Fair value (multi-method)
Four independent methods triangulate what RLI is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$477.18
Method range
$16.16 – $477.18
median $51.72
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $477.18 | +810.99% |
| Exit multiple | $47.10 | -10.08% |
| Analyst target | $56.33 | +7.54% |
| Graham number | $16.16 | -69.16% |
- Forward DCF$477.18
- Exit multiple$47.10
- Analyst target$56.33
- Graham number$16.16
Stock price
$52.38
FCF / share (TTM)
$0.45
3Y FCF CAGR
12.5%
Fair value @ hist. growth
$27.24
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
20.8%
per year over your projection horizon
Margin of safety -92.3% vs hist-growth DCF
Historical 3Y CAGR
12.5%
Your model implies
20.8%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 13% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | 18.3% | 16.6% | 14.7% | 12.3% | 9.3% |
| 5.4% | 19.7% | 18.3% | 16.5% | 14.5% | 12.0% |
| 6.4% | 23.3% | 22.1% | 20.8% | 19.3% | 17.5% |
| 7.4% | 26.4% | 25.4% | 24.3% | 23.1% | 21.8% |
| 8.4% | 29.2% | 28.4% | 27.5% | 26.5% | 25.4% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net debt
$48M
Total debt − cash
Beta
0.36
Vs market benchmark
Frequently asked questions
RLI (RLI) Key Financials
Charts, filings, and peer comparison for every metric
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