How 1st Source (SRCE) Makes Money: A Visual Guide

1st Source (SRCE) generated $600.00M in revenue (TTM through Q4 2025), earning $158.27M in net profit (26.4% margin). Its largest revenue source is Fiduciary and Trust (47.4% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

1st Source (SRCE) Income Statement Flow

Frequently asked questions

How does 1st Source (SRCE) make money?

1st Source (SRCE) primarily makes money through Fiduciary and Trust, which accounts for 47.4% of total revenue. For TTM through Q4 2025, 1st Source generated $600.00M in total revenue with a net profit margin of 26.4%.

What is 1st Source (SRCE) gross profit margin?

1st Source (SRCE) reported a gross profit margin of 70.3% for TTM through Q4 2025, equivalent to $421.93M in gross profit. This means 1st Source retains 70.3% of each revenue unit after direct costs of production.

What is 1st Source (SRCE) operating profit margin?

1st Source (SRCE) reported an operating profit margin of 34.2% for TTM through Q4 2025, equivalent to $205.09M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is 1st Source (SRCE) net profit margin?

1st Source (SRCE) reported a net profit margin of 26.4% for TTM through Q4 2025, equivalent to $158.27M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does 1st Source (SRCE) spend on capital expenditures?

1st Source (SRCE) spent $1.96M on capital expenditures in TTM through Q4 2025 (0.3% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is 1st Source (SRCE) free cash flow?

1st Source (SRCE) generated $221.16M in free cash flow for TTM through Q4 2025 (36.9% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is 1st Source (SRCE) effective tax rate?

1st Source (SRCE) had an effective tax rate of 22.6% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?

A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.

How is the data calculated?

We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.

When was this data last updated?

Based on company filings through TTM through Q4 2025.