What is a cash flow waterfall?

A cash flow waterfall is a bar chart that walks from operating cash flow through capital expenditure to free cash flow, then shows how the remaining cash is allocated — acquisitions, buybacks, dividends, debt, and other financing — ending at the net change in cash. Each step is colour-coded: green bars add to the running total, red bars subtract.

How does Auburn National Bancorporation (AUBN) spend its free cash flow?

For TTM through Q1 2026, Auburn National Bancorporation generated $12.3M of operating cash flow and $10.9M of free cash flow — a free cash flow margin of 88.6% of operating cash flow. The waterfall breaks down how the remaining cash was allocated across investing and financing activities.

How much did Auburn National Bancorporation (AUBN) return via buybacks and dividends?

The waterfall shows buybacks (share repurchases) and dividends paid as separate steps in the financing section. Together these represent Auburn National Bancorporation's shareholder returns for TTM through Q1 2026. You can compare these against free cash flow to assess the capital-return payout ratio.

Auburn National Bancorporation (AUBN) Cash Flow Waterfall

Operating CF

$12.3M

Capex

-$1.39M

Free Cash Flow

$10.9M

FCF Margin

+88.6%

Cash flow waterfall for Auburn National Bancorporation (AUBN) — TTM through Q1 2026

Free cash flow: $10.9M

Cash flow breakdown for Auburn National Bancorporation (AUBN) — TTM through Q1 2026

Line item	Amount	Running total
Operating Cash Flow	$12.3M	$12.3M
Capital Expenditure	-$1.39M	$10.9M
Free Cash Flow	$10.9M	$10.9M
Other Investing	-$179K	$10.7M
Dividends Paid	-$3.77M	$6.91M
Other Financing	$20.6M	$27.5M
Forex Effect	$1.66M	$29.2M
Net Cash Increase	$27.5M	$27.5M

Operating Cash Flow$12.3M
Capital Expenditure-$1.39M
Free Cash Flow$10.9M
Other Investing-$179K
Dividends Paid-$3.77M
Other Financing$20.6M
Forex Effect$1.66M
Net Cash Increase$27.5M

Want to see what drove the FCF change?Free Cash Flow Bridge

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