Question 1

What is RLI's P/E ratio?

Accepted Answer

RLI (RLI) P/E ratio is 12.4× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for RLI?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For RLI specifically, the relevant sector benchmark is the current sector median of 13.1×.

Question 5

Is RLI's P/E ratio high or low?

Accepted Answer

RLI's P/E ratio of 12.4× is below its own 5-year average of 17.6× and below the sector median of 13.1×. That places the current reading at the 23th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is RLI's historical P/E ratio range?

Accepted Answer

In the available daily series, RLI (RLI) P/E ratio has ranged from a low of 6.4× in 2008 to a high of 60.9× in 2020. The 5-year average is 17.6× and the 5-year median is 18.2×.

Question 7

What was RLI's P/E ratio in 2025?

Accepted Answer

RLI (RLI) P/E ratio at the end of 2025 was 14.6×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does RLI's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$5.9B	$403M	14.6×	-7.2×	Dec 31, 2025
2024	$7.54B	$346M	21.8×	+1.9×	Dec 31, 2024
2023	$6.08B	$305M	19.9×	+9.7×	Dec 31, 2023
2022	$5.97B	$583M	10.2×	-7.9×	Dec 31, 2022
2021	$5.08B	$279M	18.2×	-11.8×	Dec 31, 2021
2020	$4.7B	$157M	29.9×	+8.9×	Dec 31, 2020
2019	$4.04B	$192M	21.1×	-26.1×	Dec 31, 2019
2018	$3.03B	$64.2M	47.2×	+21.7×	Dec 31, 2018
2017	$2.68B	$105M	25.5×	+1.4×	Dec 31, 2017
2016	$2.77B	$115M	24.1×	+4.2×	Dec 31, 2016
2015	$2.74B	$138M	19.9×	+4.2×	Dec 31, 2015
2014	$2.13B	$135M	15.7×	-0.9×	Dec 31, 2014
2013	$2.09B	$126M	16.6×	+3.3×	Dec 31, 2013
2012	$1.38B	$103M	13.3×	—	Dec 31, 2012
2011	—	$127M	—	—	Dec 31, 2011
2010	$1.1B	$127M	8.6×	-3.5×	Dec 31, 2010
2009	$1.14B	$93.8M	12.2×	-4.5×	Dec 31, 2009
2008	$1.31B	$78.7M	16.7×	+9.3×	Dec 31, 2008
2007	$1.29B	$176M	7.3×	-2.9×	Dec 31, 2007
2006	$1.37B	$135M	10.2×	-1.7×	Dec 31, 2006
2005	$1.27B	$107M	11.9×	-2.5×	Dec 31, 2005
2004	$1.05B	$73M	14.4×	+1.2×	Dec 31, 2004
2003	$943M	$71.3M	13.2×	-2.5×	Dec 31, 2003
2002	$563M	$35.9M	15.7×	—	Dec 31, 2002


Ameriprise Financial (AMP)	10.6×
Auburn National Bancorporation (AUBN)	10.5×
1st Source (SRCE)	10.5×
Truist Financial (TFC)	10.4×
Eagle Financial Services (EFSI)	10.0×
Prudential Financial (PRU)	9.8×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL-PD)	9.3×
Hartford Insurance Group (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Travelers Companies (TRV)	8.4×
PayPal (PYPL)	8.2×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Group (EG)	6.5×
Mercury General (MCY)	5.8×
Allstate (ALL)	4.4×
Atlantic Union Bankshares (AUB)	0.0×

P/E Ratio for RLI (RLI) 2002-2026

P/E Ratio daily chart for RLI (RLI)

Historical P/E Ratio for RLI (RLI) from 2002 to 2025

About P/E Ratio at RLI (RLI)

RLI P/E Ratio by Year

RLI P/E Ratio 2025: 14.6×

RLI P/E Ratio 2024: 21.8×

RLI P/E Ratio 2023: 19.9×

RLI P/E Ratio 2022: 10.2×

RLI P/E Ratio 2021: 18.2×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

RLI (RLI) Key Financials