TTM
$1.11B
YoY change
+62.8%
5Y CAGR
+35.8%
Peak year (2025)
$1.02B
Cumulative gross profit
$4.68B
Gross Profit history chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: $1.02B
Gross Profit growth chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: +62.8%
Gross Profit history table for Upstart Holdings (UPST) from 2017 to 2025
| 2025 | $1.02B | +62.8% | +$395.15M | ||
| 2024 | $628.83M | +23.8% | +$120.72M | ||
| 2023 | $508.12M | -39.3% | −$329.64M | ||
| 2022 | $837.76M | -1.0% | −$8.85M | ||
| 2021 | $846.61M | +281.3% | +$624.56M | ||
| 2020 | $222.05M | +36.4% | +$59.27M | ||
| 2019 | $162.78M | +70.3% | +$67.20M | ||
| 2018 | $95.58M | +71.8% | +$39.94M | ||
| 2017 | $55.64M | — | — |
- 2025$1.02B+62.8%
- 2024$628.83M+23.8%
- 2023$508.12M-39.3%
- 2022$837.76M-1.0%
- 2021$846.61M+281.3%
- 2020$222.05M+36.4%
- 2019$162.78M+70.3%
- 2018$95.58M+71.8%
- 2017$55.64M—
Gross Profit values are taken from Upstart Holdings's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Gross Profit at Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's current gross profit (TTM) is $1.11B. Gross profit equals revenue minus the cost of goods sold (COGS) — what remains from sales after the direct cost of producing the product or service. It does not yet subtract operating expenses, interest, or taxes (see operating income and net income for those steps). Higher gross profit (and gross margin) generally signals pricing power and production efficiency.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Upstart Holdings (UPST) most recent annual gross profit stands at $1.02B (2025) – surged 62.8% year-over-year.
Upstart Holdings gross profit has grown for 2 consecutive years, with a +35.8% compound annual growth rate over 2020–2025 (5 years).
$1.02B stands as the all-time-high annual gross profit, posted in 2025, against a low of $55.64M during 2017.
Upstart Holdings Gross Profit by Year
Upstart Holdings Gross Profit 2025: $1.02B
2025's gross profit for Upstart Holdings came in at $1.02B, surged 62.8% from 2024. This figure represents the highest annual value in the available history.
Upstart Holdings Gross Profit 2024: $628.83M
Upstart Holdings posted gross profit of $628.83M in 2024, grew 23.8% from 2023.
Upstart Holdings Gross Profit 2023: $508.12M
In 2023, Upstart Holdings reported gross profit of $508.12M, plunged 39.3% below 2022.
Upstart Holdings Gross Profit 2022: $837.76M
Upstart Holdings gross profit in 2022 was $837.76M, edged down 1.0% below 2021.
Upstart Holdings Gross Profit 2021: $846.61M
Upstart Holdings gross profit in 2021 was $846.61M.
See more financial history for Upstart Holdings (UPST).
Sector peers by Gross Profit
Financial Services peers of Upstart Holdings (UPST), ranked by their latest gross profit
| $167.61B | |
| $107.42B | |
| $87.78B | |
| $80.04B | |
| $65.62B | |
| $59.40B | |
| $32.15B | |
| $27.36B |
- $167.61B
- $107.42B
- $87.78B
- $80.04B
- $65.62B
- $59.40B
- $32.15B
- $27.36B
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