Market Cap for Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's latest reported market cap is $4.91B USD. Market capitalization is the total dollar value of all outstanding shares — shares outstanding × stock price — and the standard measure of a company's equity value. On this page, historical market cap snaps filing-period share counts to closing prices on or before each statement date (not intraday tick data).
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
UPST
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Latest period
$4.91B
YoY change
-30.3%
5Y CAGR
-25.6%
Peak year (2021)
$14.34B
Latest annual
$3.28B
Market Cap history chart for Upstart Holdings (UPST) from 2020 to 2026
Market Cap history table for Upstart Holdings (UPST) from 2020 to 2026
| Fiscal year | Period ended | Reported | Market Cap | YoY |
|---|---|---|---|---|
| 2026 | $3.28B | -30.3% | ||
| 2025 | $4.70B | -14.6% | ||
| 2024 | $5.51B | +60.9% | ||
| 2023 | $3.42B | +212.8% | ||
| 2022 | $1.09B | -92.4% | ||
| 2021 | $14.34B | +1234.2% | ||
| 2020 | $1.07B | — |
Market Cap values are taken from Upstart Holdings's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2026 fiscal year, Upstart Holdings (UPST) reported market cap of $3.28B – plunged 30.3% year-over-year.
Upstart Holdings market cap has contracted on net over the period, with a -25.6% compound annual growth rate over 2021–2026 (5 years).
Between 2021 and 2026, Upstart Holdings market cap plunged 77.2%, falling from $14.34B to $3.28B.
2021 marks the peak market cap at $14.34B, with the historical low of $1.07B recorded in 2020.
Within Financial Services, Upstart Holdings (UPST) ranks 9th among 8 peers we track. The peer median for market cap is $413.64B.
Upstart Holdings Market Cap by Year
Upstart Holdings Market Cap 2026: $3.28B
Upstart Holdings market cap in 2026 was $3.28B, plunged 30.3% below 2025.
Upstart Holdings Market Cap 2025: $4.70B
Upstart Holdings market cap in 2025 was $4.70B, declined 14.6% below 2024.
Upstart Holdings Market Cap 2024: $5.51B
Upstart Holdings market cap in 2024 was $5.51B, surged 60.9% from 2023.
Upstart Holdings Market Cap 2023: $3.42B
Upstart Holdings market cap in 2023 was $3.42B, surged 212.8% from 2022.
Upstart Holdings Market Cap 2022: $1.09B
Upstart Holdings market cap in 2022 was $1.09B.
See more financial history for Upstart Holdings (UPST).
Sector peers — Market Cap
Companies in the same sector as Upstart Holdings, ranked by their latest market cap.
| Company | Market Cap | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $1.03T | Financial Services |
| JPMorgan Chase & Co. (JPM) | $839.99B | Financial Services |
| Visa Inc. (V) | $596.34B | Financial Services |
| Mastercard Incorporated (MA) | $449.35B | Financial Services |
| Bank of America Corporation (BAC) | $377.92B | Financial Services |
| Morgan Stanley (MS) | $302.29B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $274.96B | Financial Services |
| Wells Fargo & Company (WFC) | $249.74B | Financial Services |
Frequently asked questions
What is Upstart Holdings's market cap?
- Latest reported market cap for Upstart Holdings (UPST) is $4.91B (period ending December 31, 2025).
How has Upstart Holdings market cap changed year-over-year?
- Upstart Holdings (UPST) market cap changed -30.3% year-over-year on the latest annual filing.
What is the long-term growth rate of Upstart Holdings market cap?
- Upstart Holdings (UPST) market cap compound annual growth rate is -25.6% over the most recent 5 years available.
When did Upstart Holdings market cap hit its highest annual value?
- Upstart Holdings market cap reached its highest annual value of $14.34B in 2021.
What was Upstart Holdings market cap in 2025?
- Upstart Holdings (UPST) market cap in 2025 was $4.70B.
What was Upstart Holdings market cap in 2026?
- Upstart Holdings (UPST) market cap in 2026 was $3.28B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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