How 1st Source (SRCE) Makes Money: A Visual Guide
1st Source (SRCE) generated $602.72M in revenue, earning $160.71M in net profit (26.7% margin). Its largest revenue source is Fiduciary and Trust (47.3% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
In TTM through Q1 2026, 1st Source (SRCE) generated revenue across 3 reportable product segments; the largest contributor was Fiduciary and Trust at 47.3%, followed by Debit Card (30.2%) and Deposit Account (22.6%).
1st Source (SRCE) Income Statement Flow — TTM through Q1 2026
Calculated from the four most recent reported quarters, ending (reported ).
1st Source (SRCE) Revenue by Product Segment — TTM through Q1 2026
Revenue contribution by product segment for 1st Source (SRCE) in TTM through Q1 2026.
Fiduciary and Trust
- Revenue
- $284.94M
- % of total
- 47.3%
Debit Card
- Revenue
- $181.80M
- % of total
- 30.2%
Deposit Account
- Revenue
- $135.98M
- % of total
- 22.6%
Total
- Revenue
- $602.72M
- % of total
- 100%
| Segment | Revenue | % of total |
|---|---|---|
| Fiduciary and Trust | $284.94M | 47.3% |
| Debit Card | $181.80M | 30.2% |
| Deposit Account | $135.98M | 22.6% |
| Total | $602.72M | 100% |
Frequently asked questions
How does 1st Source (SRCE) make money?
1st Source (SRCE) primarily makes money through Fiduciary and Trust, which accounts for 47.3% of total revenue. For TTM through Q1 2026, 1st Source generated $602.72M in total revenue with a net profit margin of 26.7%.
What is 1st Source (SRCE) gross profit margin?
1st Source (SRCE) reported a gross profit margin of 70.8% for TTM through Q1 2026, equivalent to $427.02M in gross profit. This means 1st Source retains 70.8% of each revenue unit after direct costs of production.
What is 1st Source (SRCE) operating profit margin?
1st Source (SRCE) reported an operating profit margin of 34.6% for TTM through Q1 2026, equivalent to $208.74M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is 1st Source (SRCE) net profit margin?
1st Source (SRCE) reported a net profit margin of 26.7% for TTM through Q1 2026, equivalent to $160.71M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does 1st Source (SRCE) spend on capital expenditures?
1st Source (SRCE) spent $574.00K on capital expenditures in TTM through Q1 2026 (0.1% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is 1st Source (SRCE) free cash flow?
1st Source (SRCE) generated $209.89M in free cash flow for TTM through Q1 2026 (34.8% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is 1st Source (SRCE) effective tax rate?
1st Source (SRCE) had an effective tax rate of 22.8% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.
What are 1st Source (SRCE) main revenue segments?
1st Source (SRCE) reports revenue across 3 reportable product segments, led by Fiduciary and Trust at 47.3% of total revenue in TTM through Q1 2026. The full segment-by-segment breakdown is shown in the revenue-by-segment table on this page.
Data & methodology
What is a Sankey diagram?
A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?
We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
Where do segment and geographic numbers come from?
Product-segment shares come from the same TTM income statement that powers the Sankey chart. Geographic splits are first rebuilt from the four most recent quarterly geographic-segmentation filings so they align with the same TTM window; if quarterly geo data is missing, we fall back to the latest annual disclosure (the table heading shows which one is in use).
When was this data last updated?
Based on company filings through TTM through Q1 2026.
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