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Operating Margin for Cincinnati Financial (CINF)

As of · Reported

Metric

TTM

26.7%

YoY change

−1.62pp

Trough year (2022)

-10.6%

Peak year (1990)

82.7%

Operating Margin history chart for Cincinnati Financial (CINF) from 1985 to 2025

Latest: 23.6%

Operating Margin change chart for Cincinnati Financial (CINF) from 1985 to 2025

Latest: −1.62pp

Operating Margin history table for Cincinnati Financial (CINF) from 1985 to 2025

  • 202523.6%-1.62pp
  • 202425.2%+2.48pp
  • 202322.7%+33.30pp
  • 2022-10.6%-48.99pp
  • 202138.4%+18.53pp
  • 202019.9%-11.31pp
  • 201931.2%+26.55pp
  • 20184.6%-8.09pp
  • 201712.7%-2.17pp
  • 201614.9%-2.23pp
  • 201517.1%+2.55pp
  • 201414.6%-1.18pp
  • 201315.8%+1.99pp
  • 201213.8%+9.22pp
  • 20114.5%-8.65pp
  • 201013.2%-1.71pp
  • 200914.9%+0.79pp
  • 200814.1%-13.87pp
  • 200728.0%-1.22pp
  • 200629.2%+7.36pp
  • 200521.8%-0.29pp
  • 200422.1%+7.05pp
  • 200315.1%+5.28pp
  • 20029.8%+1.18pp
  • 20018.6%+3.95pp
  • 20004.7%-10.46pp
  • 199915.1%+0.18pp
  • 199814.9%-5.36pp
  • 199720.3%+4.70pp
  • 199615.6%-2.21pp
  • 199517.8%+1.34pp
  • 199416.5%-2.03pp
  • 199318.5%+2.47pp
  • 199216.0%-58.11pp
  • 199174.2%-8.59pp
  • 199082.7%+0.78pp
  • 198982.0%+81.97pp
  • 19880.0%0.00pp
  • 19870.0%0.00pp
  • 19860.0%0.00pp
  • 19850.0%—

Operating Margin values are taken from Cincinnati Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Operating Margin at Cincinnati Financial (CINF)

According to Cincinnati Financial's latest reported financial statements, the company's latest reported operating margin is 26.7%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

2025's annual operating margin for Cincinnati Financial (CINF) came in at 23.59% – contracted 1.6 percentage points year-over-year.

Across the available history, operating margin reached its high of 82.74% in 1990 and its low of -10.57% in 2022.

Cincinnati Financial Operating Margin by Year

Cincinnati Financial Operating Margin 2025: 23.6%

Cincinnati Financial operating margin in 2025 was 23.59%, contracted 1.6 percentage points from 2024.

Cincinnati Financial Operating Margin 2024: 25.2%

2024's operating margin for Cincinnati Financial came in at 25.21%, expanded 2.5 percentage points from 2023.

Cincinnati Financial Operating Margin 2023: 22.7%

Cincinnati Financial posted operating margin of 22.73% in 2023, expanded 33.3 percentage points from 2022.

Cincinnati Financial Operating Margin 2022: -10.6%

In 2022, Cincinnati Financial reported operating margin of -10.57%, contracted 49.0 percentage points from 2021. This figure represents the lowest annual value in the available history.

Cincinnati Financial Operating Margin 2021: 38.4%

Cincinnati Financial operating margin in 2021 was 38.42%.

See more financial history for Cincinnati Financial (CINF).

Sector peers by Operating Margin

Financial Services peers of Cincinnati Financial (CINF), ranked by their latest operating margin

Frequently asked questions

Cincinnati Financial (CINF) Key Financials

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