H2O America (HTO) Dividend Forecast & DRIP Calculator

Project future dividend income from H2O America (HTO) based on its 5.6% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.

Investment, stock price, and share count are tied together (investment = shares × price). Editing one updates the others so they stay in sync.

Default reflects historical 5Y CAGR (~5.6%).

Initial dividend yield
3.336%

Based on current price and annual dividend.

%

Results After 10 Years

Total Portfolio Value

$2,194.81119.5%

Annual Dividend Income

$66.13113.5%

Monthly Dividend Income

$5.51113.5%

Yield on Cost

6.61%

Total Return Breakdown

$2,195 (+119.5%)

Initial Investment

$1,000

45.6%

Additional Investments

$0

0.0%

Dividends

$457

20.8%

Stock Price Growth

$738

33.6%

Growth Projections

Total Portfolio Value ($)

Annual Dividend Income ($)

Monthly Dividend Income ($)

Yield on Cost (%)

Detailed Projections

  • Year 0

    Portfolio value
    $1,000.00
    Shares
    16.76
    Annual DPS
    $1.7000
    Annual dividend
    $28.49
    Yield on cost
    2.85%
    Stock price
    $59.67
    Total profit
    $0.00
  • Year 1

    Portfolio value
    $1,080.98
    Shares
    17.25
    Annual DPS
    $1.7950
    Annual dividend
    $30.97
    Yield on cost
    3.10%
    Annual investment
    $30.42
    Stock price
    $62.65
    Total profit
    $80.98
  • Year 2

    Portfolio value
    $1,168.70
    Shares
    17.77
    Annual DPS
    $1.8954
    Annual dividend
    $33.67
    Yield on cost
    3.37%
    Annual investment
    $33.07
    Stock price
    $65.79
    Total profit
    $168.70
  • Year 3

    Portfolio value
    $1,263.75
    Shares
    18.30
    Annual DPS
    $2.0013
    Annual dividend
    $36.61
    Yield on cost
    3.66%
    Annual investment
    $35.95
    Stock price
    $69.08
    Total profit
    $263.75
  • Year 4

    Portfolio value
    $1,366.76
    Shares
    18.84
    Annual DPS
    $2.1132
    Annual dividend
    $39.82
    Yield on cost
    3.98%
    Annual investment
    $39.10
    Stock price
    $72.53
    Total profit
    $366.76
  • Year 5

    Portfolio value
    $1,478.41
    Shares
    19.41
    Annual DPS
    $2.2313
    Annual dividend
    $43.32
    Yield on cost
    4.33%
    Annual investment
    $42.53
    Stock price
    $76.16
    Total profit
    $478.41
  • Year 6

    Portfolio value
    $1,599.44
    Shares
    20.00
    Annual DPS
    $2.3561
    Annual dividend
    $47.13
    Yield on cost
    4.71%
    Annual investment
    $46.26
    Stock price
    $79.96
    Total profit
    $599.44
  • Year 7

    Portfolio value
    $1,730.68
    Shares
    20.61
    Annual DPS
    $2.4878
    Annual dividend
    $51.28
    Yield on cost
    5.13%
    Annual investment
    $50.33
    Stock price
    $83.96
    Total profit
    $730.68
  • Year 8

    Portfolio value
    $1,872.99
    Shares
    21.25
    Annual DPS
    $2.6268
    Annual dividend
    $55.81
    Yield on cost
    5.58%
    Annual investment
    $54.77
    Stock price
    $88.16
    Total profit
    $872.99
  • Year 9

    Portfolio value
    $2,027.35
    Shares
    21.90
    Annual DPS
    $2.7737
    Annual dividend
    $60.75
    Yield on cost
    6.07%
    Annual investment
    $59.61
    Stock price
    $92.57
    Total profit
    $1,027.35
  • Year 10

    Portfolio value
    $2,194.81
    Shares
    22.58
    Annual DPS
    $2.9287
    Annual dividend
    $66.13
    Yield on cost
    6.61%
    Annual investment
    $64.89
    Stock price
    $97.20
    Total profit
    $1,194.81

Projected dividend income: DRIP vs no DRIP

Final-year advantageExtra income +$17.05 (34.7% vs no DRIP)Without DRIPWith DRIP
Projected dividend income: DRIP vs no DRIP
YearWithout DRIP ($)With DRIP ($)
130.0830.97
231.7633.67
333.5436.61
435.4139.82
537.3943.32
639.4847.13
741.6951.28
844.0255.81
946.4860.75
1049.0866.13

How much do you need?

How much do you need to invest to reach your dividend income goal?

Frequently asked questions

How much dividend income will H2O America pay in 10 years?

Based on a $1,000 investment with 5.6% annual dividend growth, H2O America (HTO) could generate $66.13/year in dividend income after 10 years (with DRIP enabled).

What is H2O America's projected dividend growth rate?

H2O America (HTO) has grown its dividend at a 5.6% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.

How does DRIP work with H2O America dividends?

DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional H2O America shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.

How much do I need to invest in H2O America to make $1,000/month in dividends?

At H2O America's current yield of 3.34%, you would need a lump-sum investment of approximately $359,680 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.

Are these dividend projections guaranteed?

No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.