Ticker League

Latest period

$50.54B

YoY change

+12.0%

5Y CAGR

+4.7%

Peak year (2016)

$60.49B

Total Debt history chart for Capital One Financial (COF) from 1994 to 2025

Latest: $51.00B

Total Debt growth chart for Capital One Financial (COF) from 1994 to 2025

Latest: +12.0%

Total Debt history table for Capital One Financial (COF) from 1994 to 2025

  • 2025$51.00B+12.0%
  • 2024$45.55B-8.6%
  • 2023$49.86B+2.3%
  • 2022$48.75B+13.1%
  • 2021$43.09B+6.3%
  • 2020$40.54B-27.2%
  • 2019$55.70B-5.4%
  • 2018$58.91B-2.3%
  • 2017$60.28B-0.3%
  • 2016$60.49B+2.3%
  • 2015$59.12B+22.0%
  • 2014$48.46B+19.2%
  • 2013$40.65B-18.5%
  • 2012$49.91B-1.4%
  • 2011$50.59B+0.3%
  • 2010$50.45B+67.8%
  • 2009$30.06B-7.0%
  • 2008$32.32B-13.9%
  • 2007$37.53B+10.4%
  • 2006$33.98B+52.5%
  • 2005$22.28B+34.9%
  • 2004$16.51B+11.5%
  • 2003$14.81B+24.2%
  • 2002$11.93B+27.9%
  • 2001$9.33B+33.7%
  • 2000$6.98B+0.2%
  • 1999$6.96B+27.0%
  • 1998$5.48B+21.1%
  • 1997$4.53B+0.0%
  • 1996$4.53B+37.1%
  • 1995$3.30B+60.1%
  • 1994$2.06B

Total Debt values are taken from Capital One Financial's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Debt at Capital One Financial (COF)

According to Capital One Financial's latest reported financial statements, the company's latest reported total debt is $50.54B. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, Capital One Financial (COF) reported total debt of $51.00B – grew 12.0% year-over-year.

Through 2020–2025 (5 years), Capital One Financial total debt delivered a +4.7% annualised rate; with mixed annual results across the window.

2016 marks the peak total debt at $60.49B, with the historical low of $2.06B recorded in 1994.

Capital One Financial Total Debt by Year

Capital One Financial Total Debt 2025: $51.00B

Capital One Financial total debt in 2025 was $51.00B, grew 12.0% from 2024.

Capital One Financial Total Debt 2024: $45.55B

2024's total debt for Capital One Financial came in at $45.55B, declined 8.6% below 2023.

Capital One Financial Total Debt 2023: $49.86B

Capital One Financial posted total debt of $49.86B in 2023, edged up 2.3% from 2022.

Capital One Financial Total Debt 2022: $48.75B

In 2022, Capital One Financial reported total debt of $48.75B, grew 13.1% from 2021.

Capital One Financial Total Debt 2021: $43.09B

Capital One Financial total debt in 2021 was $43.09B.

See more financial history for Capital One Financial (COF).

Sector peers by Total Debt

Financial Services peers of Capital One Financial (COF), ranked by their latest total debt

Frequently asked questions