TTM
$4.94B
YoY change
+2.0%
5Y CAGR
+18.7%
Peak year (2021)
$5.89B
Cumulative EBITDA
$60.50B
EBITDA history chart for Synchrony Financial (SYF) from 2011 to 2025
Latest: $5.13B
EBITDA growth chart for Synchrony Financial (SYF) from 2011 to 2025
Latest: +2.0%
EBITDA history table for Synchrony Financial (SYF) from 2011 to 2025
| 2025 | $5.13B | +2.0% | +$101.00M | ||
| 2024 | $5.03B | +49.7% | +$1.67B | ||
| 2023 | $3.36B | -23.3% | −$1.02B | ||
| 2022 | $4.38B | -25.7% | −$1.51B | ||
| 2021 | $5.89B | +170.3% | +$3.71B | ||
| 2020 | $2.18B | -58.5% | −$3.07B | ||
| 2019 | $5.25B | +33.1% | +$1.31B | ||
| 2018 | $3.95B | +10.3% | +$368.00M | ||
| 2017 | $3.58B | -5.6% | −$211.00M | ||
| 2016 | $3.79B | +2.3% | +$84.00M | ||
| 2015 | $3.71B | +5.3% | +$188.00M | ||
| 2014 | $3.52B | +8.3% | +$271.00M | ||
| 2013 | $3.25B | -6.2% | −$213.00M | ||
| 2012 | $3.46B | +11.4% | +$353.00M | ||
| 2011 | $3.11B | — | — |
- 2025$5.13B+2.0%
- 2024$5.03B+49.7%
- 2023$3.36B-23.3%
- 2022$4.38B-25.7%
- 2021$5.89B+170.3%
- 2020$2.18B-58.5%
- 2019$5.25B+33.1%
- 2018$3.95B+10.3%
- 2017$3.58B-5.6%
- 2016$3.79B+2.3%
- 2015$3.71B+5.3%
- 2014$3.52B+8.3%
- 2013$3.25B-6.2%
- 2012$3.46B+11.4%
- 2011$3.11B—
EBITDA values are taken from Synchrony Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About EBITDA at Synchrony Financial (SYF)
According to Synchrony Financial's latest reported financial statements, the company's current EBITDA (TTM) is $4.94B. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, Synchrony Financial (SYF) reported EBITDA of $5.13B – edged up 2.0% year-over-year.
Synchrony Financial EBITDA has grown for 2 consecutive years, with a +18.7% compound annual growth rate over 2020–2025 (5 years).
Synchrony Financial EBITDA peaked at $5.89B in 2021; the latest annual figure is $5.13B in 2025 (12.9% below peak).
Across the available history, EBITDA reached its high of $5.89B in 2021 and its low of $2.18B in 2020.
Synchrony Financial EBITDA by Year
Synchrony Financial EBITDA 2025: $5.13B
Synchrony Financial EBITDA in 2025 was $5.13B, edged up 2.0% from 2024.
Synchrony Financial EBITDA 2024: $5.03B
2024's EBITDA for Synchrony Financial came in at $5.03B, surged 49.7% from 2023.
Synchrony Financial EBITDA 2023: $3.36B
Synchrony Financial posted EBITDA of $3.36B in 2023, declined 23.3% below 2022.
Synchrony Financial EBITDA 2022: $4.38B
In 2022, Synchrony Financial reported EBITDA of $4.38B, declined 25.7% below 2021.
Synchrony Financial EBITDA 2021: $5.89B
Synchrony Financial EBITDA in 2021 was $5.89B.
See more financial history for Synchrony Financial (SYF).
Sector peers by EBITDA
Financial Services peers of Synchrony Financial (SYF), ranked by their latest EBITDA
| $81.42B | |
| $72.36B | |
| $40.01B | |
| $29.35B | |
| $26.61B | |
| $26.00B | |
| $24.03B | |
| $20.19B |
- $81.42B
- $72.36B
- $40.01B
- $29.35B
- $26.61B
- $26.00B
- $24.03B
- $20.19B
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