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Community Bank System (CBU) Cash Flow Waterfall

Trace Community Bank System's cash from operations down to free cash flow, then see where FCF goes — capex, buybacks, dividends, and debt repayment.

Operating CF

$310.91M

Capex

−$84.64M

Free Cash Flow

$226.27M

FCF Margin

+72.8%

Cash flow waterfall for Community Bank System (CBU) — TTM through Q1 2026

Free cash flow: $226.27M

Note: Other Investing is large — driven mainly by purchases or sales of investments.

Cash flow breakdown for Community Bank System (CBU) — TTM through Q1 2026

  • Operating Cash Flow$310.91M
  • Capital Expenditure−$84.64M
  • Free Cash Flow$226.27M
  • Acquisitions$457.07M
  • Other Investing−$726.89M
  • Share Buybacks−$26.63M
  • Dividends Paid−$98.11M
  • Net Debt Change$361.17M
  • Other Financing & FX−$138.72M
  • Net Cash Increase$54.15M
Want to see what drove the FCF change?Free Cash Flow Bridge

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