Total Liabilities for Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's latest reported total liabilities is $2.18B USD. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and net assets for solvency context.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
UPST
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Latest period
$2.18B
YoY change
+25.5%
5Y CAGR
+65.2%
Peak year (2025)
$2.18B
Latest annual
$2.18B
Total Liabilities history chart for Upstart Holdings (UPST) from 2018 to 2025
Total Liabilities history table for Upstart Holdings (UPST) from 2018 to 2025
| Fiscal year | Period ended | Reported | Total Liabilities | YoY |
|---|---|---|---|---|
| 2025 | $2.18B | +25.5% | ||
| 2024 | $1.73B | +25.5% | ||
| 2023 | $1.38B | +9.4% | ||
| 2022 | $1.26B | +24.7% | ||
| 2021 | $1.01B | +472.5% | ||
| 2020 | $177.00M | -61.1% | ||
| 2019 | $455.15M | -16.1% | ||
| 2018 | $542.65M | — |
Total Liabilities values are taken from Upstart Holdings's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Upstart Holdings (UPST) total liabilities is $2.18B – grew 25.5% year-over-year.
Through 2020–2025 (5 years), Upstart Holdings total liabilities delivered a +65.2% annualised rate; with the latest reading among the more recent periods of the dataset.
$2.18B stands as the all-time-high annual total liabilities, posted in 2025, against a low of $177.00M during 2020.
Among 8 Financial Services peers, Upstart Holdings (UPST) ranks 9th; the peer median for total liabilities is $1.50T.
Upstart Holdings Total Liabilities by Year
Upstart Holdings Total Liabilities 2025: $2.18B
Upstart Holdings total liabilities in 2025 was $2.18B, grew 25.5% from 2024. This figure represents the highest annual value in the available history.
Upstart Holdings Total Liabilities 2024: $1.73B
Upstart Holdings total liabilities in 2024 was $1.73B, grew 25.5% from 2023.
Upstart Holdings Total Liabilities 2023: $1.38B
Upstart Holdings total liabilities in 2023 was $1.38B, grew 9.4% from 2022.
Upstart Holdings Total Liabilities 2022: $1.26B
Upstart Holdings total liabilities in 2022 was $1.26B, grew 24.7% from 2021.
Upstart Holdings Total Liabilities 2021: $1.01B
Upstart Holdings total liabilities in 2021 was $1.01B.
See more financial history for Upstart Holdings (UPST).
Sector peers — Total Liabilities
Companies in the same sector as Upstart Holdings, ranked by their latest total liabilities.
| Company | Total Liabilities | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $4.06T | Financial Services |
| Bank of America Corporation (BAC) | $3.11T | Financial Services |
| Wells Fargo & Company (WFC) | $1.97T | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $1.68T | Financial Services |
| Morgan Stanley (MS) | $1.31T | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $502.47B | Financial Services |
| Visa Inc. (V) | $61.72B | Financial Services |
| Mastercard Incorporated (MA) | $46.41B | Financial Services |
Frequently asked questions
What is Upstart Holdings's total liabilities?
- Latest reported total liabilities for Upstart Holdings (UPST) is $2.18B (period ending December 31, 2025).
How has Upstart Holdings total liabilities changed year-over-year?
- Upstart Holdings (UPST) total liabilities changed +25.5% year-over-year on the latest annual filing.
What is the long-term growth rate of Upstart Holdings total liabilities?
- Upstart Holdings (UPST) total liabilities compound annual growth rate is +65.2% over the most recent 5 years available.
When did Upstart Holdings total liabilities hit its highest annual value?
- Upstart Holdings total liabilities reached its highest annual value of $2.18B in 2025.
What was Upstart Holdings total liabilities in 2024?
- Upstart Holdings (UPST) total liabilities in 2024 was $1.73B.
What was Upstart Holdings total liabilities in 2025?
- Upstart Holdings (UPST) total liabilities in 2025 was $2.18B.
Metrics overview
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