Total Assets for Upstart Holdings (UPST)
According to Upstart Holdings's latest reported financial statements, the company's latest reported total assets is $2.97B USD. Total assets sum everything the company reports owning at the end of each reporting period — cash, receivables, inventory, property, plant, equipment, intangibles, and other holdings — as filed on the balance sheet. Compare with total liabilities and net assets for the capital-structure picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

UPST
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Latest period
$2.97B
YoY change
+25.7%
5Y CAGR
+44.2%
Peak year (2025)
$2.97B
Latest annual
$2.97B
Total Assets history chart for Upstart Holdings (UPST) from 2018 to 2025
Total Assets history table for Upstart Holdings (UPST) from 2018 to 2025
| Fiscal year | Period ended | Reported | Total Assets | YoY |
|---|---|---|---|---|
| 2025 | $2.97B | +25.7% | ||
| 2024 | $2.37B | +17.3% | ||
| 2023 | $2.02B | +4.2% | ||
| 2022 | $1.94B | +6.4% | ||
| 2021 | $1.82B | +281.4% | ||
| 2020 | $477.25M | +21.3% | ||
| 2019 | $393.46M | -39.1% | ||
| 2018 | $645.91M | — |
Total Assets values are taken from Upstart Holdings's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Upstart Holdings (UPST) reported total assets of $2.97B – grew 25.7% year-over-year.
Over 2020–2025 (5 years), Upstart Holdings total assets expanded at a +44.2% compound annual rate, sustaining 6 straight years of year-over-year growth.
The highest annual total assets of $2.97B was reported in 2025. The lowest in the available history was $393.46M in 2019.
Among 8 Financial Services peers, Upstart Holdings (UPST) ranks 9th; the peer median for total assets is $1.61T.
Upstart Holdings Total Assets by Year
Upstart Holdings Total Assets 2025: $2.97B
Upstart Holdings total assets in 2025 was $2.97B, grew 25.7% from 2024. This figure represents the highest annual value in the available history.
Upstart Holdings Total Assets 2024: $2.37B
Upstart Holdings total assets in 2024 was $2.37B, grew 17.3% from 2023.
Upstart Holdings Total Assets 2023: $2.02B
Upstart Holdings total assets in 2023 was $2.02B, edged up 4.2% from 2022.
Upstart Holdings Total Assets 2022: $1.94B
Upstart Holdings total assets in 2022 was $1.94B, grew 6.4% from 2021.
Upstart Holdings Total Assets 2021: $1.82B
Upstart Holdings total assets in 2021 was $1.82B.
See more financial history for Upstart Holdings (UPST).
Sector peers — Total Assets
Companies in the same sector as Upstart Holdings, ranked by their latest total assets.
| Company | Total Assets | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $4.42T | Financial Services |
| Bank of America Corporation (BAC) | $3.41T | Financial Services |
| Wells Fargo & Company (WFC) | $2.15T | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $1.81T | Financial Services |
| Morgan Stanley (MS) | $1.42T | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $1.22T | Financial Services |
| Visa Inc. (V) | $99.63B | Financial Services |
| Mastercard Incorporated (MA) | $54.16B | Financial Services |
Frequently asked questions
What is Upstart Holdings's total assets?
- Latest reported total assets for Upstart Holdings (UPST) is $2.97B (period ending December 31, 2025).
How has Upstart Holdings total assets changed year-over-year?
- Upstart Holdings (UPST) total assets changed +25.7% year-over-year on the latest annual filing.
What is the long-term growth rate of Upstart Holdings total assets?
- Upstart Holdings (UPST) total assets compound annual growth rate is +44.2% over the most recent 5 years available.
When did Upstart Holdings total assets hit its highest annual value?
- Upstart Holdings total assets reached its highest annual value of $2.97B in 2025.
What was Upstart Holdings total assets in 2024?
- Upstart Holdings (UPST) total assets in 2024 was $2.37B.
What was Upstart Holdings total assets in 2025?
- Upstart Holdings (UPST) total assets in 2025 was $2.97B.
Metrics overview
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