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Latest period

$2.23B

YoY change

+25.5%

5Y CAGR

+65.2%

Peak year (2025)

$2.18B

Total Liabilities history chart for Upstart Holdings (UPST) from 2018 to 2025

Latest: $2.18B

Total Liabilities growth chart for Upstart Holdings (UPST) from 2018 to 2025

Latest: +25.5%

Total Liabilities history table for Upstart Holdings (UPST) from 2018 to 2025

  • 2025$2.18B+25.5%
  • 2024$1.73B+25.5%
  • 2023$1.38B+9.4%
  • 2022$1.26B+24.7%
  • 2021$1.01B+472.5%
  • 2020$177.00M-61.1%
  • 2019$455.15M-16.1%
  • 2018$542.65M

Total Liabilities values are taken from Upstart Holdings's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Liabilities at Upstart Holdings (UPST)

According to Upstart Holdings's latest reported financial statements, the company's latest reported total liabilities is $2.23B. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and total equity for solvency context.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

The 2025 reading of Upstart Holdings (UPST) total liabilities is $2.18B – grew 25.5% year-over-year.

Through 2020–2025 (5 years), Upstart Holdings total liabilities delivered a +65.2% annualised rate; with mixed annual results across the window.

$2.18B stands as the all-time-high annual total liabilities, posted in 2025, against a low of $177.00M during 2020.

Upstart Holdings Total Liabilities by Year

Upstart Holdings Total Liabilities 2025: $2.18B

Upstart Holdings posted total liabilities of $2.18B in 2025, grew 25.5% from 2024. This figure represents the highest annual value in the available history.

Upstart Holdings Total Liabilities 2024: $1.73B

In 2024, Upstart Holdings reported total liabilities of $1.73B, grew 25.5% from 2023.

Upstart Holdings Total Liabilities 2023: $1.38B

Upstart Holdings total liabilities in 2023 was $1.38B, grew 9.4% from 2022.

Upstart Holdings Total Liabilities 2022: $1.26B

2022's total liabilities for Upstart Holdings came in at $1.26B, grew 24.7% from 2021.

Upstart Holdings Total Liabilities 2021: $1.01B

Upstart Holdings total liabilities in 2021 was $1.01B.

See more financial history for Upstart Holdings (UPST).

Sector peers by Total Liabilities

Financial Services peers of Upstart Holdings (UPST), ranked by their latest total liabilities

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