Operating Income for Cincinnati Financial (CINF)
According to Cincinnati Financial's latest reported financial statements, the company's current operating income (TTM) is $3.45B USD. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingOperating IncomeSwitch metric
TTM (last 4 quarters)
$3.45B
YoY change
+4.3%
5Y CAGR
+14.7%
Peak year (2021)
$3.70B
Cumulative operating income
$31.64B
Operating Income history chart for Cincinnati Financial (CINF) from 1985 to 2025
Operating Income history table for Cincinnati Financial (CINF) from 1985 to 2025
| Fiscal year | Period ended | Reported | Operating Income | YoY |
|---|---|---|---|---|
| 2025 | $2.98B | +4.3% | ||
| 2024 | $2.86B | +25.6% | ||
| 2023 | $2.28B | -428.0% | ||
| 2022 | -$694.00M | -118.8% | ||
| 2021 | $3.70B | +146.7% | ||
| 2020 | $1.50B | -39.4% | ||
| 2019 | $2.47B | +884.9% | ||
| 2018 | $251.00M | -65.6% | ||
| 2017 | $730.00M | -10.1% | ||
| 2016 | $812.00M | -7.8% | ||
| 2015 | $881.00M | +22.2% | ||
| 2014 | $721.00M | +1.0% | ||
| 2013 | $714.00M | +26.1% | ||
| 2012 | $566.00M | +227.2% | ||
| 2011 | $173.00M | -65.3% | ||
| 2010 | $498.00M | -14.4% | ||
| 2009 | $582.00M | +7.8% | ||
| 2008 | $540.00M | -54.7% | ||
| 2007 | $1.19B | -10.3% | ||
| 2006 | $1.33B | +61.5% | ||
| 2005 | $823.00M | +2.9% | ||
| 2004 | $800.00M | +66.7% | ||
| 2003 | $480.00M | +72.0% | ||
| 2002 | $279.00M | +26.2% | ||
| 2001 | $221.00M | +102.8% | ||
| 2000 | $109.00M | -66.1% | ||
| 1999 | $322.00M | +4.8% | ||
| 1998 | $307.11M | -22.2% | ||
| 1997 | $394.56M | +39.7% | ||
| 1996 | $282.42M | -4.3% | ||
| 1995 | $295.19M | +18.4% | ||
| 1994 | $249.33M | -6.6% | ||
| 1993 | $267.00M | +27.6% | ||
| 1992 | $209.19M | -75.7% | ||
| 1991 | $861.00M | -0.8% | ||
| 1990 | $867.90M | +8.7% | ||
| 1989 | $798.70M | — | ||
| 1988 | $0 | — | ||
| 1987 | $0 | — | ||
| 1986 | $0 | — | ||
| 1985 | $0 | — |
Operating Income values are taken from Cincinnati Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
2025's annual operating income for Cincinnati Financial (CINF) came in at $2.98B – edged up 4.3% year-over-year.
Cincinnati Financial operating income compound annual growth for the 2020–2025 (5 years) window is +14.7%, sustaining 3 straight years of year-over-year growth.
Cincinnati Financial operating income declined from $3.70B in 2021 to $2.98B in 2025, a 19.4% drawdown.
2021 marks the peak operating income at $3.70B, with the historical low of -$694.00M recorded in 2022.
Cincinnati Financial (CINF) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $24.60B.
Cincinnati Financial Operating Income by Year
Cincinnati Financial Operating Income 2025: $2.98B
Cincinnati Financial operating income in 2025 was $2.98B, edged up 4.3% from 2024.
Cincinnati Financial Operating Income 2024: $2.86B
Cincinnati Financial operating income in 2024 was $2.86B, grew 25.6% from 2023.
Cincinnati Financial Operating Income 2023: $2.28B
Cincinnati Financial operating income in 2023 was $2.28B, plunged 428.0% below 2022.
Cincinnati Financial Operating Income 2022: -$694.00M
Cincinnati Financial operating income in 2022 was -$694.00M, plunged 118.8% below 2021. This figure represents the lowest annual value in the available history.
Cincinnati Financial Operating Income 2021: $3.70B
Cincinnati Financial operating income in 2021 was $3.70B.
See more financial history for Cincinnati Financial (CINF).
Sector peers — Operating Income
Companies in the same sector as Cincinnati Financial, ranked by their latest operating income.
| Company | Operating Income | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $72.59B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $59.54B | Financial Services |
| Bank of America Corporation (BAC) | $37.70B | Financial Services |
| Wells Fargo & Company (WFC) | $25.20B | Financial Services |
| Visa Inc. (V) | $23.99B | Financial Services |
| Morgan Stanley (MS) | $21.95B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $21.85B | Financial Services |
| Mastercard Incorporated (MA) | $19.40B | Financial Services |
Frequently asked questions
What is Cincinnati Financial's operating income?
- Latest reported operating income for Cincinnati Financial (CINF) is $3.45B (period ending March 31, 2026).
How has Cincinnati Financial operating income changed year-over-year?
- Cincinnati Financial (CINF) operating income changed +4.3% year-over-year on the latest annual filing.
What is the long-term growth rate of Cincinnati Financial operating income?
- Cincinnati Financial (CINF) operating income compound annual growth rate is +14.7% over the most recent 5 years available.
When did Cincinnati Financial operating income hit its highest annual value?
- Cincinnati Financial operating income reached its highest annual value of $3.70B in 2021.
What was Cincinnati Financial operating income in 2024?
- Cincinnati Financial (CINF) operating income in 2024 was $2.86B.
What was Cincinnati Financial operating income in 2025?
- Cincinnati Financial (CINF) operating income in 2025 was $2.98B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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