Fair value (multi-method)
Four independent methods triangulate what CINF is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$989.33
Method range
$63.58 – $989.33
median $137.36
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $989.33 | +451.99% |
| Exit multiple | $80.06 | -55.33% |
| Analyst target | $194.67 | +8.61% |
| Graham number | $63.58 | -64.53% |
- Forward DCF$989.33
- Exit multiple$80.06
- Analyst target$194.67
- Graham number$63.58
Stock price
$179.23
FCF / share (TTM)
$4.22
3Y FCF CAGR
12.9%
Fair value @ hist. growth
$199.48
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
11.5%
per year over your projection horizon
Margin of safety 10.2% vs hist-growth DCF
Historical 3Y CAGR
12.9%
Your model implies
11.5%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 13% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.4% | 7.5% | 6.2% | 4.8% | 3.0% | 0.9% |
| 6.4% | 10.5% | 9.5% | 8.4% | 7.1% | 5.7% |
| 7.4% | 13.2% | 12.4% | 11.5% | 10.5% | 9.4% |
| 8.4% | 15.7% | 15.0% | 14.2% | 13.4% | 12.4% |
| 9.4% | 17.9% | 17.3% | 16.6% | 15.9% | 15.2% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net cash
$545M
Total debt − cash
Beta
0.55
Vs market benchmark
Frequently asked questions
Cincinnati Financial (CINF) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks1.33% TTM
- Dividend Profile2.02% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History14 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.