Fair value (multi-method)
Four independent methods triangulate what CBSH is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$167.06
Method range
$27.43 – $167.06
median $61.55
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $167.06 | +184.60% |
| Exit multiple | $60.10 | +2.39% |
| Analyst target | $63.00 | +7.33% |
| Graham number | $27.43 | -53.27% |
- Forward DCF$167.06
- Exit multiple$60.10
- Analyst target$63.00
- Graham number$27.43
Stock price
$58.70
EPS (TTM)
$4.11
5Y EPS CAGR
11.3%
Fair value @ hist. growth
$167.06
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
-1.9%
per year over your projection horizon
Margin of safety 64.9% vs hist-growth DCF
Historical 5Y CAGR
11.3%
Your model implies
-1.9%
Next-year analyst consensus
3.7%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.6% | -5.3% | -6.2% | -7.4% | -8.8% | -10.4% |
| 6.6% | -2.8% | -3.6% | -4.4% | -5.4% | -6.6% |
| 7.6% | -0.6% | -1.2% | -1.9% | -2.7% | -3.6% |
| 8.6% | 1.4% | 0.9% | 0.3% | -0.4% | -1.1% |
| 9.6% | 3.2% | 2.8% | 2.3% | 1.7% | 1.1% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.90
Low vs growth
Net debt
$2.2B
Total debt − cash
Beta
0.58
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Commerce Bancshares (CBSH) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks3.30% TTM
- Dividend Profile1.85% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History36 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.