TTM
$0.41
YoY change
-131.3%
5Y CAGR
+14.4%
Peak year (2021)
$1.43
Latest annual
$0.45
EPS (Diluted) history chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: $0.45
EPS (Diluted) growth chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: -131.3%
EPS (Diluted) history table for Upstart Holdings (UPST) from 2017 to 2025
| 2025 | $0.45 | -131.3% | +$1.89 | ||
| 2024 | −$1.44 | -49.8% | +$1.43 | ||
| 2023 | −$2.87 | +119.1% | −$1.56 | ||
| 2022 | −$1.31 | -191.6% | −$2.74 | ||
| 2021 | $1.43 | +521.7% | +$1.20 | ||
| 2020 | $0.23 | -807.7% | +$0.26 | ||
| 2019 | −$0.03 | -96.3% | +$0.84 | ||
| 2018 | −$0.87 | +55.4% | −$0.31 | ||
| 2017 | −$0.56 | — | — |
- 2025$0.45-131.3%
- 2024−$1.44-49.8%
- 2023−$2.87+119.1%
- 2022−$1.31-191.6%
- 2021$1.43+521.7%
- 2020$0.23-807.7%
- 2019−$0.03-96.3%
- 2018−$0.87+55.4%
- 2017−$0.56—
EPS (Diluted) values are taken from Upstart Holdings's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About EPS (Diluted) at Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's current diluted EPS (TTM) is $0.41. Diluted earnings per share (EPS) is net income divided by the diluted weighted-average shares outstanding over the period. It expresses profit on a per-share basis — the figure investors use to value an individual share — and accounts for potential dilution from options, RSUs, and convertible securities.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Upstart Holdings (UPST) most recent annual diluted EPS stands at $0.45 (2025) – plunged 131.3% year-over-year.
Through 2020–2025 (5 years), Upstart Holdings diluted EPS delivered a +14.4% annualised rate; sustaining 2 straight years of year-over-year growth.
Upstart Holdings diluted EPS peaked at $1.43 in 2021; the latest annual figure is $0.45 in 2025 (68.5% below peak).
The highest annual diluted EPS of $1.43 was reported in 2021. The lowest in the available history was −$2.87 in 2023.
Upstart Holdings EPS (Diluted) by Year
Upstart Holdings EPS (Diluted) 2025: $0.45
Upstart Holdings diluted EPS in 2025 was $0.45, plunged 131.3% below 2024.
Upstart Holdings EPS (Diluted) 2024: −$1.44
2024's diluted EPS for Upstart Holdings came in at −$1.44, plunged 49.8% below 2023.
Upstart Holdings EPS (Diluted) 2023: −$2.87
Upstart Holdings posted diluted EPS of −$2.87 in 2023, surged 119.1% from 2022. This figure represents the lowest annual value in the available history.
Upstart Holdings EPS (Diluted) 2022: −$1.31
In 2022, Upstart Holdings reported diluted EPS of −$1.31, plunged 191.6% below 2021.
Upstart Holdings EPS (Diluted) 2021: $1.43
Upstart Holdings diluted EPS in 2021 was $1.43.
See more financial history for Upstart Holdings (UPST). Or calculate EPS yourself.
Sector peers by EPS (Diluted)
Financial Services peers of Upstart Holdings (UPST), ranked by their latest diluted EPS
| $51.32 | |
| $31.04 | |
| $20.05 | |
| $16.52 | |
| $10.20 | |
| $10.20 | |
| $6.32 | |
| $3.82 |
- $51.32
- $20.05
- $16.52
- $10.20
- $10.20
- $6.32
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