H2O America (HTO) Dividend Forecast & DRIP Calculator
Project future dividend income from H2O America (HTO) based on its 5.6% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.

HTO
Results After 10 Years
Total Portfolio Value
$2,220.10122.0%
Annual Dividend Income
$69.48115.8%
Monthly Dividend Income
$5.79115.8%
Yield on Cost
6.95%
Total Return Breakdown
$2,220 (+122.0%)
Initial Investment
$1,000
45.0%
Additional Investments
$0
0.0%
Dividends
$478
21.5%
Stock Price Growth
$743
33.4%
Growth Projections
Total Portfolio Value ($)
Annual Dividend Income ($)
Monthly Dividend Income ($)
Yield on Cost (%)
Detailed Projections
Year 0
- Portfolio value
- $1,000.00
- Shares
- 17.20
- Annual DPS
- $1.7200
- Annual dividend
- $29.59
- Yield on cost
- 2.96%
- Stock price
- $58.13
- Total profit
- $0.00
Year 1
- Portfolio value
- $1,082.19
- Shares
- 17.73
- Annual DPS
- $1.8161
- Annual dividend
- $32.20
- Yield on cost
- 3.22%
- Annual investment
- $31.60
- Stock price
- $61.04
- Total profit
- $82.19
Year 2
- Portfolio value
- $1,171.32
- Shares
- 18.28
- Annual DPS
- $1.9177
- Annual dividend
- $35.05
- Yield on cost
- 3.50%
- Annual investment
- $34.40
- Stock price
- $64.09
- Total profit
- $171.32
Year 3
- Portfolio value
- $1,268.02
- Shares
- 18.84
- Annual DPS
- $2.0249
- Annual dividend
- $38.16
- Yield on cost
- 3.82%
- Annual investment
- $37.44
- Stock price
- $67.29
- Total profit
- $268.02
Year 4
- Portfolio value
- $1,372.94
- Shares
- 19.43
- Annual DPS
- $2.1381
- Annual dividend
- $41.54
- Yield on cost
- 4.15%
- Annual investment
- $40.76
- Stock price
- $70.66
- Total profit
- $372.94
Year 5
- Portfolio value
- $1,486.78
- Shares
- 20.04
- Annual DPS
- $2.2576
- Annual dividend
- $45.24
- Yield on cost
- 4.52%
- Annual investment
- $44.38
- Stock price
- $74.19
- Total profit
- $486.78
Year 6
- Portfolio value
- $1,610.35
- Shares
- 20.67
- Annual DPS
- $2.3838
- Annual dividend
- $49.28
- Yield on cost
- 4.93%
- Annual investment
- $48.34
- Stock price
- $77.90
- Total profit
- $610.35
Year 7
- Portfolio value
- $1,744.50
- Shares
- 21.33
- Annual DPS
- $2.5170
- Annual dividend
- $53.68
- Yield on cost
- 5.37%
- Annual investment
- $52.65
- Stock price
- $81.79
- Total profit
- $744.50
Year 8
- Portfolio value
- $1,890.14
- Shares
- 22.01
- Annual DPS
- $2.6577
- Annual dividend
- $58.49
- Yield on cost
- 5.85%
- Annual investment
- $57.36
- Stock price
- $85.88
- Total profit
- $890.14
Year 9
- Portfolio value
- $2,048.31
- Shares
- 22.71
- Annual DPS
- $2.8063
- Annual dividend
- $63.74
- Yield on cost
- 6.37%
- Annual investment
- $62.51
- Stock price
- $90.18
- Total profit
- $1,048.31
Year 10
- Portfolio value
- $2,220.10
- Shares
- 23.45
- Annual DPS
- $2.9632
- Annual dividend
- $69.48
- Yield on cost
- 6.95%
- Annual investment
- $68.12
- Stock price
- $94.69
- Total profit
- $1,220.10
| Year | Portfolio Value | Shares | Annual DPS | Annual Dividend | Yield on Cost | Annual Investment | Stock Price | Total Profit |
|---|---|---|---|---|---|---|---|---|
| 0 | $1,000.00 | 17.20 | $1.7200 | $29.59 | 2.96% | — | $58.13 | $0.00 |
| 1 | $1,082.19 | 17.73 | $1.8161 | $32.20 | 3.22% | $31.60 | $61.04 | $82.19 |
| 2 | $1,171.32 | 18.28 | $1.9177 | $35.05 | 3.50% | $34.40 | $64.09 | $171.32 |
| 3 | $1,268.02 | 18.84 | $2.0249 | $38.16 | 3.82% | $37.44 | $67.29 | $268.02 |
| 4 | $1,372.94 | 19.43 | $2.1381 | $41.54 | 4.15% | $40.76 | $70.66 | $372.94 |
