How RLI (RLI) Makes Money: A Visual Guide
RLI (RLI) generated $1.90B in revenue, earning $395.01M in net profit (20.8% margin). Its largest revenue source is Casualty Segment (59.8% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
In TTM through Q1 2026, RLI (RLI) generated revenue across 3 reportable product segments; the largest contributor was Casualty Segment at 59.8%, followed by Property Insurance Segment (31.1%) and Surety Insurance Segment (9.1%).
RLI (RLI) Income Statement Flow — TTM through Q1 2026
Calculated from the four most recent reported quarters, ending (reported ).
RLI (RLI) Revenue by Product Segment — TTM through Q1 2026
Revenue contribution by product segment for RLI (RLI) in TTM through Q1 2026.
Casualty Segment
- Revenue
- $1.14B
- % of total
- 59.8%
Property Insurance Segment
- Revenue
- $590.62M
- % of total
- 31.1%
Surety Insurance Segment
- Revenue
- $172.26M
- % of total
- 9.1%
Total
- Revenue
- $1.90B
- % of total
- 100%
| Segment | Revenue | % of total |
|---|---|---|
| Casualty Segment | $1.14B | 59.8% |
| Property Insurance Segment | $590.62M | 31.1% |
| Surety Insurance Segment | $172.26M | 9.1% |
| Total | $1.90B | 100% |
Frequently asked questions
How does RLI (RLI) make money?
RLI (RLI) primarily makes money through Casualty Segment, which accounts for 59.8% of total revenue. For TTM through Q1 2026, RLI generated $1.90B in total revenue with a net profit margin of 20.8%.
What is RLI (RLI) gross profit margin?
RLI (RLI) reported a gross profit margin of 37.5% for TTM through Q1 2026, equivalent to $712.18M in gross profit. This means RLI retains 37.5% of each revenue unit after direct costs of production.
What is RLI (RLI) operating profit margin?
RLI (RLI) reported an operating profit margin of 26.7% for TTM through Q1 2026, equivalent to $506.98M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is RLI (RLI) net profit margin?
RLI (RLI) reported a net profit margin of 20.8% for TTM through Q1 2026, equivalent to $395.01M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does RLI (RLI) spend on capital expenditures?
RLI (RLI) spent $3.17M on capital expenditures in TTM through Q1 2026 (0.2% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is RLI (RLI) free cash flow?
RLI (RLI) generated $550.36M in free cash flow for TTM through Q1 2026 (29.0% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is RLI (RLI) effective tax rate?
RLI (RLI) had an effective tax rate of 20.2% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.
What are RLI (RLI) main revenue segments?
RLI (RLI) reports revenue across 3 reportable product segments, led by Casualty Segment at 59.8% of total revenue in TTM through Q1 2026. The full segment-by-segment breakdown is shown in the revenue-by-segment table on this page.
Data & methodology
What is a Sankey diagram?
A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?
We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
Where do segment and geographic numbers come from?
Product-segment shares come from the same TTM income statement that powers the Sankey chart. Geographic splits are first rebuilt from the four most recent quarterly geographic-segmentation filings so they align with the same TTM window; if quarterly geo data is missing, we fall back to the latest annual disclosure (the table heading shows which one is in use).
When was this data last updated?
Based on company filings through TTM through Q1 2026.
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