Fair value (multi-method)
Four independent methods triangulate what PSBQ is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$119.37
Method range
$25.30 – $119.37
median $31.90
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $119.37 | +143.61% |
| Exit multiple | $31.90 | -34.90% |
| Analyst target | — | — |
| Graham number | $25.30 | -48.37% |
- Forward DCF$119.37
- Exit multiple$31.90
- Analyst target—
- Graham number$25.30
Stock price
$49.00
EPS (TTM)
$3.53
5Y EPS CAGR
6.6%
Fair value @ hist. growth
$119.37
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
-4.3%
per year over your projection horizon
Margin of safety 59.0% vs hist-growth DCF
Historical 5Y CAGR
6.6%
Your model implies
-4.3%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | -7.2% | -8.3% | -9.7% | -11.4% | -13.5% |
| 5.8% | -5.1% | -6.0% | -7.1% | -8.4% | -9.9% |
| 6.8% | -2.7% | -3.4% | -4.3% | -5.2% | -6.3% |
| 7.8% | -0.6% | -1.2% | -1.9% | -2.6% | -3.4% |
| 8.8% | 1.4% | 0.9% | 0.3% | -0.3% | -1.0% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$114M
Total debt − cash
Beta
0.42
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
PSB Holdings (PSBQ) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks
- Dividend Profile1.43% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History4 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.