Total Liabilities history chart for Aflac (AFL) from 1985 to 2025

Total Liabilities history table for Aflac (AFL) from 1985 to 2025

Fiscal yearPeriod endedReportedTotal LiabilitiesYoYYoY change
2025$86.98B-4.9%-$4.49B
2024$91.47B-12.7%-$13.27B
2023$104.74B-6.1%-$6.86B
2022$111.60B-10.2%-$12.69B
2021$124.29B-5.5%-$7.24B
2020$131.53B+6.2%+$7.72B
2019$123.81B+5.9%+$6.87B
2018$116.94B+3.8%+$4.33B
2017$112.62B+3.0%+$3.28B
2016$109.34B+8.7%+$8.79B
2015$100.55B-0.9%-$872.00M
2014$101.42B-4.9%-$5.27B
2013$106.69B-7.3%-$8.43B
2012$115.12B+11.4%+$11.82B
2011$103.29B+14.8%+$13.31B
2010$89.98B+18.9%+$14.29B
2009$75.69B+4.1%+$3.00B
2008$72.69B+27.5%+$15.68B
2007$57.01B+10.8%+$5.55B
2006$51.46B+6.3%+$3.03B
2005$48.43B-6.4%-$3.32B
2004$51.75B+16.8%+$7.43B
2003$44.32B+14.6%+$5.65B
2002$38.66B+19.2%+$6.23B
2001$32.44B-0.3%-$102.00M
2000$32.54B-1.9%-$636.00M
1999$33.17B+20.8%+$5.72B
1998$27.45B+5.5%+$1.43B
1997$26.02B+13.7%+$3.13B
1996$22.89B-1.3%-$309.10M
1995$23.20B+25.2%+$4.67B
1994$18.54B+31.7%+$4.46B
1993$14.08B+30.1%+$3.26B
1992$10.82B+17.3%+$1.60B
1991$9.22B+27.3%+$1.98B
1990$7.24B+24.6%+$1.43B
1989$5.81B+7.0%+$381.80M
1988$5.43B+21.2%+$950.00M
1987$4.48B+56.9%+$1.63B
1986$2.86B+47.8%+$924.10M
1985$1.93B

Total Liabilities values are taken from Aflac's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

Analysis

As of the 2025 fiscal year, Aflac (AFL) reported total liabilities of $86.98B – edged down 4.9% year-over-year.

Across 2020–2025 (5 years), Aflac total liabilities produced a CAGR of -7.9% – with a net decline across the window.

Across the available history, total liabilities reached its high of $131.53B in 2020 and its low of $1.93B in 1985.

Aflac (AFL) sits 7th of 8 Financial Services peers we track on this metric, against a peer median of $1.50T.

Aflac Total Liabilities by Year

Aflac Total Liabilities 2025: $86.98B

Aflac total liabilities in 2025 was $86.98B, edged down 4.9% below 2024.

Aflac Total Liabilities 2024: $91.47B

Aflac total liabilities in 2024 was $91.47B, declined 12.7% below 2023.

Aflac Total Liabilities 2023: $104.74B

Aflac total liabilities in 2023 was $104.74B, declined 6.1% below 2022.

Aflac Total Liabilities 2022: $111.60B

Aflac total liabilities in 2022 was $111.60B, declined 10.2% below 2021.

Aflac Total Liabilities 2021: $124.29B

Aflac total liabilities in 2021 was $124.29B.

See more financial history for Aflac (AFL).

Sector peers — Total Liabilities

Companies in the same sector as Aflac, ranked by their latest total liabilities.

CompanyTotal LiabilitiesSector
JPMorgan Chase (JPM)$4.06TFinancial Services
Bank of America (BAC)$3.11TFinancial Services
Wells Fargo (WFC)$1.97TFinancial Services
Goldman Sachs (GS)$1.68TFinancial Services
Morgan Stanley (MS)$1.31TFinancial Services
Berkshire Hathaway (BRK-B)$502.47BFinancial Services
Visa (V)$61.72BFinancial Services
Mastercard (MA)$46.41BFinancial Services

Frequently asked questions

What is Aflac's total liabilities?

Latest reported total liabilities for Aflac (AFL) is $97.82B (period ending March 31, 2026).

How has Aflac total liabilities changed year-over-year?

Aflac (AFL) total liabilities changed -4.9% year-over-year on the latest annual filing.

What is the long-term growth rate of Aflac total liabilities?

Aflac (AFL) total liabilities compound annual growth rate is -7.9% over the most recent 5 years available.

When did Aflac total liabilities hit its highest annual value?

Aflac total liabilities reached its highest annual value of $131.53B in 2020.

What was Aflac total liabilities in 2024?

Aflac (AFL) total liabilities in 2024 was $91.47B.

What was Aflac total liabilities in 2025?

Aflac (AFL) total liabilities in 2025 was $86.98B.

AFL Key Financials

Pick a metric for charts, filings and peers — each row shows the latest TTM or most-recent-quarter value.