TTM
17.5%
YoY change
+2.26pp
Trough year (FY2008)
-49.8%
Peak year (FY1995)
100.0%
Latest annual
16.8%
Operating Margin history chart for Hartford Insurance Group (HIG) from 2016 to 2025
Latest: 16.8%
Operating Margin change chart for Hartford Insurance Group (HIG) from 2016 to 2025
Latest: +2.26pp
Operating Margin history table for Hartford Insurance Group (HIG) from 1995 to 2025
| FY2025 | 16.8% | +2.26pp | ||
| FY2024 | 14.6% | +1.90pp | ||
| FY2023 | 12.7% | +2.34pp | ||
| FY2022 | 10.4% | -3.07pp | ||
| FY2021 | 13.4% | +2.99pp | ||
| FY2020 | 10.4% | -2.05pp | ||
| FY2019 | 12.5% | +3.13pp | ||
| FY2018 | 9.3% | +5.14pp | ||
| FY2017 | 4.2% | +1.47pp | ||
| FY2016 | 2.7% | -6.50pp | ||
| FY2015 | 9.2% | +0.11pp | ||
| FY2014 | 9.1% | +2.01pp | ||
| FY2013 | 7.1% | +7.52pp | ||
| FY2012 | -0.4% | -1.32pp | ||
| FY2011 | 0.9% | -9.38pp | ||
| FY2010 | 10.3% | +17.30pp | ||
| FY2009 | -7.0% | +42.80pp | ||
| FY2008 | -49.8% | -65.25pp | ||
| FY2007 | 15.5% | +1.86pp | ||
| FY2006 | 13.6% | +2.57pp | ||
| FY2005 | 11.0% | -0.09pp | ||
| FY2004 | 11.1% | +14.05pp | ||
| FY2003 | -2.9% | -9.44pp | ||
| FY2002 | 6.5% | -0.92pp | ||
| FY2001 | 7.4% | -2.22pp | ||
| FY2000 | 9.6% | +0.52pp | ||
| FY1999 | 9.1% | -0.69pp | ||
| FY1998 | 9.8% | -6.28pp | ||
| FY1997 | 16.1% | +17.81pp | ||
| FY1996 | -1.7% | -101.70pp | ||
| FY1995 | 100.0% | — |
- FY202516.8%+2.26pp
- FY202414.6%+1.90pp
- FY202312.7%+2.34pp
- FY202210.4%-3.07pp
- FY202113.4%+2.99pp
- FY202010.4%-2.05pp
- FY201912.5%+3.13pp
- FY20189.3%+5.14pp
- FY20174.2%+1.47pp
- FY20162.7%-6.50pp
- FY20159.2%+0.11pp
- FY20149.1%+2.01pp
- FY20137.1%+7.52pp
- FY2012-0.4%-1.32pp
- FY20110.9%-9.38pp
- FY201010.3%+17.30pp
- FY2009-7.0%+42.80pp
- FY2008-49.8%-65.25pp
- FY200715.5%+1.86pp
- FY200613.6%+2.57pp
- FY200511.0%-0.09pp
- FY200411.1%+14.05pp
- FY2003-2.9%-9.44pp
- FY20026.5%-0.92pp
- FY20017.4%-2.22pp
- FY20009.6%+0.52pp
- FY19999.1%-0.69pp
- FY19989.8%-6.28pp
- FY199716.1%+17.81pp
- FY1996-1.7%-101.70pp
- FY1995100.0%—
Operating Margin values are taken from Hartford Insurance Group's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Margin at Hartford Insurance Group (HIG)
According to Hartford Insurance Group's latest reported financial statements, the company's latest reported operating margin is 17.5%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Hartford Insurance Group (HIG) most recent annual operating margin stands at 16.84% (2025) – expanded 2.3 percentage points year-over-year.
Across the available history, operating margin reached its high of 100.00% in 1995 and its low of -49.80% in 2008.
Hartford Insurance Group Operating Margin by Year
Hartford Insurance Group Operating Margin 2025: 16.8%
Hartford Insurance Group posted operating margin of 16.84% in 2025, expanded 2.3 percentage points from 2024.
Hartford Insurance Group Operating Margin 2024: 14.6%
In 2024, Hartford Insurance Group reported operating margin of 14.59%, expanded 1.9 percentage points from 2023.
Hartford Insurance Group Operating Margin 2023: 12.7%
Hartford Insurance Group operating margin in 2023 was 12.69%, expanded 2.3 percentage points from 2022.
Hartford Insurance Group Operating Margin 2022: 10.4%
2022's operating margin for Hartford Insurance Group came in at 10.35%, contracted 3.1 percentage points from 2021.
Hartford Insurance Group Operating Margin 2021: 13.4%
Hartford Insurance Group operating margin in 2021 was 13.42%.
See more financial history for Hartford Insurance Group (HIG).
Sector peers by Operating Margin
Financial Services peers of Hartford Insurance Group (HIG), ranked by their latest operating margin
| 61.1% | |
| 59.4% | |
| 28.2% | |
| 24.8% | |
| 24.7% | |
| 21.2% | |
| 20.7% | |
| 16.1% |
- 61.1%
- 59.4%
- 28.2%
- 24.8%
- 21.2%
- 20.7%
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