Fair value (multi-method)
Four independent methods triangulate what PSBQ is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$122.44
Method range
$25.30 – $122.44
median $31.96
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $122.44 | +156.70% |
| Exit multiple | $31.96 | -33.00% |
| Analyst target | — | — |
| Graham number | $25.30 | -46.96% |
- Forward DCF$122.44
- Exit multiple$31.96
- Analyst target—
- Graham number$25.30
Stock price
$47.70
EPS (TTM)
$3.53
5Y EPS CAGR
6.8%
Fair value @ hist. growth
$122.44
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
-4.8%
per year over your projection horizon
Margin of safety 61.0% vs hist-growth DCF
Historical 5Y CAGR
6.8%
Your model implies
-4.8%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | -7.5% | -8.6% | -10.0% | -11.7% | -13.8% |
| 5.7% | -5.6% | -6.5% | -7.6% | -8.9% | -10.4% |
| 6.7% | -3.2% | -3.9% | -4.8% | -5.7% | -6.8% |
| 7.7% | -1.0% | -1.7% | -2.3% | -3.1% | -3.9% |
| 8.7% | 0.9% | 0.4% | -0.2% | -0.8% | -1.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$136M
Total debt − cash
Beta
0.43
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
PSB Holdings (PSBQ) Key Financials
Charts, filings, and peer comparison for every metric
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