TTM
$49.40M
YoY change
-141.7%
5Y CAGR
+55.0%
Peak year (2021)
$135.44M
Cumulative net income
−$309.50M
Net Income history chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: $53.60M
Net Income growth chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: -141.7%
Net Income history table for Upstart Holdings (UPST) from 2017 to 2025
| 2025 | $53.60M | -141.7% | +$182.18M | ||
| 2024 | −$128.58M | -46.5% | +$111.55M | ||
| 2023 | −$240.13M | +121.0% | −$131.47M | ||
| 2022 | −$108.67M | -180.2% | −$244.11M | ||
| 2021 | $135.44M | +2163.8% | +$129.46M | ||
| 2020 | $5.98M | -1383.9% | +$6.45M | ||
| 2019 | −$466.00K | -96.2% | +$11.85M | ||
| 2018 | −$12.32M | +59.6% | −$4.60M | ||
| 2017 | −$7.72M | — | — |
- 2025$53.60M-141.7%
- 2024−$128.58M-46.5%
- 2023−$240.13M+121.0%
- 2022−$108.67M-180.2%
- 2021$135.44M+2163.8%
- 2020$5.98M-1383.9%
- 2019−$466.00K-96.2%
- 2018−$12.32M+59.6%
- 2017−$7.72M—
Net Income values are taken from Upstart Holdings's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Net Income at Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's current net income (TTM) is $49.40M. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
The 2025 reading of Upstart Holdings (UPST) net income is $53.60M – plunged 141.7% year-over-year.
Upstart Holdings net income compound annual growth for the 2020–2025 (5 years) window is +55.0%, sustaining 2 straight years of year-over-year growth.
Upstart Holdings net income plunged from $135.44M in 2021 to $53.60M in 2025, a 60.4% drawdown.
The record annual net income stands at $135.44M, reached in 2021; the historical low of −$240.13M was recorded in 2023.
Upstart Holdings Net Income by Year
Upstart Holdings Net Income 2025: $53.60M
2025's net income for Upstart Holdings came in at $53.60M, plunged 141.7% below 2024.
Upstart Holdings Net Income 2024: −$128.58M
Upstart Holdings posted net income of −$128.58M in 2024, plunged 46.5% below 2023.
Upstart Holdings Net Income 2023: −$240.13M
In 2023, Upstart Holdings reported net income of −$240.13M, surged 121.0% from 2022. This figure represents the lowest annual value in the available history.
Upstart Holdings Net Income 2022: −$108.67M
Upstart Holdings net income in 2022 was −$108.67M, plunged 180.2% below 2021.
Upstart Holdings Net Income 2021: $135.44M
Upstart Holdings net income in 2021 was $135.44M.
See more financial history for Upstart Holdings (UPST).
Sector peers by Net Income
Financial Services peers of Upstart Holdings (UPST), ranked by their latest net income
| $66.97B | |
| $57.05B | |
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- $66.97B
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- $20.06B
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- $14.97B
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