Net Income for Capital One Financial (COF)
According to Capital One Financial's latest reported financial statements, the company's current net income (TTM) is $3.22B USD. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingNet IncomeSwitch metric
TTM (last 4 quarters)
$3.22B
YoY change
-48.4%
5Y CAGR
-2.0%
Peak year (2021)
$12.39B
Cumulative net income
$86.80B
Net Income history chart for Capital One Financial (COF) from 1994 to 2025
Net Income history table for Capital One Financial (COF) from 1994 to 2025
| Fiscal year | Period ended | Reported | Net Income | YoY |
|---|---|---|---|---|
| 2025 | $2.45B | -48.4% | ||
| 2024 | $4.75B | -2.8% | ||
| 2023 | $4.89B | -33.6% | ||
| 2022 | $7.36B | -40.6% | ||
| 2021 | $12.39B | +356.5% | ||
| 2020 | $2.71B | -51.1% | ||
| 2019 | $5.55B | -7.8% | ||
| 2018 | $6.01B | +203.5% | ||
| 2017 | $1.98B | -47.2% | ||
| 2016 | $3.75B | -7.4% | ||
| 2015 | $4.05B | -8.5% | ||
| 2014 | $4.43B | +2.1% | ||
| 2013 | $4.34B | +16.6% | ||
| 2012 | $3.72B | +18.2% | ||
| 2011 | $3.15B | +14.7% | ||
| 2010 | $2.74B | +210.4% | ||
| 2009 | $883.78M | -2021.3% | ||
| 2008 | -$46.00M | -102.9% | ||
| 2007 | $1.57B | -35.0% | ||
| 2006 | $2.41B | +33.5% | ||
| 2005 | $1.81B | +17.2% | ||
| 2004 | $1.54B | +35.9% | ||
| 2003 | $1.14B | +26.3% | ||
| 2002 | $899.64M | +40.1% | ||
| 2001 | $641.97M | +36.7% | ||
| 2000 | $469.63M | +29.3% | ||
| 1999 | $363.10M | +31.9% | ||
| 1998 | $275.20M | +45.3% | ||
| 1997 | $189.40M | +22.0% | ||
| 1996 | $155.30M | +22.8% | ||
| 1995 | $126.50M | +32.9% | ||
| 1994 | $95.20M | — |
Net Income values are taken from Capital One Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Capital One Financial (COF) net income totalled $2.45B – plunged 48.4% year-over-year.
Across 2020–2025 (5 years), Capital One Financial net income produced a CAGR of -2.0% – with a net decline across the window.
Between 2021 and 2025, Capital One Financial net income plunged 80.2%, falling from $12.39B to $2.45B.
The dataset's maximum net income sits at $12.39B (2021); the minimum reading of -$46.00M dates to 2008.
Among 8 Financial Services peers, Capital One Financial (COF) ranks 9th; the peer median for net income is $20.70B.
Capital One Financial Net Income by Year
Capital One Financial Net Income 2025: $2.45B
Capital One Financial net income in 2025 was $2.45B, plunged 48.4% below 2024.
Capital One Financial Net Income 2024: $4.75B
Capital One Financial net income in 2024 was $4.75B, edged down 2.8% below 2023.
Capital One Financial Net Income 2023: $4.89B
Capital One Financial net income in 2023 was $4.89B, plunged 33.6% below 2022.
Capital One Financial Net Income 2022: $7.36B
Capital One Financial net income in 2022 was $7.36B, plunged 40.6% below 2021.
Capital One Financial Net Income 2021: $12.39B
Capital One Financial net income in 2021 was $12.39B.
See more financial history for Capital One Financial (COF).
Sector peers — Net Income
Companies in the same sector as Capital One Financial, ranked by their latest net income.
| Company | Net Income | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $66.97B | Financial Services |
| JPMorgan Chase & Co. (JPM) | $57.05B | Financial Services |
| Bank of America Corporation (BAC) | $30.51B | Financial Services |
| Wells Fargo & Company (WFC) | $21.34B | Financial Services |
| Visa Inc. (V) | $20.06B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $17.18B | Financial Services |
| Morgan Stanley (MS) | $16.86B | Financial Services |
| Mastercard Incorporated (MA) | $14.97B | Financial Services |
Frequently asked questions
What is Capital One Financial's net income?
- Latest reported net income for Capital One Financial (COF) is $3.22B (period ending March 31, 2026).
How has Capital One Financial net income changed year-over-year?
- Capital One Financial (COF) net income changed -48.4% year-over-year on the latest annual filing.
What is the long-term growth rate of Capital One Financial net income?
- Capital One Financial (COF) net income compound annual growth rate is -2.0% over the most recent 5 years available.
When did Capital One Financial net income hit its highest annual value?
- Capital One Financial net income reached its highest annual value of $12.39B in 2021.
What was Capital One Financial net income in 2024?
- Capital One Financial (COF) net income in 2024 was $4.75B.
What was Capital One Financial net income in 2025?
- Capital One Financial (COF) net income in 2025 was $2.45B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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