TTM
$3.25B
YoY change
-61.4%
5Y CAGR
-6.6%
Peak year (2021)
$15.81B
Cumulative operating income
$125.12B
Operating Income history chart for Capital One Financial (COF) from 1994 to 2025
Latest: $2.28B
Operating Income growth chart for Capital One Financial (COF) from 1994 to 2025
Latest: -61.4%
Operating Income history table for Capital One Financial (COF) from 1994 to 2025
| 2025 | $2.28B | -61.4% | −$3.63B | ||
| 2024 | $5.91B | -2.2% | −$135.00M | ||
| 2023 | $6.04B | -34.6% | −$3.19B | ||
| 2022 | $9.24B | -41.6% | −$6.57B | ||
| 2021 | $15.81B | +393.6% | +$12.61B | ||
| 2020 | $3.20B | -53.4% | −$3.67B | ||
| 2019 | $6.87B | -6.1% | −$444.00M | ||
| 2018 | $7.32B | +33.2% | +$1.83B | ||
| 2017 | $5.49B | +0.1% | +$8.00M | ||
| 2016 | $5.48B | -6.8% | −$397.00M | ||
| 2015 | $5.88B | -10.5% | −$688.00M | ||
| 2014 | $6.57B | -0.1% | −$9.00M | ||
| 2013 | $6.58B | +26.9% | +$1.39B | ||
| 2012 | $5.18B | +13.0% | +$597.00M | ||
| 2011 | $4.59B | +5.9% | +$257.00M | ||
| 2010 | $4.33B | +224.1% | +$2.99B | ||
| 2009 | $1.34B | +129.6% | +$754.00M | ||
| 2008 | $582.00M | -85.0% | −$3.29B | ||
| 2007 | $3.87B | +5.4% | +$197.22M | ||
| 2006 | $3.67B | +29.8% | +$843.34M | ||
| 2005 | $2.83B | +19.9% | +$468.94M | ||
| 2004 | $2.36B | +29.2% | +$533.27M | ||
| 2003 | $1.83B | +25.9% | +$375.75M | ||
| 2002 | $1.45B | +40.1% | +$415.62M | ||
| 2001 | $1.04B | +36.7% | +$277.95M | ||
| 2000 | $757.47M | +31.3% | +$180.47M | ||
| 1999 | $577.00M | +30.0% | +$133.10M | ||
| 1998 | $443.90M | +45.3% | +$138.40M | ||
| 1997 | $305.50M | +22.9% | +$57.00M | ||
| 1996 | $248.50M | +25.7% | +$50.80M | ||
| 1995 | $197.70M | +34.7% | +$50.90M | ||
| 1994 | $146.80M | — | — |
- 2025$2.28B-61.4%
- 2024$5.91B-2.2%
- 2023$6.04B-34.6%
- 2022$9.24B-41.6%
- 2021$15.81B+393.6%
- 2020$3.20B-53.4%
- 2019$6.87B-6.1%
- 2018$7.32B+33.2%
- 2017$5.49B+0.1%
- 2016$5.48B-6.8%
- 2015$5.88B-10.5%
- 2014$6.57B-0.1%
- 2013$6.58B+26.9%
- 2012$5.18B+13.0%
- 2011$4.59B+5.9%
- 2010$4.33B+224.1%
- 2009$1.34B+129.6%
- 2008$582.00M-85.0%
- 2007$3.87B+5.4%
- 2006$3.67B+29.8%
- 2005$2.83B+19.9%
- 2004$2.36B+29.2%
- 2003$1.83B+25.9%
- 2002$1.45B+40.1%
- 2001$1.04B+36.7%
- 2000$757.47M+31.3%
- 1999$577.00M+30.0%
- 1998$443.90M+45.3%
- 1997$305.50M+22.9%
- 1996$248.50M+25.7%
- 1995$197.70M+34.7%
- 1994$146.80M—
Operating Income values are taken from Capital One Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Income at Capital One Financial (COF)
According to Capital One Financial's latest reported financial statements, the company's current operating income (TTM) is $3.25B. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Capital One Financial (COF) most recent annual operating income stands at $2.28B (2025) – plunged 61.4% year-over-year.
Capital One Financial operating income compound annual growth for the 2020–2025 (5 years) window is -6.6%, with a net decline across the window.
Capital One Financial operating income plunged from $15.81B in 2021 to $2.28B in 2025, a 85.6% drawdown.
The record annual operating income stands at $15.81B, reached in 2021; the historical low of $146.80M was recorded in 1994.
Capital One Financial Operating Income by Year
Capital One Financial Operating Income 2025: $2.28B
In 2025, Capital One Financial reported operating income of $2.28B, plunged 61.4% below 2024.
Capital One Financial Operating Income 2024: $5.91B
Capital One Financial operating income in 2024 was $5.91B, edged down 2.2% below 2023.
Capital One Financial Operating Income 2023: $6.04B
2023's operating income for Capital One Financial came in at $6.04B, plunged 34.6% below 2022.
Capital One Financial Operating Income 2022: $9.24B
Capital One Financial posted operating income of $9.24B in 2022, plunged 41.6% below 2021.
Capital One Financial Operating Income 2021: $15.81B
Capital One Financial operating income in 2021 was $15.81B.
See more financial history for Capital One Financial (COF).
Sector peers by Operating Income
Financial Services peers of Capital One Financial (COF), ranked by their latest operating income
| $72.59B | |
| $58.88B | |
| $37.70B | |
| $25.20B | |
| $23.99B | |
| $21.95B | |
| $21.85B | |
| $19.40B |
- $72.59B
- $58.88B
- $37.70B
- $25.20B
- $23.99B
- $21.95B
- $21.85B
- $19.40B
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