TTM
17.5%
YoY change
+2.26pp
Trough year (2008)
-49.8%
Peak year (1995)
100.0%
Latest annual
16.8%
Operating Margin history chart for The Hartford (HIG) from 1995 to 2025
Latest: 16.8%
Operating Margin change chart for The Hartford (HIG) from 1995 to 2025
Latest: +2.26pp
Operating Margin history table for The Hartford (HIG) from 1995 to 2025
| 2025 | 16.8% | +2.26pp | ||
| 2024 | 14.6% | +1.90pp | ||
| 2023 | 12.7% | +2.34pp | ||
| 2022 | 10.4% | -3.07pp | ||
| 2021 | 13.4% | +2.99pp | ||
| 2020 | 10.4% | -2.05pp | ||
| 2019 | 12.5% | +3.13pp | ||
| 2018 | 9.3% | +5.14pp | ||
| 2017 | 4.2% | +1.47pp | ||
| 2016 | 2.7% | -6.50pp | ||
| 2015 | 9.2% | +0.11pp | ||
| 2014 | 9.1% | +2.01pp | ||
| 2013 | 7.1% | +7.52pp | ||
| 2012 | -0.4% | -1.32pp | ||
| 2011 | 0.9% | -9.38pp | ||
| 2010 | 10.3% | +17.30pp | ||
| 2009 | -7.0% | +42.80pp | ||
| 2008 | -49.8% | -65.25pp | ||
| 2007 | 15.5% | +1.86pp | ||
| 2006 | 13.6% | +2.57pp | ||
| 2005 | 11.0% | -0.09pp | ||
| 2004 | 11.1% | +14.05pp | ||
| 2003 | -2.9% | -9.44pp | ||
| 2002 | 6.5% | -0.92pp | ||
| 2001 | 7.4% | -2.22pp | ||
| 2000 | 9.6% | +0.52pp | ||
| 1999 | 9.1% | -0.69pp | ||
| 1998 | 9.8% | -6.28pp | ||
| 1997 | 16.1% | +17.81pp | ||
| 1996 | -1.7% | -101.70pp | ||
| 1995 | 100.0% | — |
- 202516.8%+2.26pp
- 202414.6%+1.90pp
- 202312.7%+2.34pp
- 202210.4%-3.07pp
- 202113.4%+2.99pp
- 202010.4%-2.05pp
- 201912.5%+3.13pp
- 20189.3%+5.14pp
- 20174.2%+1.47pp
- 20162.7%-6.50pp
- 20159.2%+0.11pp
- 20149.1%+2.01pp
- 20137.1%+7.52pp
- 2012-0.4%-1.32pp
- 20110.9%-9.38pp
- 201010.3%+17.30pp
- 2009-7.0%+42.80pp
- 2008-49.8%-65.25pp
- 200715.5%+1.86pp
- 200613.6%+2.57pp
- 200511.0%-0.09pp
- 200411.1%+14.05pp
- 2003-2.9%-9.44pp
- 20026.5%-0.92pp
- 20017.4%-2.22pp
- 20009.6%+0.52pp
- 19999.1%-0.69pp
- 19989.8%-6.28pp
- 199716.1%+17.81pp
- 1996-1.7%-101.70pp
- 1995100.0%—
Operating Margin values are taken from The Hartford's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Margin at The Hartford (HIG)
According to The Hartford's latest reported financial statements, the company's latest reported operating margin is 17.5%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
The Hartford (HIG) most recent annual operating margin stands at 16.84% (2025) – expanded 2.3 percentage points year-over-year.
Across the available history, operating margin reached its high of 100.00% in 1995 and its low of -49.80% in 2008.
The Hartford Operating Margin by Year
The Hartford Operating Margin 2025: 16.8%
The Hartford operating margin in 2025 was 16.84%, expanded 2.3 percentage points from 2024.
The Hartford Operating Margin 2024: 14.6%
2024's operating margin for The Hartford came in at 14.59%, expanded 1.9 percentage points from 2023.
The Hartford Operating Margin 2023: 12.7%
The Hartford posted operating margin of 12.69% in 2023, expanded 2.3 percentage points from 2022.
The Hartford Operating Margin 2022: 10.4%
In 2022, The Hartford reported operating margin of 10.35%, contracted 3.1 percentage points from 2021.
The Hartford Operating Margin 2021: 13.4%
The Hartford operating margin in 2021 was 13.42%.
See more financial history for The Hartford (HIG).
Sector peers by Operating Margin
Financial Services peers of The Hartford (HIG), ranked by their latest operating margin
| 61.1% | |
| 59.4% | |
| 26.2% | |
| 22.9% | |
| 20.5% | |
| 20.5% | |
| 19.5% | |
| 16.1% |
- 61.1%
- 59.4%
- 26.2%
- 20.5%
- 20.5%
- 19.5%
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