| 5 | $1,486.78 | 20.04 | $2.2576 | $45.24 | 4.52% | $44.38 | $74.19 | $486.78 |
| 6 | $1,610.35 | 20.67 | $2.3838 | $49.28 | 4.93% | $48.34 | $77.90 | $610.35 |
| 7 | $1,744.50 | 21.33 | $2.5170 | $53.68 | 5.37% | $52.65 | $81.79 | $744.50 |
| 8 | $1,890.14 | 22.01 | $2.6577 | $58.49 | 5.85% | $57.36 | $85.88 | $890.14 |
| 9 | $2,048.31 | 22.71 | $2.8063 | $63.74 | 6.37% | $62.51 | $90.18 | $1,048.31 |
| 10 | $2,220.10 | 23.45 | $2.9632 | $69.48 | 6.95% | $68.12 | $94.69 | $1,220.10 |
Projected dividend income: DRIP vs no DRIP
| Year | Without DRIP ($) | With DRIP ($) |
|---|---|---|
| 1 | 31.24 | 32.20 |
| 2 | 32.99 | 35.05 |
| 3 | 34.83 | 38.16 |
| 4 | 36.78 | 41.54 |
| 5 | 38.84 | 45.24 |
| 6 | 41.01 | 49.28 |
| 7 | 43.30 | 53.68 |
| 8 | 45.72 | 58.49 |
| 9 | 48.28 | 63.74 |
| 10 | 50.97 | 69.48 |
How much do you need?
How much do you need to invest to reach your dividend income goal?
Yield on cost
Illustrative only — not financial advice. Uses the same dividend growth rate as the projection you just ran (from Calculate). If dividend per share grows at that rate and cost basis is unchanged, forward yield on today's investment compounds as shown (not a price or total-return forecast).
| Years | Yield on cost |
|---|---|
| 1 | 3.12% |
| 3 | 3.48% |
| 5 | 3.88% |
| 10 | 5.10% |
| 15 | 6.69% |
| 20 | 8.78% |
Frequently asked questions
How much dividend income will H2O America pay in 10 years?
Based on a $1,000 investment with 5.6% annual dividend growth, H2O America (HTO) could generate $69.48/year in dividend income after 10 years (with DRIP enabled).
What is H2O America's projected dividend growth rate?
H2O America (HTO) has grown its dividend at a 5.6% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.
How does DRIP work with H2O America dividends?
DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional H2O America shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.
How much do I need to invest in H2O America to make $1,000/month in dividends?
At H2O America's current yield of 2.96%, you would need a lump-sum investment of approximately $405,558 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.
Are these dividend projections guaranteed?
No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.
Explore more
HTO Overview
Company profile, financial tools, and key metrics
HTO Revenue Counter
Earns $25.88 every second. See per minute, hour, and day.
HTO Earnings Counter
Earns $3.33 per second net profit. See per minute, hour, and day.
HTO Economic Scale
Exceeds Dominica's GDP. Compare with world economies.
HTO What If Invested
What if you had invested $1,000? See historical returns from any date.
HTO How It Makes Money
Discover visual breakdown of $816.28M in revenue — where it comes from and where it goes.
HTO Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
HTO Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
HTO Daily Price Character
Steady · 39.6% historical win rate (green days). Streaks & record days.
HTO Buybacks
Recent repurchase activity. Shareholder yield & SBC comparison.
HTO Dividend Profile
Yield: 2.96%. Safety: 2/8. See full history.
HTO Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
HTO Dividend Capture
Historical pre-ex touch stats, gap distribution, after-tax calculator, and a backtest simulator (limit-order vs MOC exit).
HTO Financials
Revenue, EPS, EBITDA, market cap, debt and balance sheet history with annual and quarterly data.