Ticker League

Latest period

$2.58B

YoY change

+2.6%

5Y CAGR

+7.4%

Peak year (2021)

$3.04B

Total Debt history chart for Commerce Bancshares (CBSH) from 1989 to 2025

Latest: $3.00B

Total Debt growth chart for Commerce Bancshares (CBSH) from 1989 to 2025

Latest: +2.6%

Total Debt history table for Commerce Bancshares (CBSH) from 1989 to 2025

  • 2025$3.00B+2.6%
  • 2024$2.93B+0.6%
  • 2023$2.91B+2.1%
  • 2022$2.85B-6.1%
  • 2021$3.04B+44.6%
  • 2020$2.10B+13.3%
  • 2019$1.85B-5.7%
  • 2018$1.97B+30.2%
  • 2017$1.51B-17.4%
  • 2016$1.83B-11.7%
  • 2015$2.07B+5.1%
  • 2014$1.97B+35.3%
  • 2013$1.45B+22.5%
  • 2012$1.19B-13.2%
  • 2011$1.37B+24.9%
  • 2010$1.10B-40.5%
  • 2009$1.84B-33.7%
  • 2008$2.77B+52.2%
  • 2007$1.82B-0.1%
  • 2006$1.83B+14.4%
  • 2005$1.60B-30.7%
  • 2004$2.30B-8.2%
  • 2003$2.51B+39.6%
  • 2002$1.80B+21.5%
  • 2001$1.48B+92.6%
  • 2000$768.56M-28.0%
  • 1999$1.07B+65.6%
  • 1998$644.90M+24.1%
  • 1997$519.80M-3.9%
  • 1996$540.90M+43.3%
  • 1995$377.50M+27.1%
  • 1994$297.10M-26.1%
  • 1993$402.00M-4.0%
  • 1992$418.60M+24.4%
  • 1991$336.60M-16.6%
  • 1990$403.70M+7.7%
  • 1989$375.00M

Total Debt values are taken from Commerce Bancshares's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Debt at Commerce Bancshares (CBSH)

According to Commerce Bancshares's latest reported financial statements, the company's latest reported total debt is $2.58B. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, Commerce Bancshares (CBSH) reported total debt of $3.00B – edged up 2.6% year-over-year.

Over 2020–2025 (5 years), Commerce Bancshares total debt expanded at a +7.4% compound annual rate, with mixed annual results across the window.

$3.04B stands as the all-time-high annual total debt, posted in 2021, against a low of $297.10M during 1994.

Commerce Bancshares Total Debt by Year

Commerce Bancshares Total Debt 2025: $3.00B

Commerce Bancshares posted total debt of $3.00B in 2025, edged up 2.6% from 2024.

Commerce Bancshares Total Debt 2024: $2.93B

In 2024, Commerce Bancshares reported total debt of $2.93B, edged up 0.6% from 2023.

Commerce Bancshares Total Debt 2023: $2.91B

Commerce Bancshares total debt in 2023 was $2.91B, edged up 2.1% from 2022.

Commerce Bancshares Total Debt 2022: $2.85B

2022's total debt for Commerce Bancshares came in at $2.85B, declined 6.1% below 2021.

Commerce Bancshares Total Debt 2021: $3.04B

Commerce Bancshares total debt in 2021 was $3.04B.

See more financial history for Commerce Bancshares (CBSH).

Sector peers by Total Debt

Financial Services peers of Commerce Bancshares (CBSH), ranked by their latest total debt

Frequently asked questions