Question 1

What is Capital One Financial's P/E ratio?

Accepted Answer

Capital One Financial (COF) P/E ratio is 34.9× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Capital One Financial?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Capital One Financial specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is Capital One Financial's P/E ratio high or low?

Accepted Answer

Capital One Financial's P/E ratio of 34.9× is above its own 5-year average of 17.0× and above the sector median of 12.8×. That places the current reading at the 88th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Capital One Financial's historical P/E ratio range?

Accepted Answer

In the available daily series, Capital One Financial (COF) P/E ratio has ranged from a low of 3.6× in 2022 to a high of 116.6× in 2026. The 5-year average is 17.0× and the 5-year median is 7.9×.

Question 7

What was Capital One Financial's P/E ratio in 2025?

Accepted Answer

Capital One Financial (COF) P/E ratio at the end of 2025 was 62.4×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Capital One Financial's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$152.95B	$2.45B	62.4×	+48.0×	Dec 31, 2025
2024	$68.19B	$4.75B	14.4×	+4.1×	Dec 31, 2024
2023	$50.07B	$4.89B	10.2×	+5.4×	Dec 31, 2023
2022	$35.57B	$7.36B	4.8×	-0.1×	Dec 31, 2022
2021	$61.30B	$12.39B	4.9×	-11.8×	Dec 31, 2021
2020	$45.38B	$2.71B	16.7×	+8.2×	Dec 31, 2020
2019	$47.43B	$5.55B	8.6×	+2.6×	Dec 31, 2019
2018	$35.53B	$6.01B	5.9×	-19.4×	Dec 31, 2018
2017	$50.21B	$1.98B	25.3×	+14.1×	Dec 31, 2017
2016	$42.18B	$3.75B	11.2×	+1.8×	Dec 31, 2016
2015	$38.31B	$4.05B	9.5×	-0.9×	Dec 31, 2015
2014	$45.76B	$4.43B	10.3×	-0.4×	Dec 31, 2014
2013	$44.63B	$4.15B	10.8×	+1.2×	Dec 31, 2013
2012	$33.55B	$3.52B	9.5×	+2.7×	Dec 31, 2012
2011	$21.51B	$3.15B	6.8×	-0.2×	Dec 31, 2011
2010	$19.24B	$2.74B	7.0×	-13.1×	Dec 31, 2010
2009	$17.21B	$855.96M	20.1×	—	Dec 31, 2009
2008	$12.24B	−$46.00M	—	—	Dec 31, 2008
2007	$17.52B	$1.57B	11.2×	-1.9×	Dec 31, 2007
2006	$31.43B	$2.41B	13.0×	-1.3×	Dec 31, 2006
2005	$25.87B	$1.81B	14.3×	+1.3×	Dec 31, 2005
2004	$20.12B	$1.54B	13.0×	+0.7×	Dec 31, 2004
2003	$14.02B	$1.14B	12.3×	+5.1×	Dec 31, 2003
2002	$6.53B	$899.64M	7.3×	-11.1×	Dec 31, 2002
2001	$11.78B	$641.97M	18.3×	—	Dec 31, 2001


Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for Capital One Financial (COF)

P/E Ratio daily chart for Capital One Financial (COF)

Historical P/E Ratio for Capital One Financial (COF) from 2001 to 2025

About P/E Ratio at Capital One Financial (COF)

Capital One Financial P/E Ratio by Year

Capital One Financial P/E Ratio 2025: 62.4×

Capital One Financial P/E Ratio 2024: 14.4×

Capital One Financial P/E Ratio 2023: 10.2×

Capital One Financial P/E Ratio 2022: 4.8×

Capital One Financial P/E Ratio 2021: 4.9×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Capital One Financial (COF) Key Financials

P/E Ratio daily chart for Capital One Financial (COF)

Historical P/E Ratio for Capital One Financial (COF) from 2001 to 2025

About P/E Ratio at Capital One Financial (COF)

Capital One Financial P/E Ratio by Year

Capital One Financial P/E Ratio 2025: 62.4×

Capital One Financial P/E Ratio 2024: 14.4×

Capital One Financial P/E Ratio 2023: 10.2×

Capital One Financial P/E Ratio 2022: 4.8×

Capital One Financial P/E Ratio 2021: 4.9×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is Capital One Financial's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for Capital One Financial?

+Is Capital One Financial's P/E ratio high or low?

+What is Capital One Financial's historical P/E ratio range?

+What was Capital One Financial's P/E ratio in 2025?

+Why does Capital One Financial's P/E ratio change over time?

Capital One Financial (COF) Key Financials