Fair value (multi-method)
Four independent methods triangulate what COF is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$23.62
Method range
$23.62 – $253.82
median $157.61
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $23.62 | -88.27% |
| Exit multiple | $196.17 | -2.58% |
| Analyst target | $253.82 | +26.05% |
| Graham number | $119.04 | -40.88% |
- Forward DCF$23.62
- Exit multiple$196.17
- Analyst target$253.82
- Graham number$119.04
Stock price
$201.36
FCF / share (TTM)
$8.79
3Y FCF CAGR
16.6%
Fair value @ hist. growth
$349.80
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
9.1%
per year over your projection horizon
Margin of safety 42.4% vs hist-growth DCF
Historical 3Y CAGR
16.6%
Your model implies
9.1%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 17% annual growth.
Cumulative FCF covers the current price by year 10.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.8% | 6.1% | 5.4% | 4.6% | 3.8% | 2.8% |
| 8.8% | 8.2% | 7.6% | 7.0% | 6.3% | 5.5% |
| 9.8% | 10.2% | 9.7% | 9.1% | 8.5% | 7.9% |
| 10.8% | 12.1% | 11.6% | 11.1% | 10.6% | 10.0% |
| 11.8% | 13.8% | 13.4% | 13.0% | 12.5% | 12.0% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
5.56
Demanding vs growth
Net cash
$6.43B
Total debt − cash
Beta
1.02
Vs market benchmark
Frequently asked questions
Capital One Financial (COF) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
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- Buybacks5.63% TTM
- Dividend Profile1.49% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History1 split
How this company returns cash to shareholders — buybacks, dividends, and stock splits.