P/FCF Ratio for Synchrony Financial (SYF)

Synchrony Financial (SYF) P/FCF ratio is 2.5× as of June 5, 2026. The 5-year average is 2.4×. The sector median currently stands at 11.1×. The current ratio is at the 55th percentile of its own 10-year history.

Synchrony Financial (SYF) historical P/FCF ratio has ranged from a low of 1.2× (2020) to a high of 5.2× (2015) in the available daily series.

The price-to-free-cash-flow (P/FCF) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) free cash flow. It is calculated as market cap ÷ TTM free cash flow, where free cash flow = operating cash flow − capital expenditures. Because FCF cannot be inflated by non-cash accounting items, P/FCF is often considered a cleaner measure of "earnings-power valuation" than P/E — especially for capital-intensive businesses where depreciation diverges from real cash outflows.