Net Assets for Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's latest reported net assets is $798.82M USD. Net assets — also called stockholders' equity — equal total assets minus total liabilities. They represent the residual claim of shareholders on the company's assets and roughly track book value over time.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
UPST
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Latest period
$798.82M
YoY change
+26.2%
5Y CAGR
+21.6%
Peak year (2021)
$807.08M
Latest annual
$798.82M
Net Assets history chart for Upstart Holdings (UPST) from 2018 to 2025
Net Assets history table for Upstart Holdings (UPST) from 2018 to 2025
| Fiscal year | Period ended | Reported | Net Assets | YoY |
|---|---|---|---|---|
| 2025 | $798.82M | +26.2% | ||
| 2024 | $633.22M | -0.3% | ||
| 2023 | $635.30M | -5.5% | ||
| 2022 | $672.43M | -16.7% | ||
| 2021 | $807.08M | +168.8% | ||
| 2020 | $300.25M | -578.8% | ||
| 2019 | -$62.71M | -168.7% | ||
| 2018 | $91.25M | — |
Net Assets values are taken from Upstart Holdings's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Upstart Holdings (UPST) reported net assets of $798.82M – grew 26.2% year-over-year.
Upstart Holdings net assets compound annual growth for the 2020–2025 (5 years) window is +21.6%, with the latest reading among the more recent periods of the dataset.
Between 2021 and 2025, Upstart Holdings net assets edged down 1.0%, falling from $807.08M to $798.82M.
2021 marks the peak net assets at $807.08M, with the historical low of -$62.71M recorded in 2019.
Among 8 Financial Services peers, Upstart Holdings (UPST) ranks 9th; the peer median for net assets is $153.04B.
Upstart Holdings Net Assets by Year
Upstart Holdings Net Assets 2025: $798.82M
Upstart Holdings net assets in 2025 was $798.82M, grew 26.2% from 2024.
Upstart Holdings Net Assets 2024: $633.22M
Upstart Holdings net assets in 2024 was $633.22M, edged down 0.3% below 2023.
Upstart Holdings Net Assets 2023: $635.30M
Upstart Holdings net assets in 2023 was $635.30M, declined 5.5% below 2022.
Upstart Holdings Net Assets 2022: $672.43M
Upstart Holdings net assets in 2022 was $672.43M, declined 16.7% below 2021.
Upstart Holdings Net Assets 2021: $807.08M
Upstart Holdings net assets in 2021 was $807.08M.
See more financial history for Upstart Holdings (UPST).
Sector peers — Net Assets
Companies in the same sector as Upstart Holdings, ranked by their latest net assets.
| Company | Net Assets | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $717.42B | Financial Services |
| JPMorgan Chase & Co. (JPM) | $362.44B | Financial Services |
| Bank of America Corporation (BAC) | $303.24B | Financial Services |
| Wells Fargo & Company (WFC) | $181.12B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $124.97B | Financial Services |
| Morgan Stanley (MS) | $111.63B | Financial Services |
| Visa Inc. (V) | $37.91B | Financial Services |
| Mastercard Incorporated (MA) | $7.74B | Financial Services |
Frequently asked questions
What is Upstart Holdings's net assets?
- Latest reported net assets for Upstart Holdings (UPST) is $798.82M (period ending December 31, 2025).
How has Upstart Holdings net assets changed year-over-year?
- Upstart Holdings (UPST) net assets changed +26.2% year-over-year on the latest annual filing.
What is the long-term growth rate of Upstart Holdings net assets?
- Upstart Holdings (UPST) net assets compound annual growth rate is +21.6% over the most recent 5 years available.
When did Upstart Holdings net assets hit its highest annual value?
- Upstart Holdings net assets reached its highest annual value of $807.08M in 2021.
What was Upstart Holdings net assets in 2024?
- Upstart Holdings (UPST) net assets in 2024 was $633.22M.
What was Upstart Holdings net assets in 2025?
- Upstart Holdings (UPST) net assets in 2025 was $798.82M.
Metrics overview
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