Question 1

What is RLI's P/E ratio?

Accepted Answer

RLI (RLI) P/E ratio is 12.2× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for RLI?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For RLI specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is RLI's P/E ratio high or low?

Accepted Answer

RLI's P/E ratio of 12.2× is below its own 5-year average of 17.5× and below the sector median of 12.8×. That places the current reading at the 22th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is RLI's historical P/E ratio range?

Accepted Answer

In the available daily series, RLI (RLI) P/E ratio has ranged from a low of 6.4× in 2008 to a high of 60.9× in 2020. The 5-year average is 17.5× and the 5-year median is 17.6×.

Question 7

What was RLI's P/E ratio in 2025?

Accepted Answer

RLI (RLI) P/E ratio at the end of 2025 was 14.6×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does RLI's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$5.90B	$403.34M	14.6×	-7.2×	Dec 31, 2025
2024	$7.54B	$345.78M	21.8×	+1.9×	Dec 31, 2024
2023	$6.08B	$304.61M	19.9×	+9.7×	Dec 31, 2023
2022	$5.97B	$583.41M	10.2×	-7.9×	Dec 31, 2022
2021	$5.08B	$279.35M	18.2×	-11.8×	Dec 31, 2021
2020	$4.70B	$157.09M	29.9×	+8.9×	Dec 31, 2020
2019	$4.04B	$191.64M	21.1×	-26.1×	Dec 31, 2019
2018	$3.03B	$64.18M	47.2×	+21.7×	Dec 31, 2018
2017	$2.68B	$105.03M	25.5×	+1.4×	Dec 31, 2017
2016	$2.77B	$114.92M	24.1×	+4.2×	Dec 31, 2016
2015	$2.74B	$137.54M	19.9×	+4.2×	Dec 31, 2015
2014	$2.13B	$135.44M	15.7×	-0.9×	Dec 31, 2014
2013	$2.09B	$126.25M	16.6×	+3.3×	Dec 31, 2013
2012	$1.38B	$103.35M	13.3×	—	Dec 31, 2012
2011	—	$127.36M	—	—	Dec 31, 2011
2010	$1.10B	$127.43M	8.6×	-3.5×	Dec 31, 2010
2009	$1.14B	$93.84M	12.2×	-4.5×	Dec 31, 2009
2008	$1.31B	$78.68M	16.7×	+9.3×	Dec 31, 2008
2007	$1.29B	$175.87M	7.3×	-2.9×	Dec 31, 2007
2006	$1.37B	$134.64M	10.2×	-1.7×	Dec 31, 2006
2005	$1.27B	$107.14M	11.9×	-2.5×	Dec 31, 2005
2004	$1.05B	$73.03M	14.4×	+1.2×	Dec 31, 2004
2003	$942.91M	$71.29M	13.2×	-2.5×	Dec 31, 2003
2002	$562.94M	$35.85M	15.7×	+1.5×	Dec 31, 2002
2001	$442.20M	$31.05M	14.2×	—	Dec 31, 2001


Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for RLI (RLI)

P/E Ratio daily chart for RLI (RLI)

Historical P/E Ratio for RLI (RLI) from 2001 to 2025

About P/E Ratio at RLI (RLI)

RLI P/E Ratio by Year

RLI P/E Ratio 2025: 14.6×

RLI P/E Ratio 2024: 21.8×

RLI P/E Ratio 2023: 19.9×

RLI P/E Ratio 2022: 10.2×

RLI P/E Ratio 2021: 18.2×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

RLI (RLI) Key Financials

P/E Ratio daily chart for RLI (RLI)

Historical P/E Ratio for RLI (RLI) from 2001 to 2025

About P/E Ratio at RLI (RLI)

RLI P/E Ratio by Year

RLI P/E Ratio 2025: 14.6×

RLI P/E Ratio 2024: 21.8×

RLI P/E Ratio 2023: 19.9×

RLI P/E Ratio 2022: 10.2×

RLI P/E Ratio 2021: 18.2×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is RLI's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for RLI?

+Is RLI's P/E ratio high or low?

+What is RLI's historical P/E ratio range?

+What was RLI's P/E ratio in 2025?

+Why does RLI's P/E ratio change over time?

RLI (RLI) Key Financials