Free Cash Flow for Aflac (AFL)
Free Cash Flow for Aflac (AFL): headline value $2.56B · YoY -5.6%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
AFL
Currently viewingFree Cash FlowSwitch metric
Latest period
$2.56B
YoY change
-5.6%
5Y CAGR
-15.6%
Peak year (2012)
$14.95B
Latest annual
$2.56B
Free Cash Flow history chart for Aflac (AFL) from 1989 to 2025
Free Cash Flow history table for Aflac (AFL) from 1989 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $2.56B | -5.6% | ||
| 2024 | $2.71B | -15.1% | ||
| 2023 | $3.19B | -17.8% | ||
| 2022 | $3.88B | -23.2% | ||
| 2021 | $5.05B | -15.2% | ||
| 2020 | $5.96B | +9.2% | ||
| 2019 | $5.46B | -9.3% | ||
| 2018 | $6.01B | -1.9% | ||
| 2017 | $6.13B | +2.4% | ||
| 2016 | $5.99B | -11.6% | ||
| 2015 | $6.78B | +3.5% | ||
| 2014 | $6.55B | -37.9% | ||
| 2013 | $10.55B | -29.5% | ||
| 2012 | $14.95B | +37.9% | ||
| 2011 | $10.84B | +55.1% | ||
| 2010 | $6.99B | +13.4% | ||
| 2009 | $6.16B | +24.1% | ||
| 2008 | $4.96B | +6.6% | ||
| 2007 | $4.66B | +6.4% | ||
| 2006 | $4.37B | -1.0% | ||
| 2005 | $4.42B | -1.1% | ||
| 2004 | $4.46B | +32.6% | ||
| 2003 | $3.37B | +11.8% | ||
| 2002 | $3.01B | +7.5% | ||
| 2001 | $2.80B | -12.9% | ||
| 2000 | $3.22B | +15.3% | ||
| 1999 | $2.79B | +13.5% | ||
| 1998 | $2.46B | -5.0% | ||
| 1997 | $2.59B | -3.5% | ||
| 1996 | $2.68B | -8.3% | ||
| 1995 | $2.93B | +34.0% | ||
| 1994 | $2.18B | +25.9% | ||
| 1993 | $1.73B | +23.3% | ||
| 1992 | $1.41B | +14.4% | ||
| 1991 | $1.23B | +25.0% | ||
| 1990 | $984.00M | +15.3% | ||
| 1989 | $853.10M | — |
Free Cash Flow values are taken from Aflac's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
2025's annual free cash flow for Aflac (AFL) came in at $2.56B – declined 5.6% year-over-year.
Looking at the 2020–2025 (5 years) stretch, Aflac free cash flow compounded at -15.6% per year, with a net decline across the window.
Between 2012 and 2025, Aflac free cash flow plunged 82.9%, falling from $14.95B to $2.56B.
The dataset's maximum free cash flow sits at $14.95B (2012); the minimum reading of $853.10M dates to 1989.
Within Financial Services, Aflac (AFL) ranks 7th among 8 peers we track. The peer median for free cash flow is $19.24B.
Aflac Free Cash Flow by Year
Aflac Free Cash Flow 2025: $2.56B
Aflac free cash flow in 2025 was $2.56B, declined 5.6% below 2024.
Aflac Free Cash Flow 2024: $2.71B
Aflac free cash flow in 2024 was $2.71B, declined 15.1% below 2023.
Aflac Free Cash Flow 2023: $3.19B
Aflac free cash flow in 2023 was $3.19B, declined 17.8% below 2022.
Aflac Free Cash Flow 2022: $3.88B
Aflac free cash flow in 2022 was $3.88B, declined 23.2% below 2021.
Aflac Free Cash Flow 2021: $5.05B
Aflac free cash flow in 2021 was $5.05B.
See more financial history for Aflac (AFL).
Sector peers — Free Cash Flow
Companies in the same sector as Aflac, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is Aflac's free cash flow?
Latest reported free cash flow for Aflac (AFL) is $2.56B (period ending December 31, 2025).
How has Aflac free cash flow changed year-over-year?
Aflac (AFL) free cash flow changed -5.6% year-over-year on the latest annual filing.
What is the long-term growth rate of Aflac free cash flow?
Aflac (AFL) free cash flow compound annual growth rate is -15.6% over the most recent 5 years available.
When did Aflac free cash flow hit its highest annual value?
Aflac free cash flow reached its highest annual value of $14.95B in 2012.
What was Aflac free cash flow in 2024?
Aflac (AFL) free cash flow in 2024 was $2.71B.
What was Aflac free cash flow in 2025?
Aflac (AFL) free cash flow in 2025 was $2.56B.
Metrics overview
Pick a metric for charts, filings and peers — each row shows the latest TTM or most-recent-quarter value.
Explore more
AFL Overview
Company profile, financial tools, and key metrics
AFL Revenue Counter
Earns $550.48 every second. See per minute, hour, and day.
AFL Earnings Counter
Earns $115.61 per second net profit. See per minute, hour, and day.
AFL Economic Scale
Exceeds North Macedonia's GDP. Compare with world economies.
AFL What If Invested
What if you had invested $1,000? See historical returns from any date.
AFL How It Makes Money
Discover visual breakdown of $17.36B in revenue — where it comes from and where it goes.
AFL Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
AFL Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
AFL Daily Price Character
Balanced · 47.5% historical win rate (green days). Streaks & record days.
AFL Buybacks
6.04% TTM buyback yield. Shareholder yield & SBC comparison.
AFL Stock Split History
13 splits on record. Dates, ratios, and cumulative multiple.
AFL Dividend Profile
Yield: 2.02%. Safety: 7/8. See full history.
AFL Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
AFL Dividend Forecast
Project future income with DRIP, growth assumptions, and optional monthly contributions.