Total Debt for Capital One Financial (COF)
According to Capital One Financial's latest reported financial statements, the company's latest reported total debt is $51.89B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingTotal DebtSwitch metric
Latest period
$51.89B
YoY change
+12.0%
5Y CAGR
+4.7%
Peak year (2016)
$60.49B
Latest annual
$51.00B
Total Debt history chart for Capital One Financial (COF) from 1994 to 2025
Total Debt history table for Capital One Financial (COF) from 1994 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $51.00B | +12.0% | ||
| 2024 | $45.55B | -8.6% | ||
| 2023 | $49.86B | +2.3% | ||
| 2022 | $48.75B | +13.1% | ||
| 2021 | $43.09B | +6.3% | ||
| 2020 | $40.54B | -27.2% | ||
| 2019 | $55.70B | -5.4% | ||
| 2018 | $58.91B | -2.3% | ||
| 2017 | $60.28B | -0.3% | ||
| 2016 | $60.49B | +2.3% | ||
| 2015 | $59.12B | +22.0% | ||
| 2014 | $48.46B | +19.2% | ||
| 2013 | $40.65B | -18.5% | ||
| 2012 | $49.91B | -1.4% | ||
| 2011 | $50.59B | +0.3% | ||
| 2010 | $50.45B | +67.8% | ||
| 2009 | $30.06B | -7.0% | ||
| 2008 | $32.32B | -13.9% | ||
| 2007 | $37.53B | +10.4% | ||
| 2006 | $33.98B | +52.5% | ||
| 2005 | $22.28B | +34.9% | ||
| 2004 | $16.51B | +11.5% | ||
| 2003 | $14.81B | +24.2% | ||
| 2002 | $11.93B | +27.9% | ||
| 2001 | $9.33B | +33.7% | ||
| 2000 | $6.98B | +0.2% | ||
| 1999 | $6.96B | +27.0% | ||
| 1998 | $5.48B | +21.1% | ||
| 1997 | $4.53B | +0.0% | ||
| 1996 | $4.53B | +37.1% | ||
| 1995 | $3.30B | +60.1% | ||
| 1994 | $2.06B | — |
Total Debt values are taken from Capital One Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Capital One Financial (COF) reported total debt of $51.00B – grew 12.0% year-over-year.
Through 2020–2025 (5 years), Capital One Financial total debt delivered a +4.7% annualised rate; with the latest reading among the more recent periods of the dataset.
2016 marks the peak total debt at $60.49B, with the historical low of $2.06B recorded in 1994.
Capital One Financial (COF) sits 7th of 8 Financial Services peers we track on this metric, against a peer median of $395.81B.
Capital One Financial Total Debt by Year
Capital One Financial Total Debt 2025: $51.00B
Capital One Financial total debt in 2025 was $51.00B, grew 12.0% from 2024.
Capital One Financial Total Debt 2024: $45.55B
Capital One Financial total debt in 2024 was $45.55B, declined 8.6% below 2023.
Capital One Financial Total Debt 2023: $49.86B
Capital One Financial total debt in 2023 was $49.86B, edged up 2.3% from 2022.
Capital One Financial Total Debt 2022: $48.75B
Capital One Financial total debt in 2022 was $48.75B, grew 13.1% from 2021.
Capital One Financial Total Debt 2021: $43.09B
Capital One Financial total debt in 2021 was $43.09B.
See more financial history for Capital One Financial (COF).
Sector peers — Total Debt
Companies in the same sector as Capital One Financial, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Capital One Financial's total debt?
- Latest reported total debt for Capital One Financial (COF) is $51.89B (period ending March 31, 2026).
How has Capital One Financial total debt changed year-over-year?
- Capital One Financial (COF) total debt changed +12.0% year-over-year on the latest annual filing.
What is the long-term growth rate of Capital One Financial total debt?
- Capital One Financial (COF) total debt compound annual growth rate is +4.7% over the most recent 5 years available.
When did Capital One Financial total debt hit its highest annual value?
- Capital One Financial total debt reached its highest annual value of $60.49B in 2016.
What was Capital One Financial total debt in 2024?
- Capital One Financial (COF) total debt in 2024 was $45.55B.
What was Capital One Financial total debt in 2025?
- Capital One Financial (COF) total debt in 2025 was $51.00B.
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