How BancFirst (BANF) Makes Money: A Visual Guide

BancFirst (BANF) generated $824.33M in revenue (TTM through Q4 2025), earning $240.61M in net profit (29.2% margin). Its largest revenue source is Deposit Account (75.5% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

BancFirst (BANF) Income Statement Flow

Frequently asked questions

How does BancFirst (BANF) make money?

BancFirst (BANF) primarily makes money through Deposit Account, which accounts for 75.5% of total revenue. For TTM through Q4 2025, BancFirst generated $824.33M in total revenue with a net profit margin of 29.2%.

What is BancFirst (BANF) gross profit margin?

BancFirst (BANF) reported a gross profit margin of 82.9% for TTM through Q4 2025, equivalent to $683.43M in gross profit. This means BancFirst retains 82.9% of each revenue unit after direct costs of production.

What is BancFirst (BANF) operating profit margin?

BancFirst (BANF) reported an operating profit margin of 36.8% for TTM through Q4 2025, equivalent to $303.38M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is BancFirst (BANF) net profit margin?

BancFirst (BANF) reported a net profit margin of 29.2% for TTM through Q4 2025, equivalent to $240.61M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does BancFirst (BANF) spend on capital expenditures?

BancFirst (BANF) spent $48.31M on capital expenditures in TTM through Q4 2025 (5.9% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is BancFirst (BANF) free cash flow?

BancFirst (BANF) generated $236.97M in free cash flow for TTM through Q4 2025 (28.7% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is BancFirst (BANF) effective tax rate?

BancFirst (BANF) had an effective tax rate of 21.1% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?

A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.

How is the data calculated?

We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.

When was this data last updated?

Based on company filings through TTM through Q4 2025.