Fair value (multi-method)
Four independent methods triangulate what BANF is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$519.10
Method range
$48.93 – $519.10
median $113.50
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $519.10 | +349.98% |
| Exit multiple | $102.00 | -11.58% |
| Analyst target | $125.00 | +8.36% |
| Graham number | $48.93 | -57.59% |
- Forward DCF$519.10
- Exit multiple$102.00
- Analyst target$125.00
- Graham number$48.93
Stock price
$115.36
FCF / share (TTM)
$1.94
3Y FCF CAGR
7.1%
Fair value @ hist. growth
$55.35
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
16.5%
per year over your projection horizon
Margin of safety -108.4% vs hist-growth DCF
Historical 3Y CAGR
7.1%
Your model implies
16.5%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 7% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.7% | 12.5% | 11.2% | 9.8% | 8.1% | 6.1% |
| 6.7% | 15.6% | 14.5% | 13.4% | 12.2% | 10.7% |
| 7.7% | 18.3% | 17.5% | 16.5% | 15.5% | 14.4% |
| 8.7% | 20.8% | 20.1% | 19.3% | 18.5% | 17.5% |
| 9.7% | 23.2% | 22.5% | 21.8% | 21.1% | 20.3% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
2.57
Demanding vs growth
Net cash
$93.3M
Total debt − cash
Beta
0.60
Vs market benchmark
Frequently asked questions
BancFirst (BANF) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks
- Dividend Profile1.70% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History3 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.