Ticker League

Cash on Hand for Synchrony Financial (SYF)

As of · Reported

Metric

Latest period

$20.56B

YoY change

-2.6%

5Y CAGR

-1.8%

Peak year (2020)

$18.99B

Cash on Hand history chart for Synchrony Financial (SYF) from 2012 to 2025

Latest: $17.32B

Cash on Hand growth chart for Synchrony Financial (SYF) from 2012 to 2025

Latest: -2.6%

Cash on Hand history table for Synchrony Financial (SYF) from 2012 to 2025

  • 2025$17.32B-2.6%
  • 2024$17.79B-1.5%
  • 2023$18.06B+19.0%
  • 2022$15.17B+11.4%
  • 2021$13.62B-28.3%
  • 2020$18.99B+5.2%
  • 2019$18.06B+16.8%
  • 2018$15.46B-3.8%
  • 2017$16.07B+11.5%
  • 2016$14.42B-6.7%
  • 2015$15.45B+15.2%
  • 2014$13.41B+428.0%
  • 2013$2.54B+66.9%
  • 2012$1.52B—

Cash on Hand values are taken from Synchrony Financial's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Cash on Hand at Synchrony Financial (SYF)

According to Synchrony Financial's latest reported financial statements, the company's latest reported cash and short-term investments is $20.56B. Cash on hand here is cash, cash equivalents, and short-term investments reported at the end of each period — the most liquid assets on the balance sheet. Compare with total debt for net leverage and total assets for the share of assets held in cash.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

Synchrony Financial (SYF) most recent annual cash and short-term investments stands at $17.32B (2025) – edged down 2.6% year-over-year.

Across 2020–2025 (5 years), Synchrony Financial cash and short-term investments produced a CAGR of -1.8% – with a net decline across the window.

Between 2020 and 2025, Synchrony Financial cash and short-term investments declined 8.8%, falling from $18.99B to $17.32B.

Across the available history, cash and short-term investments reached its high of $18.99B in 2020 and its low of $1.52B in 2012.

Synchrony Financial Cash on Hand by Year

Synchrony Financial Cash on Hand 2025: $17.32B

Synchrony Financial posted cash and short-term investments of $17.32B in 2025, edged down 2.6% below 2024.

Synchrony Financial Cash on Hand 2024: $17.79B

In 2024, Synchrony Financial reported cash and short-term investments of $17.79B, edged down 1.5% below 2023.

Synchrony Financial Cash on Hand 2023: $18.06B

Synchrony Financial cash and short-term investments in 2023 was $18.06B, grew 19.0% from 2022.

Synchrony Financial Cash on Hand 2022: $15.17B

2022's cash and short-term investments for Synchrony Financial came in at $15.17B, grew 11.4% from 2021.

Synchrony Financial Cash on Hand 2021: $13.62B

Synchrony Financial cash and short-term investments in 2021 was $13.62B.

See more financial history for Synchrony Financial (SYF).

Sector peers by Cash on Hand

Financial Services peers of Synchrony Financial (SYF), ranked by their latest cash and short-term investments

Frequently asked questions

Synchrony Financial (SYF) Key Financials

Charts, filings, and peer comparison for every metric

Explore more

Deep-dives across the income statement, cash flow, capital return, and valuation

Overview