Free Cash Flow for Capital One Financial (COF)
Free Cash Flow for Capital One Financial (COF): headline value $27.72B · YoY +54.2%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingFree Cash FlowSwitch metric
Latest period
$27.72B
YoY change
+54.2%
5Y CAGR
+10.3%
Peak year (2025)
$26.14B
Latest annual
$26.14B
Free Cash Flow history chart for Capital One Financial (COF) from 1994 to 2025
Free Cash Flow history table for Capital One Financial (COF) from 1994 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $26.14B | +54.2% | ||
| 2024 | $16.95B | -13.6% | ||
| 2023 | $19.61B | +52.3% | ||
| 2022 | $12.88B | +10.9% | ||
| 2021 | $11.61B | -27.4% | ||
| 2020 | $15.99B | +1.5% | ||
| 2019 | $15.75B | +30.1% | ||
| 2018 | $12.10B | -8.1% | ||
| 2017 | $13.16B | +18.8% | ||
| 2016 | $11.08B | +15.4% | ||
| 2015 | $9.60B | +9.0% | ||
| 2014 | $8.80B | -4.0% | ||
| 2013 | $9.17B | +7.8% | ||
| 2012 | $8.50B | +19.0% | ||
| 2011 | $7.14B | -8.5% | ||
| 2010 | $7.80B | +204.1% | ||
| 2009 | $2.57B | -18.0% | ||
| 2008 | $3.13B | -75.1% | ||
| 2007 | $12.57B | +371.9% | ||
| 2006 | $2.66B | -23.3% | ||
| 2005 | $3.47B | -19.6% | ||
| 2004 | $4.32B | +143.2% | ||
| 2003 | $1.78B | -11.2% | ||
| 2002 | $2.00B | +112.5% | ||
| 2001 | $941.15M | -7.9% | ||
| 2000 | $1.02B | +10.9% | ||
| 1999 | $921.30M | +46.8% | ||
| 1998 | $627.60M | +37.3% | ||
| 1997 | $457.00M | +128.0% | ||
| 1996 | $200.40M | +257.2% | ||
| 1995 | $56.10M | +5510.0% | ||
| 1994 | $1.00M | — |
Free Cash Flow values are taken from Capital One Financial's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Capital One Financial (COF) reported free cash flow of $26.14B – surged 54.2% year-over-year.
Across 2020–2025 (5 years), Capital One Financial free cash flow produced a CAGR of +10.3% – with the latest reading among the more recent periods of the dataset.
$26.14B stands as the all-time-high annual free cash flow, posted in 2025, against a low of $1.00M during 1994.
Among 8 Financial Services peers, Capital One Financial (COF) ranks 3rd; the peer median for free cash flow is $19.24B.
Capital One Financial Free Cash Flow by Year
Capital One Financial Free Cash Flow 2025: $26.14B
Capital One Financial free cash flow in 2025 was $26.14B, surged 54.2% from 2024. This figure represents the highest annual value in the available history.
Capital One Financial Free Cash Flow 2024: $16.95B
Capital One Financial free cash flow in 2024 was $16.95B, declined 13.6% below 2023.
Capital One Financial Free Cash Flow 2023: $19.61B
Capital One Financial free cash flow in 2023 was $19.61B, surged 52.3% from 2022.
Capital One Financial Free Cash Flow 2022: $12.88B
Capital One Financial free cash flow in 2022 was $12.88B, grew 10.9% from 2021.
Capital One Financial Free Cash Flow 2021: $11.61B
Capital One Financial free cash flow in 2021 was $11.61B.
See more financial history for Capital One Financial (COF).
Sector peers — Free Cash Flow
Companies in the same sector as Capital One Financial, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is Capital One Financial's free cash flow?
Latest reported free cash flow for Capital One Financial (COF) is $27.72B (period ending December 31, 2025).
How has Capital One Financial free cash flow changed year-over-year?
Capital One Financial (COF) free cash flow changed +54.2% year-over-year on the latest annual filing.
What is the long-term growth rate of Capital One Financial free cash flow?
Capital One Financial (COF) free cash flow compound annual growth rate is +10.3% over the most recent 5 years available.
When did Capital One Financial free cash flow hit its highest annual value?
Capital One Financial free cash flow reached its highest annual value of $26.14B in 2025.
What was Capital One Financial free cash flow in 2024?
Capital One Financial (COF) free cash flow in 2024 was $16.95B.
What was Capital One Financial free cash flow in 2025?
Capital One Financial (COF) free cash flow in 2025 was $26.14B.
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