Fair value (multi-method)
Four independent methods triangulate what AUBN is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$43.15
Method range
$19.42 – $43.15
median $27.50
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $43.15 | +61.12% |
| Exit multiple | $27.50 | +2.67% |
| Analyst target | — | — |
| Graham number | $19.42 | -27.50% |
- Forward DCF$43.15
- Exit multiple$27.50
- Analyst target—
- Graham number$19.42
Stock price
$26.78
FCF / share (TTM)
$0.69
3Y FCF CAGR
40.5%
Fair value @ hist. growth
$293.06
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
8.7%
per year over your projection horizon
Margin of safety 90.9% vs hist-growth DCF
Historical 3Y CAGR
40.5%
Your model implies
8.7%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 41% annual growth.
Cumulative FCF covers the current price by year 8.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | 4.9% | 3.5% | 1.9% | -0.2% | -2.8% |
| 5.9% | 7.7% | 6.6% | 5.4% | 3.9% | 2.1% |
| 6.9% | 10.6% | 9.7% | 8.7% | 7.5% | 6.3% |
| 7.9% | 13.1% | 12.4% | 11.5% | 10.6% | 9.6% |
| 8.9% | 15.4% | 14.8% | 14.1% | 13.3% | 12.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.30
Low vs growth
Net cash
$127M
Total debt − cash
Beta
0.44
Vs market benchmark
Frequently asked questions
Auburn National Bancorporation (AUBN) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
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- Dividend Profile4.03% yield
- Dividend Calculator
- Dividend Forecast
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- Stock Split History1 split
How this company returns cash to shareholders — buybacks, dividends, and stock splits.