Latest period
$2.58B
YoY change
+2.6%
5Y CAGR
+7.4%
Peak year (2021)
$3.04B
Latest annual
$3.00B
Total Debt history chart for Commerce Bancshares (CBSH) from 1989 to 2025
Latest: $3.00B
Total Debt growth chart for Commerce Bancshares (CBSH) from 1989 to 2025
Latest: +2.6%
Total Debt history table for Commerce Bancshares (CBSH) from 1989 to 2025
| 2025 | $3.00B | +2.6% | +$75.63M | ||
| 2024 | $2.93B | +0.6% | +$16.59M | ||
| 2023 | $2.91B | +2.1% | +$58.81M | ||
| 2022 | $2.85B | -6.1% | −$184.12M | ||
| 2021 | $3.04B | +44.6% | +$936.34M | ||
| 2020 | $2.10B | +13.3% | +$246.00M | ||
| 2019 | $1.85B | -5.7% | −$111.90M | ||
| 2018 | $1.97B | +30.2% | +$456.19M | ||
| 2017 | $1.51B | -17.4% | −$317.06M | ||
| 2016 | $1.83B | -11.7% | −$241.42M | ||
| 2015 | $2.07B | +5.1% | +$100.79M | ||
| 2014 | $1.97B | +35.3% | +$512.71M | ||
| 2013 | $1.45B | +22.5% | +$266.61M | ||
| 2012 | $1.19B | -13.2% | −$180.64M | ||
| 2011 | $1.37B | +24.9% | +$272.80M | ||
| 2010 | $1.10B | -40.5% | −$744.15M | ||
| 2009 | $1.84B | -33.7% | −$935.07M | ||
| 2008 | $2.77B | +52.2% | +$951.46M | ||
| 2007 | $1.82B | -0.1% | −$2.36M | ||
| 2006 | $1.83B | +14.4% | +$229.40M | ||
| 2005 | $1.60B | -30.7% | −$707.60M | ||
| 2004 | $2.30B | -8.2% | −$206.48M | ||
| 2003 | $2.51B | +39.6% | +$711.57M | ||
| 2002 | $1.80B | +21.5% | +$318.34M | ||
| 2001 | $1.48B | +92.6% | +$711.43M | ||
| 2000 | $768.56M | -28.0% | −$299.61M | ||
| 1999 | $1.07B | +65.6% | +$423.26M | ||
| 1998 | $644.90M | +24.1% | +$125.10M | ||
| 1997 | $519.80M | -3.9% | −$21.10M | ||
| 1996 | $540.90M | +43.3% | +$163.40M | ||
| 1995 | $377.50M | +27.1% | +$80.40M | ||
| 1994 | $297.10M | -26.1% | −$104.90M | ||
| 1993 | $402.00M | -4.0% | −$16.60M | ||
| 1992 | $418.60M | +24.4% | +$82.00M | ||
| 1991 | $336.60M | -16.6% | −$67.10M | ||
| 1990 | $403.70M | +7.7% | +$28.70M | ||
| 1989 | $375.00M | — | — |
- 2025$3.00B+2.6%
- 2024$2.93B+0.6%
- 2023$2.91B+2.1%
- 2022$2.85B-6.1%
- 2021$3.04B+44.6%
- 2020$2.10B+13.3%
- 2019$1.85B-5.7%
- 2018$1.97B+30.2%
- 2017$1.51B-17.4%
- 2016$1.83B-11.7%
- 2015$2.07B+5.1%
- 2014$1.97B+35.3%
- 2013$1.45B+22.5%
- 2012$1.19B-13.2%
- 2011$1.37B+24.9%
- 2010$1.10B-40.5%
- 2009$1.84B-33.7%
- 2008$2.77B+52.2%
- 2007$1.82B-0.1%
- 2006$1.83B+14.4%
- 2005$1.60B-30.7%
- 2004$2.30B-8.2%
- 2003$2.51B+39.6%
- 2002$1.80B+21.5%
- 2001$1.48B+92.6%
- 2000$768.56M-28.0%
- 1999$1.07B+65.6%
- 1998$644.90M+24.1%
- 1997$519.80M-3.9%
- 1996$540.90M+43.3%
- 1995$377.50M+27.1%
- 1994$297.10M-26.1%
- 1993$402.00M-4.0%
- 1992$418.60M+24.4%
- 1991$336.60M-16.6%
- 1990$403.70M+7.7%
- 1989$375.00M—
Total Debt values are taken from Commerce Bancshares's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Total Debt at Commerce Bancshares (CBSH)
According to Commerce Bancshares's latest reported financial statements, the company's latest reported total debt is $2.58B. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, Commerce Bancshares (CBSH) reported total debt of $3.00B – edged up 2.6% year-over-year.
Over 2020–2025 (5 years), Commerce Bancshares total debt expanded at a +7.4% compound annual rate, with mixed annual results across the window.
$3.04B stands as the all-time-high annual total debt, posted in 2021, against a low of $297.10M during 1994.
Commerce Bancshares Total Debt by Year
Commerce Bancshares Total Debt 2025: $3.00B
Commerce Bancshares posted total debt of $3.00B in 2025, edged up 2.6% from 2024.
Commerce Bancshares Total Debt 2024: $2.93B
In 2024, Commerce Bancshares reported total debt of $2.93B, edged up 0.6% from 2023.
Commerce Bancshares Total Debt 2023: $2.91B
Commerce Bancshares total debt in 2023 was $2.91B, edged up 2.1% from 2022.
Commerce Bancshares Total Debt 2022: $2.85B
2022's total debt for Commerce Bancshares came in at $2.85B, declined 6.1% below 2021.
Commerce Bancshares Total Debt 2021: $3.04B
Commerce Bancshares total debt in 2021 was $3.04B.
See more financial history for Commerce Bancshares (CBSH).
Sector peers by Total Debt
Financial Services peers of Commerce Bancshares (CBSH), ranked by their latest total debt
| $942.38B | |
| $609.53B | |
| $475.56B | |
| $425.72B | |
| $365.90B | |
| $138.95B | |
| $25.17B | |
| $19.00B |
- $942.38B
- $609.53B
- $475.56B
- $425.72B
- $365.90B
- $138.95B
- $25.17B
- $19.00B
Frequently asked questions
Commerce Bancshares (CBSH) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation