Cash on Hand for Commerce Bancshares (CBSH)
According to Commerce Bancshares's latest reported financial statements, the company's latest reported cash and short-term investments is $9.22B USD. Cash on hand here is cash, cash equivalents, and short-term investments reported at the end of each period — the most liquid assets on the balance sheet. Compare with total debt for a net cash/debt picture and with total assets for the share of assets held in cash.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
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Latest period
$9.22B
YoY change
-20.9%
5Y CAGR
-7.5%
Peak year (2021)
$18.73B
Latest annual
$9.90B
Cash on Hand history chart for Commerce Bancshares (CBSH) from 1989 to 2025
Cash on Hand history table for Commerce Bancshares (CBSH) from 1989 to 2025
| Fiscal year | Period ended | Reported | Cash on Hand | YoY |
|---|---|---|---|---|
| 2025 | $9.90B | -20.9% | ||
| 2024 | $12.51B | +1.2% | ||
| 2023 | $12.37B | -5.5% | ||
| 2022 | $13.08B | -30.2% | ||
| 2021 | $18.73B | +28.0% | ||
| 2020 | $14.63B | +54.7% | ||
| 2019 | $9.46B | -2.8% | ||
| 2018 | $9.74B | +5.9% | ||
| 2017 | $9.19B | -11.7% | ||
| 2016 | $10.42B | +1.5% | ||
| 2015 | $10.27B | -3.1% | ||
| 2014 | $10.59B | +4.4% | ||
| 2013 | $10.14B | -1.3% | ||
| 2012 | $10.27B | +5.6% | ||
| 2011 | $9.73B | +2059.7% | ||
| 2010 | $450.54M | +2.1% | ||
| 2009 | $441.24M | -60.9% | ||
| 2008 | $1.13B | +67.9% | ||
| 2007 | $673.08M | +7.4% | ||
| 2006 | $626.50M | +14.9% | ||
| 2005 | $545.27M | -6.9% | ||
| 2004 | $585.82M | +3.3% | ||
| 2003 | $567.12M | -20.2% | ||
| 2002 | $710.41M | -13.8% | ||
| 2001 | $824.22M | +33.6% | ||
| 2000 | $616.72M | -10.0% | ||
| 1999 | $685.20M | -7.2% | ||
| 1998 | $738.70M | -24.5% | ||
| 1997 | $978.20M | +17.4% | ||
| 1996 | $833.30M | +7.5% | ||
| 1995 | $774.90M | +37.0% | ||
| 1994 | $565.80M | -37.5% | ||
| 1993 | $905.20M | -19.8% | ||
| 1992 | $1.13B | +92.5% | ||
| 1991 | $586.40M | -22.4% | ||
| 1990 | $756.00M | +38.3% | ||
| 1989 | $546.50M | — |
Cash on Hand values are taken from Commerce Bancshares's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
Commerce Bancshares (CBSH) most recent annual cash and short-term investments stands at $9.90B (2025) – declined 20.9% year-over-year.
Across 2020–2025 (5 years), Commerce Bancshares cash and short-term investments produced a CAGR of -7.5% – with a net decline across the window.
Between 2021 and 2025, Commerce Bancshares cash and short-term investments plunged 47.1%, falling from $18.73B to $9.90B.
Across the available history, cash and short-term investments reached its high of $18.73B in 2021 and its low of $441.24M in 2009.
Within Financial Services, Commerce Bancshares (CBSH) ranks 9th among 8 peers we track. The peer median for cash and short-term investments is $505.76B.
Commerce Bancshares Cash on Hand by Year
Commerce Bancshares Cash on Hand 2025: $9.90B
Commerce Bancshares cash and short-term investments in 2025 was $9.90B, declined 20.9% below 2024.
Commerce Bancshares Cash on Hand 2024: $12.51B
Commerce Bancshares cash and short-term investments in 2024 was $12.51B, edged up 1.2% from 2023.
Commerce Bancshares Cash on Hand 2023: $12.37B
Commerce Bancshares cash and short-term investments in 2023 was $12.37B, declined 5.5% below 2022.
Commerce Bancshares Cash on Hand 2022: $13.08B
Commerce Bancshares cash and short-term investments in 2022 was $13.08B, plunged 30.2% below 2021.
Commerce Bancshares Cash on Hand 2021: $18.73B
Commerce Bancshares cash and short-term investments in 2021 was $18.73B.
See more financial history for Commerce Bancshares (CBSH).
Sector peers — Cash on Hand
Companies in the same sector as Commerce Bancshares, ranked by their latest cash and short-term investments.
| Company | Cash on Hand | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $1.48T | Financial Services |
| Bank of America Corporation (BAC) | $963.73B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $624.53B | Financial Services |
| Morgan Stanley (MS) | $539.97B | Financial Services |
| Wells Fargo & Company (WFC) | $471.55B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $373.31B | Financial Services |
| Visa Inc. (V) | $21.99B | Financial Services |
| Mastercard Incorporated (MA) | $11.46B | Financial Services |
Frequently asked questions
What is Commerce Bancshares's cash and short-term investments?
- Latest reported cash and short-term investments for Commerce Bancshares (CBSH) is $9.22B (period ending March 31, 2026).
How has Commerce Bancshares cash and short-term investments changed year-over-year?
- Commerce Bancshares (CBSH) cash and short-term investments changed -20.9% year-over-year on the latest annual filing.
What is the long-term growth rate of Commerce Bancshares cash and short-term investments?
- Commerce Bancshares (CBSH) cash and short-term investments compound annual growth rate is -7.5% over the most recent 5 years available.
When did Commerce Bancshares cash and short-term investments hit its highest annual value?
- Commerce Bancshares cash and short-term investments reached its highest annual value of $18.73B in 2021.
What was Commerce Bancshares cash and short-term investments in 2024?
- Commerce Bancshares (CBSH) cash and short-term investments in 2024 was $12.51B.
What was Commerce Bancshares cash and short-term investments in 2025?
- Commerce Bancshares (CBSH) cash and short-term investments in 2025 was $9.90B.
Metrics overview
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